98eagle

Frogs (1972) is another horror movie in the same vein as the Blob. Giant Frogs munching on people.

One thing I don't understand is why all of these enormous data centers are needed and being replicated all over the place for AI. Does every company need an AI data center/super computer, do I need my own AI data center, or data going to be collected on every square inch of the planet including everything everyone does or says?

I just recently watched a few videos of Kayak fishing in the Ozark Mountains on Buffalo River and Caddo River. I assume there are many more crystal clear shallow rivers to fish from in addition to those. People were catching small mouths very easily casting or trolling. The Kayaks were going in shallow places unreachable by boat or by foot. The scenary was just breathtaking, and the class 1 and 2 rapids look like a lot of fun, and a challenge to get through some spots due to trees down etc.

I also saw one video where it was maybe 2' deep crystal clear and the in kayaks floated right over a giant school of Gars (possibly a hundred or more) maybe between 2' to 6' long. That was crazy. The Gars must have been spawning. That would probably wear someone out pulling in a 6' Gar on a Kayak. I think the Gars were in the Caddo River on the video I saw if I remember correctly.

I'm new to Kayak fishing. Just started rigging out several Kayaks, and just getting started fishing from them. I plan to take a trip up to the Ozarks and go kayak fishing and camping on up to several day floats down the Buffalo River at a minimum with some short hikes mixed in. I can't wait.

The following picture I found on one of my Facebook Groups for Kayaking. Not sure where this was taken. But it shows that someone caught an Alligator Gar from a Kayak. I think I will stick to Trout and Smallmouths in the Ozarks and to Crappie and Largemout, and Striped Bass in my neck of the woods. That Gar would be like having a motor attached to the kayak

EG's BBQ - Bugtussle AL
Brindley Mountain BBQ - Fairview AL
Brandon Iron Steakhouse - West Point AL
Burnt Knuckles Grill - Arab AL

Still laughing about what happened.

An ideal scenario is that your Social Security plus other income (combinations that might include portfolio interest/dividends, pensions, rental income, etc.) will be greater than your normal spending requirements to support your desired lifestyle, before even touching your portfolio.

Even then (whether your income is more or less than your spending), as Erin explains, with a sizeable enough portfolio, it is still perfectly okay to draw down your portfolio from a draw down bucket while you let your remaining portfolio continue to grow. Some people spend their careers amassing large retirement accounts, but when they retire they are gun shy to withdraw sizeable amounts from them.

She gave an example where a 65 year old couple had $2 Million in retirement accounts plus $60K in annual social security and they wanted to withdraw $80K a year from their retirement accounts, but they were scared to do so. She said as an example, they could draw down $80K a year for 5 years from a $400K high yield savings account or equivalent equity in their retirement accounts and let the $1.6 Million continue to appreciate over the 5 years. The growth of the portfolio plus likely decline in annual spending would still have the couple in great financial shape.

That versus being scared to spend from their portfolio and enjoying their retirement less. It's a mindset. That couple would likely never spend their portfolio. But psychologically creating a draw down bucket of a cash equivalent regardless of market conditions allows the couple to spend to support their $140K a year lifestyle without worry.

Erin explains the caveats much better and in more detail than I can in her videos than I can ever do justice to, in typing on this board. My explanation is dumbed down in comparison to hers. She explains multiple examples where individuals or couples with the exact same age and portfolio value in retirement could actually accomplish the same annual spending with a significantly smaller portfolio than others who likely will need a larger portfolio to support the exact same annual spending. It's definitely helpful to see her different scenarios and examples.

Erin Moriarity has a really good financial YouTube channel. She has a lot of great videos regarding Retirement strategies, Portfolio and Income strategies, Social Security, Financial mindsets, Estate Planning, and more.

Concerning the discussion in this thread regarding millionaires with liquid assets vs. assets that are tied up in home equity, in the video below, Erin explains the difference between primarily Paper Millionaires vs Liquid Millionaires vs. Optimal Millionaires and the financial mindsets and freedoms of each even though they may have similar net worths.

We basically live in a forest. Every few years I hire a big tree service company in our town to cut down any large dead trees or dangerous dead limbs near the house. They have contracts with the city and county as well.

Those guys only use Stihl chainsaws for the majority of their limb and smaller tree work as they are the best quality, lightweight, manuverable combination available. For their biggest tree cuts they use a Husqvarna chainsaw as it is the most powerful.

Their polesaws on bucket trucks are super light electric corded saws. For all other polesaw work they use Husqvarna pole saws because they are top quality saws with the best lightweight and balance combination.

quote:

---

pest control

---

Step on a roach or spider, swat a fly or zap a mosquito......go directly to jail!