GeauxTigers777

I currently have 44/47/50/55/60. Will dump one soon, but trying to see real life gapping for a few rounds.

How much do you pay per year for someone to manage it? For me that would be a hell of a lot more than 7.5K. I have had two visits with a fee only advisor at $1k a pop. That has been over 5 years. THey have made a couple of good suggestions I have put in play, and a few suggestions I did not agree with. I have zero desire to give 1% a year when I can mimic S&P by myself, know how to tax harvest/ limit exposure/ tax benefits/ run retirement calculators. I might need someone later in life to help me minimize tax burden, and at that point, I will be wiling to pay for advice. I'm not willing to pay the equivalent of multiples tens if not hundreds of thousands to put my account in an algorithim and tell me it is doing ok once a year. I'm also not willing for them to bet their "knowledge/hunches" and statistically underporm the S&P over a 10 year time period.

Any recs for an inshore guide for OB that are good with kids? Would take my 7 year old with me.

I have about 15% cash, but that’s funds that will likely be needed in the next 6 months for a protect, and money market account pays higher than my savings. If I don’t have anything on the horizon, I keep zero cash.

But I guess what I’m saying is that is still the shaft changing the spin numbers even if indirectly. Turning the loft down solely on the club can bring in other factors. Obviously knowing launch angle would help a lot with that.

Yeah. 4 stroke with spot lock trolling motor, radio, garmin electronics on bow and helm (no livescope transducer), lights, lithium batteries, and a few other minor upgrades. It is mid 20s which I think is overly fair.

Great shape. Carpet and seats literally look almost new. Only 50 hours on the motor. Electronics are just your standard Lawrence. 12v trolling which is the only downside.

Would you clarify last few and your reasons behind that? Thanks

Awesome. Any insight on what to expect? That’s the current itinerary

Are you meaning nurses or NPs? Big difference. Some NPs already make 200+. I will promise you there is zero chance nurses (RNs, LPNs, MAs) phase out doctors. Their knowledge level and skill set are just no where near comparable.