
Will Cover
| Favorite team: | North Carolina |
| Location: | Davidson, NC |
| Biography: | John 14:6 — "I am the way, the truth, and the life. No one comes to the Father except through me." |
| Interests: | |
| Occupation: | |
| Number of Posts: | 39916 |
| Registered on: | 3/8/2007 |
| Online Status: | Not Online |
Recent Posts
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Valve-Only Trim Kit, Diverter on Valve
Posted by Will Cover on 12/26/25 at 10:45 am
I bought this Gerber part because my plumber said Gerber was used in this shower/tub. At first, I bought a Pfister part since all the other shower/tubs have Pfister installed, but it didn’t work (rough-in body / mixing valve).
Unfortunately, this Gerbar valve-only trim kit doesn't fit either.
Any suggestions as to which brand might be the right fit for this? Or did I simply buy the wrong "Gerber" valve-only trim kit?
Unfortunately, this Gerbar valve-only trim kit doesn't fit either.
Any suggestions as to which brand might be the right fit for this? Or did I simply buy the wrong "Gerber" valve-only trim kit?
re: Anyone Drink Celsius?
Posted by Will Cover on 12/23/25 at 8:10 am to Salmon
quote:
a small can of Celsius has 150 mg of caffeine, which is about the same as a cup of coffee
How many cans of energy drink does a person typically consume in a day? It is like coffee (something else I don't drink either)?
I'm fairly "boring" when it comes to drinking. Water the majoiry of the time, and if I have a "Coke," it is 1 or 2 per week, if that, and it's always the Coke-mini, and I have trouble finishing them.
re: Anyone Drink Celsius?
Posted by Will Cover on 12/23/25 at 7:58 am to Fishinguy3527
quote:
Anyone Drink Celsius?
I can't help but think that energy drinks are unhealthy for you. Acidic, sugary, and full of caffeine.
I've never had one and I never will.
re: Mr. B's
Posted by Will Cover on 12/23/25 at 7:47 am to Raoul Stimulato
quote:
Pork chop
I always order a french cut, double cut Pork Chop over a steak any day, even at a steakhouse. Granted, Mr. B's Bistro is not a steakhouse. What type of chop do they serve?
re: Mr. B's
Posted by Will Cover on 12/23/25 at 7:43 am to The Pickwick
quote:
There are a lot of better options than Mr. Bs. I don’t think the food or atmosphere is all that good. If you have to go, stick to the gumbo.
Yes, I agree. However, I have always had a good experience there, and it was my choice. One of my daughters loves BBQ Shrimp, and I thought this would be a good place, while my other daughter doesn't like seafood, but loves Chicken and Sausage Gumbo.
Mr. B's
Posted by Will Cover on 12/22/25 at 8:51 pm
Planning to make a visit to this restaurant later this week. Are the BBQ shrimp and Gumbo Ya-Ya still the recommended "go-to" items to order?
This also caught my eye:
I'll be going with others, and might want to share for a "surf and turf" meal.
This also caught my eye:
I'll be going with others, and might want to share for a "surf and turf" meal.
re: Baby mama drama royal rumble in Little Rock
Posted by Will Cover on 12/22/25 at 3:53 am to hawgfaninc
Becoming more and more “normal” day to day “blacktivities.”
re: People who are currently employed but have 'Open to Work' on their LinkedIn
Posted by Will Cover on 12/20/25 at 10:55 am to BurningHeart
quote:
People who are currently employed but have 'Open to Work' on their LinkedIn
I deleted LI about 5 years ago. At that time, it was turning into Facebook. I don't miss or need it. And I imagine it has continued to follow the Facebook trend.
re: Factors affecting your credit score
Posted by Will Cover on 12/18/25 at 6:36 am to Shamoan
quote:
Crazy one to me is that your credit is hurt by not having enough debt. Pretty wild.
Dave Ramsey calls a credit score, "The I Love Debt Score." There's a whole lot of truth to that.
re: Factors affecting your credit score
Posted by Will Cover on 12/18/25 at 6:35 am to Tarps99
quote:
Also Hard pulls stay on your credit report for 2 years and are used in the scoring model.
True. I have read, although I can't remember where, that hard inquiries do not impact your credit score after 1 year, even though they stay on your credit report for 2 years.
re: Factors affecting your credit score
Posted by Will Cover on 12/18/25 at 6:34 am to PotatoChip
quote:
If you’re checking your credit score monthly, I believe them that you may have too many inquiries.
Incorrect. "Soft" inquiries do not impact your credit score, only "hard" inquiries do.
re: Factors affecting your credit score
Posted by Will Cover on 12/17/25 at 9:16 pm to jbgleason
quote:
One thing will tell you all you need to know about these credit reporting companies.
The same company that determines your score will offer to sell you a “service” to raise your score.
They can go frick themselves.
^^^
This. :cheers:
re: Factors affecting your credit score
Posted by Will Cover on 12/17/25 at 9:14 pm to fightin tigers
quote:
What was the single hard credit check?
I was planning to finance a vehicle at a very low interest rate, but decided against it, and just paid cash for it.
Peace of mind won out over interest rate.
re: Factors affecting your credit score
Posted by Will Cover on 12/17/25 at 9:12 pm to cgrand
quote:
then why are you pulling your credit score? I have no idea what mine is and don’t care
Slow night, for me.
And I received an email from TransUnion.
So, I did.
re: 1 week to Christmas
Posted by Will Cover on 12/17/25 at 9:09 pm to AZTiger7072
quote:
1 week to Christmas
quote:
What is your excitement level and what is your age?
