CharlesUFarley
| Favorite team: | Auburn |
| Location: | Daphne, AL |
| Biography: | |
| Interests: | |
| Occupation: | Drives and PLC Guy (Mechanical Engineer) |
| Number of Posts: | 953 |
| Registered on: | 1/13/2022 |
| Online Status: | Online |
Recent Posts
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re: UPS is offering its drivers $150k to leave the company, regardless of years of service
Posted by CharlesUFarley on 2/10/26 at 10:50 am to CR4090
I can't remember how many years ago, maybe twenty, but at the time the Teamsters called a strike because UPS was going to leave the Teamsters retirement plan and start their own for their drivers. The Teamsters retirement plan was largely financed by UPS at the time, and would have been crippled without UPS.
I suspect the situation is no different today. That, or something like it, is why they are suing.
I suspect the situation is no different today. That, or something like it, is why they are suing.
re: Why would any legal American citizen not want VOTER ID???
Posted by CharlesUFarley on 2/9/26 at 3:06 pm to oldskule
I don't know much about the Voting Rights Act, but i do know it has provisions that can be applied to state and local government to prevent the "dilution" of votes resulting from government actions such as annexation and gerrymandering.
It would seem like allowing illegals to vote and shoddy voting security would be a major dilution of voting rights. I wonder if the President can take action based on the Voting Rights Act?
It would seem like allowing illegals to vote and shoddy voting security would be a major dilution of voting rights. I wonder if the President can take action based on the Voting Rights Act?
re: Taxes on 401k after Retirement and Roth
Posted by CharlesUFarley on 2/9/26 at 1:27 pm to ATOlurker
Well then, it is true, but it is easy to read that wrong.
re: Suggestions for pizza sauce
Posted by CharlesUFarley on 2/9/26 at 1:22 pm to uaslick
Consider no sauce and just use fresh sliced tomato and basil. It would probably go great with some shrimp too.
re: Taxes on 401k after Retirement and Roth
Posted by CharlesUFarley on 2/9/26 at 11:20 am to ATOlurker
quote:
the Roth is much more beneficial to them since it doesn't carry a mandatory distribution over a 10 year period
Not true. It changed back during Trump's first term.
re: Taxes on 401k after Retirement and Roth
Posted by CharlesUFarley on 2/8/26 at 1:26 pm to Asharad
Under current tax law, you and your wife would be in the 12% federal tax bracket until your income exceeds about $`132,000.
Social Security changes that slightly, usually in the favorable direction.
You should estimate what you think future tax brackets will be, then figure out about how your income will fall into those brackets. I suspect the lower brackets will not change much in the future.
The Roth has many advantages in flexibility, but it probably wouldn't be worth paying 22% or 24% fed taxes now to avoid paying 12% later. It does offer flexibility that can help with RMD's or major purchases/expenses, but it doesn't mean it is automatically better.
Social Security changes that slightly, usually in the favorable direction.
You should estimate what you think future tax brackets will be, then figure out about how your income will fall into those brackets. I suspect the lower brackets will not change much in the future.
The Roth has many advantages in flexibility, but it probably wouldn't be worth paying 22% or 24% fed taxes now to avoid paying 12% later. It does offer flexibility that can help with RMD's or major purchases/expenses, but it doesn't mean it is automatically better.
re: What’s the worst Vanguard fund?
Posted by CharlesUFarley on 2/8/26 at 10:07 am to lsuconnman
What was your reason for choosing a REIT fund originally? It should have been obvious that it wasn't going to match the broad market over the long term.
re: What’s the worst Vanguard fund?
Posted by CharlesUFarley on 2/7/26 at 4:31 pm to lsuconnman
quote:
I’m inclined to believe I managed to fall into the worst find they offer
You must not have been paying attention in class.
How did it perform vs other REIT funds?
re: Is it possible to believe Trump is serious about DOGE while he is suing us
Posted by CharlesUFarley on 2/7/26 at 12:26 pm to sgallo3
quote:
Trump appointed the head of the treasury. He can get access to any info they have just like Patel did with the FBI documents.
Maybe, but an internal investigation would be subject to internal rules, whereas a court proceeding wouldn't. Perhaps his goal is to bring poisonous individuals inside the IRS and force them to testify.
re: Is it possible to believe Trump is serious about DOGE while he is suing us
Posted by CharlesUFarley on 2/7/26 at 11:46 am to sgallo3
Discovery
re: VETs need more influence in US politics
Posted by CharlesUFarley on 2/4/26 at 8:20 pm to reelingintheyears
Robert Heinlein wrote a book about that.
re: Is this one of the best-looking cars ever made?
Posted by CharlesUFarley on 2/4/26 at 12:56 pm to Street Hawk
This is better
re: Giant bird in space near the sun has been spotted again
Posted by CharlesUFarley on 2/3/26 at 9:47 pm to hawgfaninc
Dark Phoenix
She ate a sun, way back when the Marvel Universe was on paper.
That's what she looked like.
