
UpstairsComputer
Favorite team: | LSU ![]() |
Location: | Prairieville |
Biography: | |
Interests: | |
Occupation: | |
Number of Posts: | 1741 |
Registered on: | 1/26/2017 |
Online Status: | Not Online |
Recent Posts
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re: Can I contribute to and distribute funds from a 529 plan in the same year
Posted by UpstairsComputer on 5/9/25 at 9:01 pm
I have done this. My first kid was underfunded so I made the contribution for the fee bill for the semester then turned around and sent it out when it settled in the account. Had no problems with it.
re: 2023 starting offense in the draft
Posted by UpstairsComputer on 5/1/25 at 9:59 pm
quote:
For fun, the 2019 offense had 16 total players drafted:
1st Round (4): Joe Burrow (1), JaMarr Chase (5), Justin Jefferson (22), Clyde Edwards-Helaire (32)
2nd Round (2): Terrace Marshall (59), Ed Ingram (59)
3rd Round (3): Damien Lewis (69), Lloyd Cushenberry (83), Ty Davis-Price (93)
4th Round (2): Saahdiq Charles (108), Anthony Bradford (108)
5th Round (0):
6th Round (4): Trey Palmer (Nebraska) (191), Racey McMath (205), Austin Deculus (205), Chasen Hines (210)
7th Round (1): Stephen Sullivan (251)
How bad did Les suck at running an offense? Then Ed O is like "let's take this kid who looks good on film and talks like Joe Namath" and PRESTO, greatest offense ever.
And technically Emery still has a shot :lol:
re: How will pakistan india war affect our stock market.
Posted by UpstairsComputer on 4/30/25 at 9:20 pm
quote:
I'm only concerned if nukes are involved.
Yep. They been fighting over Kashmir since before I was born.
re: Advice
Posted by UpstairsComputer on 4/26/25 at 11:13 pm
quote:
I just withdrew from financial advisor and will handle my accounts from now on... Sold and have a good bit of cash sitting in the accounts. What are your thoughts on what I should do?
What. A. Cuck.
re: Since 2015 the Saints….
Posted by UpstairsComputer on 4/22/25 at 11:15 pm
This is year 4… doesn’t continue to get a pass. If he wanted to fix it he could swallow the red pill and fix it. Can’t consider him a cap wizard when the talent level has fallen so far we can’t compete with no clear plan in sight.
re: Who’s your go to market news?
Posted by UpstairsComputer on 4/11/25 at 9:25 pm
All the other answers are shite.
Financial Juice. You don't need the opinions. You just need the facts.
Financial Juice. You don't need the opinions. You just need the facts.
re: All right boys assuming this holds What was the "One" you missed the boat on?
Posted by UpstairsComputer on 4/9/25 at 6:39 pm
Took a ridiculous position in this yesterday and today. Was feeling a little dumb last night but when Qs made higher low doubled down. Was a good day.
re: .
Posted by UpstairsComputer on 4/1/25 at 10:37 pm
No. Do some research on sequence of return risk and high withdrawal rates. Our incentive is to not tell people they can do something that can be proven in court we should have been more diligent. The increased asset level is a by-product.
That said, I know some very frugal people that live on a very modest nestegg and social security. Nothing wrong with this if your intent is not to leave a sizeable inheritance and you don't really care to do expensive things in retirement. Some people live quite happily with a paid off house they lived in since forever, and only need money to replace an AC unit or a roof and buy a car for one of them every few years. Not too bad at all really...
That said, I know some very frugal people that live on a very modest nestegg and social security. Nothing wrong with this if your intent is not to leave a sizeable inheritance and you don't really care to do expensive things in retirement. Some people live quite happily with a paid off house they lived in since forever, and only need money to replace an AC unit or a roof and buy a car for one of them every few years. Not too bad at all really...
re: Saints' Derek Carr sought a trade early in 2025 offseason
Posted by UpstairsComputer on 3/29/25 at 9:13 pm
Yall give this dude a bad rap. He was basically throwing to dudes off the street while repeatedly being gang raped by any defense with a pulse behind that O-Line. I’d want out too. That’s not a winning combination. Throw in the fan criticism and ML front office decisions and it’s not like him taking a team friendly contract was fixing anything.
