GhostofJimMorrison

quote:

---

I hate to say it but that left hand in the x post is not his left hand. The hearts are covering his right hand. Might be there but that’s not his hand.

---

You miss the class at LSU on how mirrors and photos work?

Just say she's beautiful or something bud. Stop with the " absolutely" shite. Its the stuff of simps.

quote:

---

Have you ever actually met a transgender person?

---

Yes, we've all had a coffee at a Starbucks, next question?

Its crazy how obvious of a dude that is.

I know we all kind of agreed that "thick" latina's would not be deported. But on behalf of all of us. I think we throw that one back.

quote:

---

Plenty of homes across America still under $150k.

---

I see it everyday, I say it everyday. The problem is peoples expectations and they're a bunch of winy pussies.

Theres a guy who worked for me for a bit. Great kid, smart, financially savvy and just grounded. He called me yesterday, he bought a brand new house in a Ryan homes subdivision at $230k (3 bed, 2 bath, 2 car garage). Used a USDA loan at 4.25% for 30 with no money down.

quote:

---

Tell us how much interest were you getting on any cash with that bank now?

---

That was your takeaway from the information I shared? You felt the need to go for a "gotcha" hot take?

I'll play along, my interest I got on my cash was 0%. Because I don't put my money to sleep in things that make such a low yield. My money that sits in a bank is to satisfy the cash flow needs of my business's or my household.

We all know liquidity issues hit fintech and brick and mortar banks the same. However, I would NEVER keep my business banking with a fintech, for this reason and several others.

For business, I was with Wells Fargo for over 2 decades, because I didn't know better. Anytime I went in for any sort of loan product related to business, they had no interest. And my credit is top tier. When Covid hit and I saw how they fawked over small/medium business with PPP distribution. I finally called the local VP of my small hometown bank... on her personal cell number. Read that part back.

When I have any need or issue. I walk in, call or text the VP of my bank branch. And its taken care of. I can call her right now and ask for a personal loan and they won't even pull my credit. When Covid hit, I moved all my money over. I'd just bought a new season business. And was completely fawked. Not only did she get me PPP in 48 hours (after waiting months with Wells Fargo). They did so out of their own cash on hand. Then they had the SBA reimburse them. They did this to the tune of nearly $50 million dollars in their local market. Because they knew the local business owners kept them in business.

In fact for wire transfers, I call the branch, the customer service attendant will do it over the phone for me. Needless to say, I've never found myself in your position.

I took the time to type all this out. Not to change your mind. But to enlighten other personal and business banking customers. On why Fintech can be great but not for everything. As well as challenge others to keep their business with a small local traditional (non fee based) bank.

quote:

---

China will take back a lot of factories that Americans own in China.

---

No American let alone an American company nor any foreigner can own anything in China. Creating that business buffer was at one time what I did for a living.

quote:

---

I’d give that flight a call sign of the judges name.

---

You sir are petty, and I'll allow it