Snoopy04

re: Most gut-wrenching episodes of Television

Posted by Snoopy04 on 4/20/26 at 9:53 pm to TigerFanatic99

Marshall losing his dad.

Movie/TV Board

re: AI Trading/AI Financial Adviser

Posted by Snoopy04 on 4/20/26 at 5:19 pm to rintintin

As y’all have mentioned, it’s definitely about the prompts you ask it. I’m not asking it to give me the stocks that it should jump 100% in the next 12 months or anything. I ask which companies look poised to optimally benefit from the current state of the market and the trends within it.

re: AI Trading/AI Financial Adviser

Posted by Snoopy04 on 4/20/26 at 3:57 pm to someone35

quote:
I asked AI for the "pick and shovels" of the current phase during the AI boom. below are the companies it told me and my current returns as a reference. These were purchased beginning of December:

ASML: 26%
TSM: 24%
AVGO: -15% (i scratch my head at this one being down like it is compared to the rest)
AMAT: 22%
ETN: 15%
PWR: 12%
ANET: 5%
MU: 78% (of course this was one of my lighter entries and im upset by that )
KLAC: 20%
VRT: 32%

Surprised in the return overall tbh. I was skeptical trusting the AI, but I wanted to see what suggestions it made compared to my own due diligence in the space. The gains are making sense to me while watching the rotation out of software companies that are getting "crushed". These listed companies are the suppliers of the continued CAPEX spending by the hyperscalers and software companies.

I've also utilized the XLP consumer defense ETF recently to help offset the tech sell off. That's been a nice place to rotate some profits.

ETA: if ETF's are something you consider, look at the SMH semi-conductor ETF. it holds the majority of the single companies i listed above and some other similar ones. last i saw i think it was up over 11% YTD already after being up 60%+ over last 12 months.

I posted the above in a similar thread back on Feb 12. For updated numbers on those same stocks purchases, here is the updated Total Unrealized Gain % for each since that post and the change in percentage. Initial lots were purchased on Dec 5, 2025

ASML: 32% - up 6% since post
TSM: 22% - down 2%
AVGO: 7% - up 22% (ETA: initial lot purchase up 2%)
AMAT: 35% - up 13% (ETA: initial lot purchase is up 45%)
ETN: 17% - up 2% (ETA: initial lot purchase is up 20%)
PWR: 32% - up 20%
ANET: 30% - up 25%
MU: 92% - up 14%
KLAC: 48% - up 28%
VRT: 75% - up 43%

I am not suggesting to depend solely on AI, but I do believe with supplemental research and specific prompt requests AI can be very useful. I would never blindly follow it, but I do extended research on the stocks it does suggest and decide on my own from there.

re: Would you rather win;

Posted by Snoopy04 on 4/13/26 at 9:02 am to TechDawg2007

1. World Series (bonus: walk off to clinch)
2. Masters
3. F1 WDC
4. Wimbledon
5. Super Bowl (would rather have NCAA natty actually
6. Stanley Cup
7. NBA Championship

re: Opinion on stocks in Roth account

Posted by Snoopy04 on 4/10/26 at 11:15 am to Sir Saint

quote:
the harsh truth is that this portfolio is absolute garbage for a Roth.

Harsh indeed, ha!

quote:
This is the type of thing you put in a "fun money" taxable brokerage account to play the casino

I do go back and forth on this concept a little bit, but it's because I only think of the potential winners and not the potential losers. For instance, I got in very early on a couple stocks that are in my taxable brokerage account and I'm annoyed with the five figure tax burden I will ultimately have. Had I went in on those in my Roth, I'd feel even better. HOWEVER, there are more losers in the "fun money" bucket than winners so I do understand them not having a substantial % allocation in a tax-free withdrawal Roth. At the end of the day, if I have a tax annoyance from selling winners I think that's an okay annoyance to have.

Each individual has their strategies and while there are textbook approaches to maximize and optimize your portfolio (taxable or not), it doesn't mean there aren't other ways to make it happen.

re: Opinion on stocks in Roth account

Posted by Snoopy04 on 4/10/26 at 8:44 am to Cajun75

That's a lot of individual stocks and I recognize maybe 8 of them. I do like having stocks that could carry substantial growth in a roth due to the tax advantage, but you run the risk of having winners and losers really counter themselves due to high volatility.

Do you also have holdings in any blue chips and/or index funds? These help buffer the big swings your individual stocks that are more speculative have.

