Agro70

I have about $10,000 in credit card debt that I am trying to pay off. I have excel spreadsheet crunched the numbers and with my salary and my current bills I am left with just enough to pay on the card and the interest and not really make the depth go down any. I don't have the opportunity to work OT at my job BUT I work 40 hours every week and that is not changing unless I change jobs so I have pretty consistent money coming in.

I have just under $200,000 in a 401K through my job. I am no where close to retirement age so any money I take out of the 401K is going to be taxed and fees taken out. I read online that I can withdraw early from my 401K as long as I realize I will get hit with a fee and taxed on the amount come next tax season. Or I can do a 401K loan and pay myself back over time, but honestly this option just feels like moving my debt pile to another pile and not really paying it off.

So I figured I can take $15,000 out of the 401K, use the $5,000 for fees and eventual taxes and use the remaining $10,000 to pay off the debt and begin using that money, I would have been paying into the credit card, to go into savings. Also with how much I contribute, I figured will make back the $15,000 in the 410K quickly and will not miss it come glorious retirement day.

Right now I see that as my best option but I figure there has to me another risk I am not thinking about, so what is it?

If you want to try something different for a dinner experience, look up a place that does Raclette cheese. My wife and I went to France a few years back and found a whole in the wall Raclette place and had a great evening eating that with some wine out in the patio. Cheese, meat and potatoes. cant go wrong with that.

The Midnight Meat Train

I need help finishing my homemade cracklins. Every time I make a batch they come out either soft or burnt. I like a thick cut cracklin that's crunchy on the outside but meaty and soft on the inside. I cut the pork belly thick, fry them at 200 DegF for 1.5 hours, I take them out to cool, usually season them then, I get the oil up to 375 DegF, then fry them again for 5 or so minutes (Any longer and they burn), then take them out and season them one last time. I keep a close eye on them to make sure they are done but every time I take hem out after that second fry they are not crunchy. Any thoughts? What am I doing wrong here?

S08 - E14. "Woodland Critter Christmas"
Best episode ever. It is required viewing at my house every Christmas. :lol:

Pro-tip if using a bamboo roller. Wrap it in plastic wrap and poke a few holes in it to vent. It will save you from getting rice stuck in the roller.

Me and some family members are headed to the Kenai Peninsula for a week long fishing trip. We will have at least one day to ourselves to do some sight seeing. Anyone have recommendations for what to do for a day around Kenai or Soldotna?

To add to my previous post, the Peerless distillery just sent me an email saying they plan to release their first bourbon in 102 years this June.

Going for a friends wedding in their hometown. Any suggestions on things to do or places you must go to grab a bite to eat? I know they have a casino close by.

Did anyone notice the voice on the mp3 in the second episode was the podcast GOAT Dan Carlin? Though that was a great touch.