ChollyMac4
| Favorite team: | LSU  |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 15 |
| Registered on: | 11/17/2019 |
| Online Status: | Not Online |
Recent Posts
Message
re: Baton Rouge Mayor's Race
Posted by ChollyMac4 on 11/6/24 at 6:59 am
Judging by what Ms Broome has done, I don’t think the qualification bar is very high.
0
re: Another self help thread
Posted by ChollyMac4 on 10/3/24 at 10:54 pm
I appreciate the responses.
Took a few days to digests the comments and think over my situations.
final decision: I threw 3k one time payment from cash savings and upped the monthly payment to 1k flat, (reduced my cash savings deposits). This should allow me to knock this thing out by Dec 2025. Bonus, found a way to send another 100 to my son's 529 and left my invested dollars alone in the ETFs.
Took a few days to digests the comments and think over my situations.
final decision: I threw 3k one time payment from cash savings and upped the monthly payment to 1k flat, (reduced my cash savings deposits). This should allow me to knock this thing out by Dec 2025. Bonus, found a way to send another 100 to my son's 529 and left my invested dollars alone in the ETFs.
Another self help thread
Posted by ChollyMac4 on 9/27/24 at 10:03 pm
I’m 38. I have a wife and a toddler. My dad passed a few years ago and was my adviser. Truthfully, until about age 31 idgaf about my financial future, but thankfully dad got in my head. I feel like I’m doing *ok* but being that dad is gone I lack the reassurances I sought from him. Wishing I could ask just one more question.
I’ve been aggressively knocking out debt. Also maxing a family HSA and contributing 11% salary to 401k and 200 a month to LA Start for my boy. I’ve only got student loan and mortgage left.
15,900 on student loan
125,000 on mortgage
I saved around 45k over the last 7 years. In May I decide to axe the truck loan (18k) and helped wife knock out her auto loan (2k). Sort of a rash decision but it feels great to not have those notes as my son enters PreK at a private school. I then stuck about 15k into etfs and have kept about 10k in cash savings. I view the 15k in the ETFs as an extension on my emergency fund (with the 10k cash savings)
I know this probably seems like a no brainer, but I’m struggling with making the move.
Knock out the student loan with the 8.25 rate or keep the ETFs and cash? I’m just arguing with myself with what is the best thing to do.
I’ve been aggressively knocking out debt. Also maxing a family HSA and contributing 11% salary to 401k and 200 a month to LA Start for my boy. I’ve only got student loan and mortgage left.
15,900 on student loan
125,000 on mortgage
I saved around 45k over the last 7 years. In May I decide to axe the truck loan (18k) and helped wife knock out her auto loan (2k). Sort of a rash decision but it feels great to not have those notes as my son enters PreK at a private school. I then stuck about 15k into etfs and have kept about 10k in cash savings. I view the 15k in the ETFs as an extension on my emergency fund (with the 10k cash savings)
I know this probably seems like a no brainer, but I’m struggling with making the move.
Knock out the student loan with the 8.25 rate or keep the ETFs and cash? I’m just arguing with myself with what is the best thing to do.
re: What is wrong with Nancy Pelosi?
Posted by ChollyMac4 on 2/4/20 at 8:34 pm
Literally everything. Just start naming things. You win every time you name something.
re: Ed Orgeron vs Jimbo Fisher
Posted by ChollyMac4 on 1/17/20 at 10:39 pm
Watch Coach O keep evolving his team while Kirby keeps trying to copy Auburn’s games plans.
re: LSU may not be the original “Death Valley”
Posted by ChollyMac4 on 1/3/20 at 10:58 pm
I’ve never posted a thing on this site. Long time lurker.
That’s a lemur.
That’s a lemur.
Popular
10