This will be my first physical Christmas without my mom. She died earlier this year. I say "physical" because she had vascular dementia, and mentally, she died several years ago. This will now be my second Christmas without my dad.
I am 50, and while the thought of not having my parents is occasionally sad, I am glad that my mother is no longer with us on earth. She needed to go. Her work here was done. I trust that she is with those who she loved that preceded her in death. My dad was a very accomplished business man, world traveler, tremendous big game hunter, and incredibly bright. He had a very successful and fulfilling life. His work here was complete, and his body just gave out. His death was very peaceful.
As for me, I'm divorced, and at peace. I have two beautiful children, and I have a tremendous relationship with each of them. I have an incredible job, and I get to help people every day, which makes the work that I do very fulfilling. I have three dogs (one of which is my mom's), and I have a roof over my head, transportation, food on the table, bills are all paid, and occasionally, I get to really enjoy myself with a nice splurge.
I'm incredibly grateful for this life that I have. The last 5 years of my life have been very difficult, filled with loss, abandonment, lawyers, and seeing the evil in some people who I was once close to. But I've learned that just because it is (or has been) hard, difficult and different than what I had envisoned for myself, life today -- and tomorrow, can still be a good one.
re: Factors affecting your credit score
Posted by Will Cover on 12/17/25 at 8:58 pm to forkedintheroad
quote:
Credit scores are a measure of how profitable you are.
You sound pretty stingy, hence the dings.
You'll be OK.
I really don't have any future plans to use my "credit" so to speak, except a credit card that I use montly, and pay off weekly.
re: Factors affecting your credit score
Posted by Will Cover on 12/17/25 at 8:57 pm to Tiger Prawn
quote:
So you have an 847 instead of 850 because of a few grand in balances on revolving accounts?
Last month, I was actually 850. This month, I am 845.
Literally, nothing has changed. :lol:
Factors affecting your credit score
Posted by Will Cover on 12/17/25 at 8:49 pm
Slow night for me. So, I logged into a credit bureau, and pulled my free credit report.
Mine are:
I have 1 hard inquiry, and it was in November 2024.
I ChatGPT'd "Your largest credit limit on open bankcard or credit card accounts is too low" and it said, "You only have starter or secured cards
Your cards all have relatively small limits (e.g., $500–$2,000)
You closed a card that had a higher limit"
My lowest credit card limit is $15,000.00 with USAA for my VISA card. Why? Because USAA only gives out a total of $50,000 in credit limits to its customers. My other USAA American Express has a CL of $35,000. I have two other credit cards, one by Chase, and the other by Discover Card, that have over a $40,000 limit on each.
I owe zero. No house. No car. No credit card. No personal loan.
See above.
Do credit bureaus just make up shite?
:lol:
quote:
Hurting your credit score
Mine are:
quote:
You have too many inquiries on your credit report.
Your largest credit limit on open bankcard or credit card accounts is too low.
Total of all balances on bankcard or credit card accounts is too high.
The balances on your accounts are too high compared to loan amounts.
I have 1 hard inquiry, and it was in November 2024.
I ChatGPT'd "Your largest credit limit on open bankcard or credit card accounts is too low" and it said, "You only have starter or secured cards
Your cards all have relatively small limits (e.g., $500–$2,000)
You closed a card that had a higher limit"
My lowest credit card limit is $15,000.00 with USAA for my VISA card. Why? Because USAA only gives out a total of $50,000 in credit limits to its customers. My other USAA American Express has a CL of $35,000. I have two other credit cards, one by Chase, and the other by Discover Card, that have over a $40,000 limit on each.
quote:
Total of all balances on bankcard or credit card accounts is too high.
I owe zero. No house. No car. No credit card. No personal loan.
quote:
The balances on your accounts are too high compared to loan amounts.
See above.
Do credit bureaus just make up shite?
:lol:
re: My Christmas gift giving between family members rant
Posted by Will Cover on 12/16/25 at 9:26 pm to Morpheus
I am divorced. I have two daughters who I buy for. And I buy one gift for my sister and her husband. And one gift each for their two children.
Both of my parents are deceased. Christmas, for me, has gotten a lot simpler.
Both of my parents are deceased. Christmas, for me, has gotten a lot simpler.
re: Fairhope, AL restaurant info
Posted by Will Cover on 12/16/25 at 8:48 pm to j4lsu
quote:
Fairhope, AL restaurant info
Fairhope
* Dragonfly - Upscale street food
* Hope Farm - Farm-to-table
* Kingfisher - Seafood restaurant (same ownership at The Chime’s and Parrain’s in Louisiana)
* Tamara’s - Casual fine dining
* Sunset Pointe at Fly Creek Marina - Casual American coastal (Gulf Snapper Throats, BBQ Shrimp)
* Plane and Level - Italian coastal cuisine
* Master Joe’s (Sushi)
* Panini Pete’s - Cafe with burgers
* Page and Pallete - Bookstore with cafe
* Gene’s Beans - Ice cream and coffee shop
Bon Secour (near Fairhope)
* Tin Top - Oyster Bar and Steakhouse
Daphne
* Southwood Kitchen - Seafood-focused casual fine dining
Magnolia Springs
* Jesse’s - Steakhouse with Creole influences
Point Clear
* Wash House - Casual elegant dining (Chateaubriand)
re: Pentair Multi-colored Microbrite Pool Lights
Posted by Will Cover on 12/15/25 at 8:59 pm to White Bear
I just paid a shite load of money to have one of my pool lights replaced. I am sure I overpaid.
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