Favorite team:LSU 
Location:Frisco, TX
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Number of Posts:2940
Registered on:1/26/2004
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quote:

The course is nice, I don't know if it was $360 nice but it was in great shape. Not a tough course, but those greens are a bitch. Very few straight putts.
I'd agree with this. Not lot of trees but some nice elevation changes especially for north Texas. Fairways are wide. I think I only missed one during my only time playing. It has 6 tee boxes so you should be able to find one that fits your game. Staff was very nice.

The par three has lights so you can play it at night. It is more of a pitch and putt then a typical par three. I think the longest hole is 100 yards.
Southlake Tiger

Yes, Frisco raised the rate water rate by 6% this year. Average was $136. Highest was $207 in both July and August. Lowest was $96 in January. I have a lawn sprinkler system and usage, of course, depends on rainfall and high temperature. This year I hand the yard resodded with Zoysia and watered it like crazy.

Frisco, TX
Coserv
39 CCF of gas
Month ending 1/21/2026
30 days in billing period
Gas stove, HVAC, hot water heater, and gas fireplace
1650 square foot retirement home

$67.46
My wife and I are in our mid 70s and have to take Required Minimum Distributions every year. The percentage increases each year. I am really, really, really happy I don't have to take RMDs on our Roths.

re: Credit for a teenager

Posted by PlanoPrivateer on 1/27/26 at 6:49 pm to
Google Visa student credit cards. Make sure they start with a very low credit limit like $500.00.

re: Spec Play - HGRAF

Posted by PlanoPrivateer on 1/27/26 at 1:12 pm to
quote:

They’re actually a functioning business so for $400 why not?


I have 3000 of roll the dice shares of FGPHF with a $0.07 average cost. I am accumulating more HGRAF every week. Also, considering GMGMF since it is coming off its recent runup. There is a foreign settlement fee on each GMGMF transaction so if I jump in it will be a fairly large (for me) number of shares.
I just saw a video on channel 5 NBC Dallas. It did not show the accident. It was taken on a home's security camera. It showed the Jeep pulling the sled on the street in front of the home. Seconds later it showed them on a perpendicular street where the Jeep had taken a left turn. You could see the left turn because there appears to be a park of some type directly across the street from the house.

It looks to me like the Jeep was going between 5 and 10 miles per hour tops when it passed in front of the house. It definitely slowed down when it took the left turn. He must have been going faster than what I observed when the accident occurred sometime after that.

re: Where to park

Posted by PlanoPrivateer on 1/9/26 at 3:54 pm to
I second the S&P 500 Index or go with Total Stock Market Index. Fidelity, Schwab and Vanguard all have very low-cost index funds.
Brown has a little Honey Badger in him with those moves.

re: Spec Play - HGRAF

Posted by PlanoPrivateer on 12/20/25 at 8:56 am to
Recent Interview with CEO

Alot of this will not be new to those that follow HGRAF. I found the following interesting.

Now up to 70 active customer projects. Can't disclose because of Non-Disclosure Agreements.

Overwhelmingly defense based business.

Targeting Nasdaq uplist in April.

Austin headquarters to open in February.

Open larger scale production facility by the end of 2026.

Operating at 80% margin.
I paid $2.09 earlier this week at Costco in Frisco Texas. Just checked their website and is currently #2.01.
Moving to a new job. Roll your old 401k into an IRA. Many more choices,

re: 401k vs Roth 401k

Posted by PlanoPrivateer on 12/13/25 at 1:32 pm to
I'm a big believer in having both Traditional and Roth. One thing I haven't seen mentioned is that Roths are not subject to Required Minimum Distributions. Between Social Security and RMDs from our Traditional IRAs we have more than we need to live comfortably.

Let the Roths grow and know they are available in case of a severe emergency with no negative tax consequences.



quote:

I wonder if I should start getting more conservative and split the cash into low cost ETFs


You are a lot more aggressive than me. I would put all $350,000 in VTI. Then I would ladder some stop loss orders on NVDIA and Tesla. I get nervous when any single stock is much more than 10% of my total.
quote:

If you left early today thinking nice big green day and logged in at close you were in for a nice surprise.


Yeah, ya right. Left mid to late morning to pick up lunch for a granddaughter's student grandparents' lunch at her school. Checked on trading account much later in the afternoon only to see that it is down more (dollar wise) than I can remember.

We will see what tomorrow brings.
quote:

His wife is from Lake Charles and a super nice lady.


She also had an LSU banner in her front yard of their house in Frisco.
Feel much better about my trailing stop loss hitting then I did when it filled at $106. But I got back in at $98.00 and have a limit order in for more at $80.00. Off for a round of golf so it will be interesting to see how things work out today. Promise to buy a beer after the round.
Massive volume 44 million vs 16 million avg
Low of the day below 100

Trailing Stop Loss filled at $106 and some change but can't complain with avg cost basis at $31. Will buy back at least 100 shares if it opens below $100 in the morning. Sitting at $102 after hours.

10/22/25 Dallas Love - almost no line for a 6 AM flight.;

10/28/25 New Orleans about 10 to 15 minutes in line.

I was pleasantly surprised how nice all the TSA people were considering they weren't getting paid as usual.

Any Experience Lending Securities?

Posted by PlanoPrivateer on 10/31/25 at 12:38 pm
I received the following message from Fidelity.

"Did you know this account could earn you additional income by lending securities you already own?"

From what little I know as the lender I would not receive any dividends paid out and not have a vote. I would still be able to sell my shares anytime I wanted.

Does anyone have any experience doing this?
quote:

Damn I have my stop loss set at $104. Just saw I came close to getting closed out. Might be time to rethink that and set up a trailing stop-loss. Didn't think I'd need it at the time and set it up after we flew to $140.


Me too. I had a stop loss at $105 and some change. I replaced it with an $80 trailing stop loss.