
swampwiz
Favorite team: | LSU ![]() |
Location: | |
Biography: | |
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Occupation: | |
Number of Posts: | 86 |
Registered on: | 11/23/2015 |
Online Status: | Not Online |
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re: Tennessee 3 @ LSU 6 Final - TIGERS WIN
Posted by swampwiz on 6/17/23 at 6:13 pm
Anyone know a good stream URL? My regular go-tos jokerlivestream, atdhe & firstrowsports don't have it. :banghead:
re: Two Civil War Veterans Speak With Each Other on Camera
Posted by swampwiz on 6/7/23 at 2:24 pm
My 2nd GG-father and his brother were soldiers from Avoyelles Parish in the 2nd Louisiana Field Battery (Boone's Battery).
LINK
LINK
Anti-foreigner-owned property bill would disallow a modern Sheriff Harry Lee
Posted by swampwiz on 6/7/23 at 2:21 pm
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 7:04 pm
quote:
If it’s not the lack of economic opportunity and crime it’s the cost of living. Such a sad thing to sit by and watch honestly.
It's a combination of both - the Southshore (at least the core East Bank of Jefferson & Orleans upriver from the Industrial Canal) has prices that are in line with other places, but that have a labor market where the pay is enough to afford that housing. Enough folks have to make the pay-housing (including insurance) analysis to say "it's not worth it", so that there is enough of a labor shortage to boost wages up to a level to afford it.
That said, except for Slidell, the Northshore will have cheaper insurance (especially if the house is in flood zone X - the updated zones, of course), so folks can still live around here, just not on the Southshore unless they want to pay the price - or live in a new construction house that can take a Cat 5 storm. I think the problem is all the existing construction not being strong enough, or not high enough above grade, etc. (this presumes no Betsy/Katrina levee failure :rolleyes:).
Maybe this will motivate the poor people (who will experience much higher rents as the landlords will pass on the cost of insurance) to go somewhere else like Houston, and all the poor neighborhood housing can be demolished and replaced with super-strong housing. One thing that is for sure is that older houses will have such a high, extraneous cost (relative to a new house) will decrease in value.
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 6:52 pm
quote:
Dont look now, but the continuing rise in car insurance too. Basically, it's going to cost too much to live in Louisiana on the lower ages.
Ah, this reminds me of the good old days of Champion Insurance, where a 19 year old male LSU student in a beater family car (Oldsmobile Omega, LOL) could get minimum liability coverage for like $320/yr. :nana:
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 6:49 pm
quote:
I'm just looking for a different place to live. To hell with this shite.
So the Bogalusa Smell hasn't motivated you yet to leave? :yack:
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 6:47 pm
quote:
Federal government never should have been subsidizing insurance to begin with... wouldn't have these issues coming to a head like this
Hmm, maybe LA should be voting in all Democrats for federal offices? It seems that it's only after events like Katrina do fiscal conservatives like Vitter become spendaholics.
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 3:19 pm
quote:
My premium went from approx. 1800 a year to to 2500 to 4500 now almost 10,000 a year. unsustainable
WOW! :wha: :wha: :wha: Where are you at? What area under beam?
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 3:07 pm
I drove through Abita Springs after Ida, and I could not believe how many trees were down.
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 3:02 pm
quote:
i'm not missing the sarcasm, but universal programs are considerably superior to programs directly targeting idiosyncratic segments of society (race X, gender Y, income Z), both in terms of efficiency (you don't need nearly as much bureaucracy to implement a universal program) to political resiliency (see, e.g., social security).
All I know is that as being considered "low income" (due to very early retirement, LOL), I got an extra $50K from the Road Home, so I kinds like these programs. :nana:
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 3:00 pm
quote:
Last year builders were throwing up spec houses at 180 / sqft and getting multiple offers during construction. Now, we have a number of new builds ready to go that have sat for months. Prices have barely moved down... maybe $5-$10K.
That's crazy. My mother sold her 3200 ft^2 house in Jumonville for only $350K. Must be the Arabi Arts District. :rolleyes:
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 2:56 pm
quote:
I live 200 miles from the coast. Laura put us out of power for 9 days. Almost everyone had roof damage and many homes had trees on or through them.
My current plan is to build a house in northern St. Tammany. I'm planning on putting a metal roof and as much structural resilience as possible. Will that be enough?
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 2:54 pm
quote:
unpopular opinion: this is the sort of market inefficiency the government should step in to address directly. fema/nfip should disincentivize building in absurdly high-flood hazard regions (or incentivize investment in flood-mitigation infrastructure), but i'm not convinced that's what we're seeing here - especially given the language in op's article about "addressing inequities." state & federal government needs to subsidize flood & homeowners insurance in these markets, at least in locations that aren't inexcusably prone to flooding.
So are you trying to say that the descendants of the sugar plantation slaves that worked hard to build up Louisiana shouldn't get a break on insurance costs? :spank:
re: Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 2:47 pm
I guess in the end, classical economic theory will simply make property values go down to a level such that the net cost (i.e., including insurance) will equal that of a somewhat nearby with normal insurance costs. That said, at some point, folks would need to go to Shreveport or Jackson (MS) to get normal costs (i.e., because at least by then, hurricanes are not destructive).
Will the astronomical rise in homeowners/flood insurance empty out the Southshore?
Posted by swampwiz on 5/22/23 at 2:40 pm
re: Did anyone know that Louisiana has had an internet-pOrn ID requirement since January?
Posted by swampwiz on 5/21/23 at 7:33 pm
quote:
Where you been?
Obviously not looking at p0rn in LA ...
re: Did anyone know that Louisiana has had an internet-pOrn ID requirement since January?
Posted by swampwiz on 5/21/23 at 7:32 pm
I have to think that any tech companies that would consider setting up shop will think twice.
Also, Larry Flint (or whatever the entity that owns his strip clubs, now that he is an ex-pornographer) would be liable for simply having a webpage advertising his French Quarter clubs.
Also, Larry Flint (or whatever the entity that owns his strip clubs, now that he is an ex-pornographer) would be liable for simply having a webpage advertising his French Quarter clubs.
re: Help needed for a simple math problem
Posted by swampwiz on 5/21/23 at 7:20 pm
quote:
I’m trying to figure out how much money we have spent on killing each human being in the Ukraine war.
Wow, you Russian trolls seem to make it to every internet forum.
re: Did anyone know that Louisiana has had an internet-pOrn ID requirement since January?
Posted by swampwiz on 5/21/23 at 7:16 pm
quote:
Nobody’s gonna click that blind link bruh
OK, bruh, here is the URL:
"www.npr.org/2023/01/05/1146933317/louisiana-new-porn-law-government-id-restriction-privacy"
Did anyone know that Louisiana has had an internet-pOrn ID requirement since January?
Posted by swampwiz on 5/21/23 at 7:10 pm
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