Those first two weeks last year before the injuries started were works of beauty by the team. So that’s the peak. I’d say that would be good enough for a deep playoff run. Then the wheels fell off.
Those first two weeks last year before the injuries started were works of beauty by the team. So that’s the peak. I’d say that would be good enough for a deep playoff run. Then the wheels fell off.
re: For those saying $3MM net worth at age 45 would not be nearly enough to retire...
Posted by UpstairsComputer on 3/28/25 at 9:21 am
You FA hater you... then segregate and only take the 10% penalty on the part that *would* get you up to your lifestyle for the time period you need (if you still have money in the 401k it's only 3 years).
I'll send you my bill.
I'll send you my bill.
re: For those saying $3MM net worth at age 45 would not be nearly enough to retire...
Posted by UpstairsComputer on 3/28/25 at 9:00 am
quote:
My tax strategy is to pay the IRA early withdrawal penalty and distribution taxes.
Separate some assets into a different IRA and execute a SEPP plan (72t)... Why pay penalties?
re: As a WBB fan, I was ashamed of out student section last night.
Posted by UpstairsComputer on 3/25/25 at 10:07 am
bullshite. I was in Orlando for the football game two years ago and they did that damn war chant incessantly the whole second half. :wah:
re: Fruit trees - which ones to choose?
Posted by UpstairsComputer on 3/18/25 at 1:28 pm
I have a great fig tree... produces more than I can eat or preserve. I may give Pears a go if both commenters have had trouble with plums. Thanks for the input!
Fruit trees - which ones to choose?
Posted by UpstairsComputer on 3/18/25 at 12:42 pm
Hey all, looking for opinions. I’ve done apples with little success and plums with zero success. Between floods, freezes, and droughts every time I’ve planted I’ve found a way to kill them.
I’m comfortable choosing varieties based on LSU agcenter recommendations, but do any of you have success with pears, plums, or apples?
Any experiences would be helpful. I’ve learned nothing in multiple tries apparently.
I’m comfortable choosing varieties based on LSU agcenter recommendations, but do any of you have success with pears, plums, or apples?
Any experiences would be helpful. I’ve learned nothing in multiple tries apparently.
re: Buying rental property as primary source of retirement income
Posted by UpstairsComputer on 3/17/25 at 7:51 pm
You've gotten a lot of really great wisdom on here for free. Not much to add, but I'll say you really need to be positive cash flow by the inevitable maintenance and repairs that are coming.
Why don't you imagine you had $100,000 down and $2,000 a month in your current area and see if you can get to that positive cash flow situation?
Why don't you imagine you had $100,000 down and $2,000 a month in your current area and see if you can get to that positive cash flow situation?
re: Any optimism for this season?
Posted by UpstairsComputer on 3/11/25 at 9:25 pm
quote:
Has me in a 2004-5 mood right now lol
If only we could hit on a Drew and Reggie offseason within 12 months... that would be better than we deserve.
re: Payton Turner signs with the Cowboys
Posted by UpstairsComputer on 3/11/25 at 9:19 pm
quote:
that one gonna hurt if he blows up in Dallas
If? Dude is definitely getting at least 9 sacks next year.
re: Vanguard’s 10y median forecast for US stocks is 3.9% annually, .6% for large cap growth
Posted by UpstairsComputer on 3/11/25 at 10:23 am
In their defense, we were told by the Fed that QE was ending and they weren't monetizing the debt as well as an expectation that interest rates would normalize. I think... we are done with most of that mumbo jumbo crap now that inflation is a thing again.
re: JNK still barely off it’s all time high after 4 week market sell off
Posted by UpstairsComputer on 3/10/25 at 9:53 pm
Zerohedge ccomment
Good news: amid the stock rout, credit refuses to budge, which indicates the economy remains stable
Bad news: credit refuses to budge, which means the Fed won't do jack
Good news: amid the stock rout, credit refuses to budge, which indicates the economy remains stable
Bad news: credit refuses to budge, which means the Fed won't do jack
re: JNK still barely off it’s all time high after 4 week market sell off
Posted by UpstairsComputer on 3/10/25 at 1:38 pm
I gotta say, this is a great point. Can't be rotation to bonds, right?
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