Thorny

It's essentially renting the property because it drastically reduces the principle paid in the first year.

For example, let's look at a $200,000 house bought with a standard loan with 20% down, financing $160,000

Under a 30-year, the monthly payment is $992, meaning in the first year, the buyer pays a total of $11,901, with $10,048 going to interest and $1,853 going to principle.

Under a 50-year, the monthly payment is $879, meaning in the first year, the buyer pays a total of $10,553, with $10,087 going to interest and $466 going to principle.

After 10 years, the remaining balance of the 30-year would be $134,999, with $25,001 of principle paid off.

After 10 years, the remaining balance of the 50-year would be $153,707, with $6,293 of principle paid off.

So, in order to save $113 a month, (or a total of $13,506), the buyer would sacrifice $18,708 in equity.

While not as bad as the interest-only options out there or the student loan problems, a 50-year loan is not a good option for anyone.

Considering the potential for it to drive up housing prices, it's not a good plan for the country.

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It’s not just this LSU game. Over the past few years they seem to have abandoned the core principle that the call on the field has to matter, and that football was not a game created to be played under a microscope. It’s out of hand and making the game not very fun to watch. As a fan, these reviews can be subjective and arbitrary against your team, which makes the decision on whether they are “correct” or not fairly inconsequential, if they don’t always make sure they are correct.

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This.

It took 32 minutes to play the last two minutes of the first half of the Georgia-Auburn game. Just completely unwatchable.

GEAUX TIGERS!

Let's face facts: Bama was playing with their food in that game.

Rush 3 and stay back on defense. Nothing particularly spectacular on offense. It was almost like they were going vanilla to keep from giving Oklahoma anything to scout.

That's how bad this LSU team had become, especially on the offensive line.

Don't get me wrong, Bama isn't winning the national title this year--they're just a generic Top-10 team, IMHO. That will end up being a very forgettable game.

But any thought that LSU actually had a chance to win, even if the refs weren't buffoons, isn't realistic.

GEAUX TIGERS!

So, did I just imagine Bama running into our punter (next play after the BS disconcerting signals no-call)?

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He actually meant himself. I hate to break it to you, but this was coach speech. If he believed that, why did he go to the Dolphins after only a few years at LSU?

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Because he was always going to scratch that NFL itch. Goes back to his time as DC for the Browns: he saw college as a stepping stone for the NFL job he really wanted.

If he doesn't go to LSU but is hired by Bama in 2001, he leaves for the NFL by 2006 at the latest. Just listen to him: he understood the lure of being "the next Bear Bryant", but he decided to chase Don Shula anyway.

He learned in Miami that the NFL isn't what he wanted, which made him a better coach at Bama. But, he had to go through that lesson to keep from being a vagabond.

GEAUX TIGERS!

Don't fool yourself: Hallman was dead-coach-walking after the third game of that season, the "Interception Game" at Auburn.

True, Joe Dean didn't pull the trigger until the loss to Southern Miss, which only had 51,000 paid in Tiger Stadium (actual attendance was likely much lower.)

Also, Hallman was offered the chance to finish the last two games and did so. We don't know if Kelly was offered that chance.

But, he was cooked by that Auburn game.

ETA: These days he would have been fired for losing the 1993 Arkansas game where we had a chance to go to a bowl with a home win, but we coughed up a dismal 20-point loss.

This subject came up on my Facebook, from the perspective of an Auburn fan saying that job is just as good as the LSU job.

Here's where I see it:

LSU is a single Power 4/5 team in a state that puts a lot of talent in the NFL
Auburn is second fiddle to a legit blue-blood in a state that puts a medium amount of talent in the NFL.

Just based on that portion of the landscape, the closest comparable school to LSU is Ohio State and the closest comparable school to Auburn is Oklahoma State.

If that comparison is valid, then LSU has seriously under-performed its natural base and Auburn has seriously overperformed its natural base.

History does not dictate the future. LSU's fan base is notorious for not being unified in a way that does not plague Auburn. With the right coach, both can be highly successful.

JMHO.

GEAUX TIGERS!

Kiffin is certainly the "big fish" of this coaching search cycle (similar to Lincoln Riley in the last one). He has a lot of up-side to hiring him.

I don't think he leaves Ole Miss right before they have a home game in the first round of the playoff. He won't be at Florida or LSU, IMHO.

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If it is central to informing how these players behave, how can it not be relevant to the present discourse?

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The fact that they are fatherless absolutely is relevant.

How or why they became fatherless is not something the LSU coach, or the total number of coaches put together, can fix.

Hope that helps

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Why does no one try to explain why these homes are broken in the first place? Is that not important?

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It's incredibly important.

But, it's also rather irrelevant to the particular discussion, other than to say that engaged coaches can be a channel to get these young men to change the direction of their lives and not to leave their kids like they were left.