CharlesUFarley

quote:

---

Sous vide pork loin at 130 degrees for 3-4 hrs then seared on a hot arse flame or skillet is a damn fine medium rare piece of meat

---

Not to nitpick, but he said 9 LB loins, probably needs more than 4 hours and 130 degrees is a temp a lot of sources say not to got over 2 hours with, but many say 131 is good to go. No disputing your results though, just read up. Someone out there probably has a calc app for this.

You might want to google "safe harbor" tax payment rules. If you will have paid an amount greater than 110% (I think) of your total 2025 taxes by Dec. 26, then you won't owe any penalties and can wait until April 15th to pay those taxes. The first part of the year is usually stronger for the market. If you are still working, you can increase your withholding to meet the Safe Harbor amount. Also, tax loss harvesting if you have any losers you want to sell.

quote:

---

What are the biggest flaws with this analysis from Erin?

---

No tax treatment. No consideration of the source of withdrawals: taxable accounts or tax sheltered or Roth. She talks about real return but not after tax return.

$950K in a short term bucket that is taxable has to beat inflation and taxes.

When Social Security hits, you can get a higher after tax income with a lower draw down rate because not all SS is taxed. State income taxes also are also a factor, because most states don't tax SS, some don't tax IRA's, some do.

quote:

---

Hopefully, he hasn't locked me into EJ with golden handcuff type investments that will tax me heavily if I try to transfer to another investment management company.

---

It sounds like you really don't know what you're invested in. Before you make any changes, why don't you find out what you have, including all applicable fees, including contingent fees that would apply for selling shares, then decide if you can do better.

You should be able to transfer the shares to another broker without creating a taxable event, then maybe move out of them slowly over time with a definite plan including taking the taxes into account.

From what I hear, Edward Jones promotes American Funds, and some of those are best in class. You don't want to pay high fees to get them, but it might not be a good idea to sell them just to change and have to pay a lot of taxes.

Did it. Went back to work after 4 years.

Get on a good, consistent sleep cycle where you wake up with naturally with the sunrise every morning. Did wonders for me.

It's funny to me that Dan Rather's name never comes up in these conversations.

quote:

---

There is no possible course of action that would prevent this from being an “over and over” again situation.

---

I hear you, but some people probably said that about Japan in WW2.

Over and over again isn't new, we've been living in it since 1979.

quote:

---

Problem is they will never surrender. They will let everyone die before they surrender.

---

But when those people realize they are going to die, they will turn on the people who won't surrender.

I hope that the military has a plan for another round of kinetic operations that will change some thinking over there. I would make the next phase the eradication of the IRGC. That is the enforcement arm. I am sure it is already diminished, but now we should set our phasers on "exterminate".

History is written by the winners.

The main source of revenue for the Federal government were tariffs paid by businesses in the South. Lincoln wanted to raise those to pay for infrastructure improvements in the North that would strengthen the Industrial Base then to force the South to do business with the North, all the while criticizing slave holders to get votes.

It's important to remember that what we consider to be our rights are largely derived from English Common Law, among which was the right to own slaves. They were considered to be the rights that people expected when the country was founded. That is why the Constitution doesn't list them. It does, however, acknowledge the existence of legal slaves.

Just like the Dems today court the Squad, Lincoln courted the Abolitionists but in secret he had big plans for the revenue the slave economy generated, and he invaded because the Southern States stopped paying the bills. His Generals told him the war would be over in weeks.

The South Carolina militia fired on Fort Sumpter. In response, Lincoln invaded Virginia.

All the slave talk and all that history has recorded since then was crafted to support a narrative.

If you jump in the wayback machine a few more times, I think you'll find that FDR claimed that Social Security would never be more than 3% of the Federal Budget and that Woodrow Wilson claimed that only the very wealthiest Americans will ever pay income taxes.

And let's not forget: "If you like your plan, you can keep your plan. Period. End of Discussion."

“If they bring a knife to the fight, we bring a gun.”
- Barack Obama

The dems have been ramping up the hate and violent talk at least since W beat Gore. The difference is that W wanted everyone to like him so he never fought back, but Trump faces their stuff head on and doubles down to get what he wants.

I think it will be even worse when Trump is gone because we will be back to the kinds of Republicans who never fight back.