lynxcat
Favorite team: | Rutgers |
Location: | |
Biography: | |
Interests: | |
Occupation: | |
Number of Posts: | 24098 |
Registered on: | 1/26/2008 |
Online Status: | Not Online |
Recent Posts
Message
re: 401k - Northwestern Mutual
Posted by lynxcat on 3/25/24 at 12:49 pm
[quote]25% growth 20% S&P 20% mid-cap 20% small-cap 15% international[/quote]
Your growth, small cap, mid cap tilts are effectively working you back towards a total stock market fund. ...
re: First time ever I owe taxes
Posted by lynxcat on 3/24/24 at 10:34 pm
People used to effectively 0% interest environment and then it pops to 4%+…if someone has a sizable amount of cash, it’s $4K for every $100K and it’ll hit the tax bill at the marginal tax rate so can be 24%+ or $1000 in extra taxes. ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 10:27 pm
Reyna at his best reminds me of Iniesta at Barcelona. Calm, creative…looking for a pass but can score when called upon.
Dest was fire tonight. His confidence was high all night. ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 10:13 pm
Mexico is really quite poor.
USMNT is in a different class. ...
re: First time ever I owe taxes
Posted by lynxcat on 3/24/24 at 9:57 pm
Do you have a taxable brokerage or a bunch of cash in a High Yield Savings Account that is throwing off interest or dividends?
There isn’t any withholding in those and it can quickly throw things off. ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 9:53 pm
Yunus is a good sub. I want BA as well for Puli. ...
re: Charlie Condon - 3B UGA baseball. is having a good year so far
Posted by lynxcat on 3/24/24 at 9:09 pm
76…40 hits divided by the average ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 9:06 pm
I think he was sliding left after being far right side of goal as the ball moved back around. So, less surprising. ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 9:04 pm
Our golden generation is actually quite fricking good. And, we have a legit bench too. ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 9:03 pm
Can’t hit it more pure than that.
Ever blown away by the margins of the game? He hit that rope straight through the sliding defenders legs. ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 8:55 pm
Gio is unbelievably calm on the ball. Her can break their midfield line from deep and then follow in to get involved in the attack. It’s different tactically but Reyna is arguably our best player and he’s getting way more touches with this freedom. ...
re: United States of F#ck Yeah v. Pendejos | Nations League Finals | 8:15pm CT (P+)
Posted by lynxcat on 3/24/24 at 8:10 pm
75% Mexican fans in attendance?...
re: Did you get a good raise and/or bonus this year?
Posted by lynxcat on 3/24/24 at 6:07 pm
Crazy industry standard…can only imagine the revolt when bonuses suck. ...
re: 401k - Northwestern Mutual
Posted by lynxcat on 3/24/24 at 10:18 am
[quote]Most 401(k) plans are high fee and lacking in good investment choices[/quote]
I hear this often…personally, I’ve had great plan options with cheap fund fees from Vanguard and Fidelity. I avoid the DFA, Black Rock, et al with the higher fees. ...
re: If I start investing would it be better to dump a bunch of money all at once
Posted by lynxcat on 3/24/24 at 10:11 am
Other posters have hit it…market goes up more than down. Lump sum beats DCA about 2/3 of the time per a Vanguard study. DCA is typically better psychologically. ...
re: What type of career would you recommend to an 18 year old in today's age?
Posted by lynxcat on 3/23/24 at 7:50 pm
[quote]Unless you are getting a highly specialized degree these days, I just don't see how college is worth it over a trade school.[/quote]
What ends up being classified as “highly specialized”? ...
re: 401k - Northwestern Mutual
Posted by lynxcat on 3/23/24 at 6:30 pm
[quote]On the other hand, I know EXACTLY what’s in my Fidelity S&P fund, and I argue that its actually much better to “set and forget for financially illiterate people”[/quote]
Yes, that SP500 fund is fine if you want 100% stock exposure forever.
You fail to acknowledge risk management....
re: 401k - Northwestern Mutual
Posted by lynxcat on 3/23/24 at 2:56 pm
Because they accomplish different things and provide a hands off risk management approach.
I don’t use target date funds but they are great for set it and forget people that aren’t financially literate. ...
re: 401k - Northwestern Mutual
Posted by lynxcat on 3/23/24 at 12:42 pm
Target funds are not SP500 funds. That’s a false comparison. ...
re: Anybody else using their HSA as a retirement vehicle?
Posted by lynxcat on 3/22/24 at 7:51 pm
It’s an interesting thought but you might actually be better served to even pay medical bills on a credit card and carry interest instead of using those tax advantaged funds. Strange to even think of that scenario but it may actually be that valuable of dollars.
To be clear, triple tax advantage...
Popular