Favorite team:Rutgers 
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Number of Posts:25383
Registered on:1/26/2008
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Explain? I sincerely do not get all of the vibes for owning a fully paid off home. I barely even notice my house payment each month — it’s creates zero stress in my life. I’ll have five figures worth of property taxes and homeowners insurance into perpetuity.

re: Paying off debt strategy

Posted by lynxcat on 10/4/26 at 4:50 pm to
quote:

Being debt free to me is more than about the math. It’s the free form bondage feeling.


But it isn’t. Stop paying your property taxes and see what happens. You never fully own your home so I don’t understand the “feeling”.

re: Rick Santelli retires

Posted by lynxcat on 10/3/26 at 9:18 am to
Joe is annoying. I really don’t enjoy him other than he at least provides a counter perspective.

Santelli was awesome. Loved how he would rattle the employment and inflation figures.

re: Comparing Dallas vs Houston?

Posted by lynxcat on 9/30/26 at 8:24 pm to
Dallas has zoning. Houston is so random it’s frustrating.

re: anthropic has filed for their IPO

Posted by lynxcat on 9/29/26 at 12:49 pm to
I will be surprised if they actually go public -- i doubt they can get the public valuation they are after.

2025 financials are effectively useless at this point other than confirming they lose a ton of money. This is all about how they keep 10x-ing the business every year for who knows how many years.

re: Paying off debt strategy

Posted by lynxcat on 9/29/26 at 12:46 pm to
quote:

Yep, snowball it. Pay off the truck and use any leftover to put towards car. Then take whatever you were paying on the truck and pay it towards the car. Once the car is paid off, keep making that payment towards a HYSA to pay as much as you can when you have to buy a new car.


This thread definitely started on the OT and not the MTB.

re: Paying off debt strategy

Posted by lynxcat on 9/29/26 at 12:38 pm to
Highest interest rate first. /thread
Eh, there are a lot of Boomers. These trends are going to be highly correlated with that population trying to hold on.
quote:

This is rare miss from you. Your expense exposure to gas prices is not limited to direct fuel consumption.


As I replied to Obtuse, this topic conflates two different things. The gas pump outrage is a microeconomics issue. I absolutely agree with the macroeconomic impact that fuel has on inflation. What I disagree on is that the average American getting pissed off about fuel prices isn’t thinking about all the downstream producer input costs and how that eventually hits their wallets. Average consumer is reacting to the pump price and the immediate cost to fill up. Of which, I think that pump price is overinflated in importance (the macro toll that fuel price increases drive is a much greater and stickier issue).
quote:

If fuel prices, particularly diesel, didn't affect prices throughout the entire chain of commerce, you might have a point.


It’s a different topic altogether. These bitching threads are about microeconomics and the impact of fuel on inflation is a macroeconomic topic. Yes, they eventually intersect but fuel as an input cost isn’t the root of the backlash.
Gas prices are an immaterial component of my household monthly spend. Would I prefer it cost $40 to fill up instead of $60? Of course. But it’s not going to change how I live my life.

I think gas prices are arguably the most visibly priced item in the country (seeing daily, numerous times, even when not “shopping”) so they are way more top of mind than they deserve.

If someone is driving an hour to work each day in an F250, then yeah, I see this mattering more to those individuals.
He didn’t use the exotic zone blitzes enough. Those plays rattled OM.
Doesn’t matter once you are after the top 50 or so.
quote:

Had I it to do over again, I’d have more.


Wish I had met my wife earlier. I think I would have been supportive of having four or five.

I never would have considered that many until having some.
Building slide content is getting significantly better.

re: Cavan Sullivan hype thread

Posted by lynxcat on 9/15/26 at 11:37 pm to
Arsenal has a 16 year old that scored today and is getting consistent minutes. It’s not unheard of albeit very rare.