She ate a sun, way back when the Marvel Universe was on paper.
That's what she looked like.
re: 90% of Mexicans have spanish decent, US took from Mexico, Mexico stole from Indians
Posted by CharlesUFarley on 2/2/26 at 10:31 am to trinidadtiger
quote:
Mexico stole from Indians
The Aztecs stole from other Indians. They were invaders. They took the sighting of an eagle preying on a snake as a sign that they should build their city there and conquer the other tribes. That site is now Mexico City. Mexico then depicted the Eagle preying on the Snake on their national flag, thus celebrating an invader conquering, colonizing, and enslaving.
re: We shouldn't deport killers.
Posted by CharlesUFarley on 2/1/26 at 6:21 pm to prplhze2000
This isn't a federal issue. Justice for the murderer is a state issue. When the state is through with the murderer, the federal government gets him out of the country. If he gets off, it will be because the state justice system does not punish murderers.
re: What happened to South Africa?
Posted by CharlesUFarley on 2/1/26 at 2:11 pm to VooDude
quote:
I can’t get a straight answer on Reddit
Reddit doesn't like the answer, so it won't allow a straight answer to be posted there.
re: What happened to South Africa?
Posted by CharlesUFarley on 2/1/26 at 10:53 am to VooDude
Do you honestly not know the answer to that?
re: Space Shuttle Columbia's First Victims
Posted by CharlesUFarley on 2/1/26 at 10:47 am to ChineseBandit58
It was one hole or one crack in one part of the leading edge of one of the wings. When they reentered, that breach allowed hot gasses to penetrate the substructure, which made the breach grow and spread and eventually eroded the leading edge of the wing and lead to catastrophe. I don't remember if the shuttle tumbled, but it eventually broke up. Remains of all seven were identified, so that really ought to answer the question above.
I worked for Lockheed at Kennedy Space Center in the late 80's early 90's. Maybe a week or two before the Columbia disaster, I was telling a co-worker about it, and he asked "Do you think they are going to lose another one?". I said "Yes, and I will tell you how". I then described the leading edge sub-system thermal protection and explained how I thought it would fail some day in the tiles immediately adjacent to the RCC panels. I was wrong, the RCC panel itself cracked or was punctured, something I had never seen, and I don't think anyone I worked with had seen either, though we did have a process to repair those panels. Most damage to the Space Shuttle heat shield happened on the ground. The tiles are extremely fragile.
I worked for Lockheed at Kennedy Space Center in the late 80's early 90's. Maybe a week or two before the Columbia disaster, I was telling a co-worker about it, and he asked "Do you think they are going to lose another one?". I said "Yes, and I will tell you how". I then described the leading edge sub-system thermal protection and explained how I thought it would fail some day in the tiles immediately adjacent to the RCC panels. I was wrong, the RCC panel itself cracked or was punctured, something I had never seen, and I don't think anyone I worked with had seen either, though we did have a process to repair those panels. Most damage to the Space Shuttle heat shield happened on the ground. The tiles are extremely fragile.
re: You're Offered Home Brewed Beer ... Do You Tell Them The Truth?
Posted by CharlesUFarley on 2/1/26 at 9:54 am to Mizz-SEC
People who make beer (I used to be one) know when they have made a bad batch. They also put a lot of effort into making different styles with different flavors. There are some I don't like, so naturally, there are some others won't like. I always told people I was sharing my beer with what I was trying to make, what I actually got taste, body, and color-wise. Most bad batches aren't really bad, they are just disappointing.
One of my favorite bad batches was an amber ale. It tasted chlorinated, kind of like pool water. Still, I kept a few bottles. I was talking about brewing with a friend who didn't brew and I asked him if he wanted to taste a failure. This was probably a year later. I popped open one of those failures and poured it into two glasses. It was hot, hadn't been in the refrigerator. It was delicious. At room temperature, it was a nice amber ale with a pronounced caramel taste, just what I had been trying to make. I chilled one and it still tasted like chlorine when it was cold. My friend took four with him and drank them hot.
One of my favorite bad batches was an amber ale. It tasted chlorinated, kind of like pool water. Still, I kept a few bottles. I was talking about brewing with a friend who didn't brew and I asked him if he wanted to taste a failure. This was probably a year later. I popped open one of those failures and poured it into two glasses. It was hot, hadn't been in the refrigerator. It was delicious. At room temperature, it was a nice amber ale with a pronounced caramel taste, just what I had been trying to make. I chilled one and it still tasted like chlorine when it was cold. My friend took four with him and drank them hot.
re: Getting pretty fricking tired of nurses
Posted by CharlesUFarley on 1/28/26 at 12:17 pm to udtiger
Just a casual observation, but doesn't activity like this seemed to often be linked to a Nurses Union?
re: One good unintended consequence of Trump removing illegal aliens
Posted by CharlesUFarley on 1/26/26 at 1:37 pm to OysterPoBoy
quote:
and pro 2A.
I think they've always supported guns, they just have always wanted to be the only people that have them.
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