| Favorite team: | Arizona  |
| Location: | Porte du Lafitte |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 184470 |
| Registered on: | 9/30/2006 |
| Online Status: | Not Online |
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quote:
But if a borrower later defaults, taxpayers are on the hook
Stopped reading already. HUD maintains the Mutual Mortgage Insurance Fund (MMI Fund). All foreclosure activity HUD oversees, including making lenders whole if a borrower defaults, is funded by MMI.
MMI is funded by UFMIP and MIP and does not rely on taxpayer dollars
The fund currently has $188.9 billion in total capital reserves
A house has to be in conveyance condition for HUD to reimburse the lender. If a house does not qualify, the lender is on the hook for it and sends it REO, and any losses are written off.
Conventional loans are backed by the lender and not taxpayers
You would think WSJ could do a little research.
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It’s amazing that piece of shite song was ever in the top 100000 much less number 1
I only remember it from various movies or shows it has been used in
re: On this week 30 years ago the billboard top modern rock songs
Posted by stout on 8/14/26 at 8:34 am to Lonnie Utah
quote:
Yeah, they're only the band who's lead singer "played" a 12 gauge shotgun during their shows by firing blanks over the crowd (or at least used to).
They took after the Jackyl Chainsaw solo
re: On this week 30 years ago the billboard top modern rock songs
Posted by stout on 8/14/26 at 8:27 am to ChatGPT of LA
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had space in my life to elevate any person that would be associated with shite like that.
shite like music?
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Butthole Surfers got their name by accident during a 1981 live performance when an announcer forgot their temporary moniker and introduced them using the title of one of their original songs, "Butthole Surfer". The band liked the reaction and kept it.
No Deep Meaning: The name has no profound or hidden artistic message; it was simply a crude, intentionally shocking phrase used as a tongue-in-cheek song title.
Subversive Intent: The founders embraced the moniker precisely because it was absurd, vulgar, and guaranteed to prevent them from ever receiving mainstream radio airplay or being taken seriously by conventional music gatekeepers
You trying to make it a gay thing says more about your train of thought than anything
re: On this week 30 years ago the billboard top modern rock songs
Posted by stout on 8/14/26 at 8:18 am to ChatGPT of LA
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I pride myself by not knowing who the frick the "butthole surfers" are
Another win by a straight, male pureblood
They are straight white dudes too and you have probably heard Pepper
re: On this week 30 years ago the billboard top modern rock songs
Posted by stout on 8/14/26 at 8:06 am to Ace Midnight
quote:
I have socks older than you.
On this week 30 years ago the billboard top modern rock songs
Posted by stout on 8/14/26 at 8:02 am
I was going into my Jr year in HS. Growing old sucks
re: What JD really wanted
Posted by stout on 8/13/26 at 10:49 am to KingofthePoint
frick...the message board police is on me for making a thread!!!!!!!
quote:
Clickbait title....
Not really when you consider how easy it is to say what a woman is.
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Royce will claim to be a black unicorn and then show them his horn.
He has a 9-inch clit
Loading Twitter/X Embed...
If tweet fails to load, click here.re: Americans are freaking fat, man. It’s sad
Posted by stout on 8/13/26 at 8:28 am to lsupride87
Has this dudes cheeseball fake diamond watch been made fun of yet? I dont want to read the whole thread
re: 65 months of CPI over 2%
Posted by stout on 8/13/26 at 7:58 am to Diego Ricardo
quote:
1. The rates must go even higher and force a recession with mass layoffs to curtail demand as much as possible
Trump will have an aneurysm if that happens
We should have raised rates faster a few years ago and dealt with the pain. We might be on the tail end of it by now, but instead we are just floating along in a never-ending inflationary period.
Dumb
1. I never said a crash. I always said it would be a market correction.
2. These things never happen quickly and take years to come to fruition. People forget the decades of bad policy that enabled the 2008 crash. We have had similar bad policy, kicking the can down the road, which is what I have been warning about.
3. If you did listen to me, you are welcome. If not...sorry.
The market could change quickly if rates suddenly drop to 4% but even that would be bad for different reasons. In short, the market is cooked for a while either way.
1. I never said a crash. I always said it would be a market correction.
2. These things never happen quickly and take years to come to fruition. People forget the decades of bad policy that enabled the 2008 crash. We have had similar bad policy, kicking the can down the road, which is what I have been warning about.
3. If you did listen to me, you are welcome. If not...sorry.
The market could change quickly if rates suddenly drop to 4% but even that would be bad for different reasons. In short, the market is cooked for a while either way.
She signed up for a program in which, in exchange for a reduction on her bills, she agrees to let the energy company control her thermostat
This is fake news....for now
This is fake news....for now
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I am disagreed with because of what I do for a living. never change PT.
No. You’re being disagreed with because you’re acting like the franchise model is something new, or that Amazon is the first company to use this kind of structure.
I subcontract work all over the U.S. in my own business. I’m careful to maintain enough separation to stay within the legal distinction between subcontractors and employees, but I still have standards and expectations that my subcontractors are required to meet.
That’s not unusual. Every franchise or contractor-based business model has standards. The fact that Amazon does the same thing doesn’t suddenly make the concept improper or unacceptable.
re: 65 months of CPI over 2%
Posted by stout on 8/12/26 at 3:40 pm to Rip Torner
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Hey genius, raising rates with a mediocre economy would do wonders for growth lol it never ceases to amaze
What do you think inflation does for an economy, genius?
re: Dallas airport installing foot washing stations
Posted by stout on 8/12/26 at 3:37 pm to Night Vision
Someone should fill them with bacon grease
re: 65 months of CPI over 2%
Posted by stout on 8/12/26 at 3:22 pm to trinidadtiger
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How many of these foreclosures are illegal, we know they were getting fanni mae, mac loans. How many were renting homes and now the owner cant afford the nut?
About 1.3 million homes are built in the US each year, throw in 20 million people and be amazed when prices skyrocket......now surprised when they drop like a rock as these people leave.
How many of these overdue car loans and credit cards are illegals. They can just go home and take their f150 and big screen with them, they dont care.
Some of it may be illegals but we have been seeing this trend since before Trump took office and deportations started. Money is no longer cheap to borrow, making what is happening inevitable. The belt always tightens when money is not cheap.
quote:
But yeah lets raise rates
Yea they are 100% going to do that
I will pour one out for you when they do
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