GeauxTigahs92

We are open to traveling a bit to surrounding cities. I know Baltimore, DC, and Mount Vernon are pretty close so any suggestions around there are welcomed as well. Only limiting factor are three kids and their ages.

At the beach. Staying in the Portofino resort.

When I was in school at LSU HSC in Nola I lived on campus and would go to their 8:30 pm mass every Sunday after I was done studying. Beautiful church inside and out.

I am not familiar with BR but do you really think it'll be that busy the day before the game at like 1:30-2 pm?

I am going to dinner in Nola tomorrow evening so I have to be back home in time to change and head out. Just need a quick place to grab a bite to eat. I will be on Burbank to pick up the piece of furniture.

We definitely plan to travel. I want to plan and have enough to live a comfortable life but in my line of work I see plenty of people who start breaking down as soon as they retire. I am definitely an advocate of live life while you can.

Let’s say the SEC wins their lawsuit they filed today. Can the retroactively punish us for playing these kids?

That's exactly the plan. Once loans are paid off I plan to put more into 401k. We have a $10k emergency fund that we add to when we can. Trying to be smart!

It definitely depends on what type of PT you do. Working in the hospital I would estimate starting around $65-70k. Working in an outpatient clinic is closer to $75-80k usually with bonuses depending on how many patients you see. Working in a nursing home can bring in closer to $90k because no one wants to do that honestly. Home health is where the most money is. You can easily make over six figures doing home health. But the types of patients can make that line of work pretty depressing and not very fun.

I was in grad school getting my doctorate in Physical Therapy. I do have really soft hands though. My patients love them.

I agree with everyone above. Make sure his degree is worthwhile. I took out about $80k for grad school for PT and am about 18 months away from paying it off. I did federal first then refinanced with a private company that had much better rates. Still paying like $850/month with a 3.5% rate. Student loans suck but they can be worth it if the job pays well. I love my job and would do it again if I had the choice. I refinanced with SoFi at first then Earnest again when rates dropped around covid. Both companies have been fine. Just go with the lowest rate from a reputable company IMO. Also, if he can pay bi-monthly instead of once a month it helps to reduce interest build up.