Favorite team:Alabama 
Location:Pensacola, Fl.
Biography:
Interests:Heavy Equipment
Occupation:Small Business Owner
Number of Posts:80
Registered on:11/10/2020
Online Status:Not Online

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quote:

I was over at my dads house today helping with some household chores. He lives in a very rural area of a very red state. At the end of the work we went to one of the nearby country bars. It's the kind of place that farmers, truckers, legit cowboy boot wearers and the working class go to unwind with a cold one.

Vice President Harris was on the TV and the local gun store owner said to his auto mechanic (friends since high school),

"You know what? She ain't so bad. The economy is recovering, nobody's rioting, and we're standing up on the world stage again. Can't believe I'm saying this but Ol' Oakland Kam's got my vote this year."

I looked around and all I saw were heads nodding in agreement. I heard a few calls of "Yes sir" and
"Damn Straight" from the men around me. Even saw the lonely ball cap wearing farmer in the corner raise his drink with a nod.


This the best BS story that never happened that I've read in a while. Thanks for the laugh.
I have an app I'm trying to get off the ground and I need someone with the right skills to help me get it launched. I've hired marketing firms in the past but that hasn't worked out too well for me. Is there a company that would help me with my product and accept payment from commission?

I'm not trying to be cheap, just need to get results from the money I spend.
It's been going on for a while. In 2019 my excavator caught on fire while clearing a lot in a small neighborhood. After attempting to put out the fire I called the fire department and stood back as it became engulfed in flames. As I'm standing there watching it burn, trying to catch my breath from all the running around several neighborhood residents walked up and began filming with their phones. I think it was 5 or 6 people and as the fire burned out they all simultaneously turned to go back to their houses. Not one person tried to help me or even asked if I was ok or if I could use some water as I stood just a few feet away. I was really speechless that we have become such a disconnected society when it comes to social interaction.
Of what's wrong with college football and what is to come.

I haven't been in a few years and was aware of a few changes, but seriously had no idea how bad it has become.

The best way to sum it up is this looked like a corporate retreat with some football players in attendance.

North vs South is a thing of the past (I know, been that way a few years).

2 minute warning in the first quarter?

No kickoffs after a field goal?

Trotting fans out in between plays to do a fg competition with players on the field watching?

Players can come for the week but opt out of the game now (Penix)?

And let's not forget the saints cheer crew (yeah, that's right) with 5 obviously gay guys out there dancing for your kids to watch.

Also, the game was advertised as sold out but that stadium was only half full. This is worse than the pro bowl adopting flag football imo. I realize this game is supposed to be a little different since these guys are going pro but I won't be back to this garbage.

RIP senior bowl.
Roundup and diesel mix 50/50.

Will kill everything though so be careful what you spray it on.

re: Boys coming of age party

Posted by BillWilliamson on 8/13/23 at 3:12 pm
quote:

quote:
think he may take a gap year



How in the actual frick have we come to a place in society where this is really part of our vernacular


I agree with you. Seems strange to me that kids have normalized this.

Boys coming of age party

Posted by BillWilliamson on 8/13/23 at 3:04 pm
Just looking for ideas here...

My cousin invited me to a party for his son today. It's supposed to be a birthday/graduation/coming of age party for his son who is 17. Apparently it's going to be men only and he asked that I get a gift that is relevant to a young man venturing out into the world (I think he may take a gap year then pursue college).

Has anyone here been a part of this and what would be some good gift ideas that would retain value as he makes life decisions? (Not whiskey or hookers lol)

Ant help is appreciated.

re: Financing for raw land

Posted by BillWilliamson on 5/22/23 at 7:14 pm
Baldwin county, AL.

It's all planted pines. I'm going to try to get a better deal by asking for another 100 acres nearby and hopefully they will come down on their price a little.

re: Financing for raw land

Posted by BillWilliamson on 5/21/23 at 8:17 am
Would you mind sending me the contact information for your people at Prudential? I've made a few attempts to get in touch with someone with no response from anyone.

re: Financing for raw land

Posted by BillWilliamson on 5/8/23 at 8:31 am
Because you can do a lot of things with land...

re: Elk hunting tips

Posted by BillWilliamson on 5/7/23 at 6:52 pm
I've been elk hunting Colorado and Wyoming since 2013. Personally I've been unsuccessful but a few in my party have gotten an elk. I've never bow hunted elk so I can't say much to that but I can tell you that being a good hiker will go a long way. I've hunted Freeman Reservoir several times out of shape. One year, (2016), I had gotten in really good shape and it was a world of difference being able to move around as I pleased without being worn out.

Outside of that, be prepared for an early snow in case it happens and we take trash bags with us to pack the meat out in if we kill something.

I'm sure you're already aware of dealing with bears and general camping guidelines if you've already spent some time out there.

Good Luck!

re: Financing for raw land

Posted by BillWilliamson on 5/7/23 at 6:29 pm
Thank you for all the responses.

This definitely looks like the best thing going as far as I can tell. Hopefully in 7 years interest rates will be creeping back down instead of up! LOL

I'm dealing with a large land management company to buy this land. They represent several smaller subsidiaries. I would like to get a cheaper price per acre and also would like to buy a few more acres than we have talked about in the initial conversation. Does anyone have any good strategies for doing this?

My initial offer was $3,000/acre

Their reply is $3,500/acre

I'm curious if I offer to purchase another 100 acres or so if they'd be flexible. The land is in a rural community and isn't being developed like other places are right now. The topography is rolling with wetlands around the perimeter for the most part acting as a barrier between it and the connecting property. Really good property for growing pine trees but not so much for pasture conversion.

Anyone know any savvy negotiating strategies for raw land?

re: Financing for raw land

Posted by BillWilliamson on 5/7/23 at 10:06 am
I've never done one like that before. So what happens after the first 7 years are up? Just principle for the remainder of the term? Sounds too good to be true.

re: Financing for raw land

Posted by BillWilliamson on 5/6/23 at 9:13 pm
What kind of terms were they offering?(Prudential)

Financing for raw land

Posted by BillWilliamson on 5/5/23 at 8:19 pm
I have an opportunity to buy 334 acres of raw land planted in loblolly pines.

Does anyone have any good ideas on financing a purchase like this? At $3500/acre it's roughly 1.169MM and the best I've been quoted so far is 10% interest from a bank I've dealt with in the past. Are there any ways to deal with a bank on this and not get killed in Interest?
[quote]but I'd lose any gains paying back the bank on a purchase this size.


You're taking my quote out of context bud. I said that in reference to getting a better price due to the looming recession but then would pay back those gains in interest to the bank.

If you don't have anything constructive to add just stay out of the conversation.
Its timberland in Baldwin county, Al.
I wouldn't plan to convert it to any other kind of loan. Its just pulpwood land that was cut two years ago and replanted. I can afford the down payment and principal payment on a 30 year loan but 6% interest would double it. I just wanted to see if anyone had some ideas that I hadn't thought of.

My current situation is good. I own my home and other land I bought in 2017 and have no debt except for my wifes car ($30k).
With a recession looming I don't want to do anything too risky especially since it's not necessary.

Whats your professional advice?
Current rates on raw land are 6% or higher from what I've been told by my bank. I have 400 acres I want to buy but will get killed in interest payments at that rate.

Aside from paying cash for the property, are there cheaper ways to buy a property this size outside of a conventional land loan?

I realize rates have gone up across the board and we are headed into a downturn which could help me negotiate a lower price per acre, but I'd lose any gains paying back the bank on a purchase this size.

Does anyone on the board know of any creative ways to borrow for raw land without losing your shirt?