KWL85

Field of Dreams

Pay him!

IPad has been impressive, but let's not take Crown for granted. He has been sharing info with us for a while. Happy to have IPad providing all the portal info he has lately, though.

:geauxtigers:

G

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I think I'm doing SPYM. Thanks yall

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Good choice.

You are on the right track. Maxing out your Roth at a young age is a good choice. As your income grows, you should also fund a traditional tax deferred account, which lowers current year taxes. It also provides tax diversification options for you down the road when you are pulling money out of retirement accounts.

Nothing wrong with using indexes, even in taxable accounts. The majority of my money is always in indexes for diversification. And they require less knowledge than investing in individual companies.

It is odd to only break even in the market we have been in for a while. You might need to use a financial advisor. I will say that investing in individual companies should increase your investing knowledge over time. That is a benefit in the long run. You might be chasing big profits thru risky choices. That could be why you aren't winning at it if you missed too often. You could try to stick with more proven winners with your individual stocks. You can make money with Google, Nvdia, Broadcom, Netflix, Amazon, Apple, Walmart, ... Don't try to be an expert stock picker; don't try to outsmart the market. Go where it tells you to go by jumping in on what the market already likes. There is usually a good reason why specific stocks are increasing. They are usually good companies and good investments. Good luck.

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Are you able to still input more money into that account or no since leaving employer

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No. I have an IRA for new deposits.

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Than your an idiot.

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You is kind, you is smart, you is important.

I agree that it makes it tricky on getting Ole Miss players. Everyone knows that Chambliss and Lacy are guys we want, and that we could get burned by holding out for them. It complicates the situation, particularly Chambliss, who likely cemented himself as Lane's top want at qb. The playoff run, coupled with waiting on his eligibility decision makes is a complication.

I guess you are getting beat up with responses because some interpret your wording as too dramatic. But you are correct with your sentiment. This board is just like all social media. It brings out the aholes.

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The guy was right. Using a password manager, you can have 1,000 passwords that are completely random, and 30 characters long, and have them auto-filled.

I wouldn't steal your password book, I'd borrow it, take pictures of it, and put it back before you noticed

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So what if the password manager gets hacked? You give access to everything in " one fell swoop".

You are correct on risk tolerance. The answer to your question on why take the risk of the stock market is simple. To increase your returns. If one has enough liquid assets to prevent pulling from equities at a poor time, then why not earn more with less liquid money? I am currently earning money for my kids and grandkids. I am comfortable with the belief that it is unlikely the market will be down more than 2 consecutive years, and can live with it if wrong. It is not like one would lose the majority of their money if wrong. History has shown that we typically have 7 good years in every decade. It has been 25 years since we had 3 bad years in a row. It has only happened a few times in it's entirety. I do not align with conventional thinking of 60-70% conservative choices during retirement. I would look at it different if I had significantly less wealth.