Idk the make up of your portfolio, but for the speculative plays that are down 50% your biggest risk (aside from losing your investment) is time cost. The stocks down 50% may be able to have a massive swing up and make up ground but it may take a while. Time that your money could be sitting in a safer growth play.

It's all about allocating your risk. If you have your buckets dedicated to certain strategies then just stick to that.

re: Life Insurance Payout

Posted by Snoopy04 on 4/9/26 at 2:33 pm to Blizzard of Chizz

quote:
I figure if I approach if from the standpoint of simply trying to maximizing the amount that we split after he passes, then I’m not acting in his best interest.

I agree with that. I'd still get with an advisor if the situation is going to drill a hole in your brain. Otherwise, stick it in the HYSA or similar account for safe growth and reevaluate annually. You haven't given the impression you're needing this $100K to turn into $500K. Use it to keep your dad as healthy and happy as possible. Most people don't have life insurance benefits for these situations so you are already way ahead of the curve in that regard. :cool:

re: Life Insurance Payout

Posted by Snoopy04 on 4/9/26 at 1:04 pm to Blizzard of Chizz

Not to add on to the somberness of one passing away, but you said your dad has his own life issues. Are you thinking it's a short time window until his passing, or is it manageable where you think he still has a 10-15+ year window remaining.

Do you anticipate needing all $100K for him? Will what's left become yours at some point?

I would get with an advisor to map out whatever time frame you think he has left, respectfully, and manage the $100K accordingly. Put the amount that is for sure going to be needed into a HYSA or whatever other safe parking account is suggested and let it grow conservatively without risk of downside.

Then the remaining amount put into an index fund and let it ride for when it comes time you need it. You can handle market volatility and over time it will earn more than sitting in a HYSA or similar approach.

re: Spec Play - HGRAF

Posted by Snoopy04 on 4/7/26 at 9:08 pm to dallastiger55

quote:
So is everybody giving up on this?

All about perspective and risk tolerance. From my perspective at .42 cost basis (humble brag) I’m still riding high and just fine. It was all an “educated gamble” after some presented research as it is. Thank you, kind, sir. Those who chased the bag may be feeling a bit more pressure.

For all those committed for the long haul regardless of entry point, just enjoy the ride.

I want everyone to get the word out…

Posted by Snoopy04 on 4/7/26 at 8:58 pm

re: Spec Play - HGRAF

Posted by Snoopy04 on 3/26/26 at 3:32 pm to igoringa

This stock is going to continue making massive price swings. It's movements are solely based on operation announcements and the current Iranian conflict. I don't mean that as HGRAF is directly tied to what is going on, but geopolitical conflict creates the type of market volatility that HAMMERS speculative stocks like HGRAF the most.

I've said it before. Those who are accumulating should be drooling at the mouth when those large dips occur because these dips are not based on a failing aspect of the company.

re: Stocks or ETFs

Posted by Snoopy04 on 3/26/26 at 11:12 am to PLaneTiger

Depends how you want to manage your portfolio. Are you wanting it to be, invest and leave it be until retirement? If so, ETFs probably the conservative safe play. If you're going to be a daily manager of the portfolio and dedicate time to do research, then throwing in some single stocks that can run up higher than ETFs for stronger ROI is something to consider.

I started about 2.5 years ago and have done fairly well with having some luck catching momentum plays like PLTR and recently HGRAF. Admittedly, those two alone make my unrealized gains % looked very skewed as I got into PLTR at $13-$18 and HGRAF at $0.42, but removing those outlying performances, the portfolio is still looking strong with a hybrid approach of ETFs and single stocks.

My novice advice is to read and pay attention to the market trends. The more you do your homework, the "easier" it is to make investments you feel confident in rather than throwing money into it with nothing more than a hope and a prayer it works out. Don't try to find the perfect time either. "time in the market beats trying to time the market"

Have a plan or strategy in mind and stick to it. Patience and discipline will lead to more consistent success than going on tilt chasing the moonshots. I've strayed a few times from my "rules", but not before assessing the risk and understanding the potential outcome of going outside my rules.

I really enjoy the research and numbers crunching of the market so it helps me keep a pulse on what my portfolios are doing.

TL/DR: if you're wanting to invest and never look at it again until retirement, index funds/etfs. if you want to manage it daily, weekly, etc., include individual stocks you do homework on that are more likely to outpace the market during a timeframe you are targeting.

Good luck :cheers:

re: World Baseball Classic 2026

Posted by Snoopy04 on 3/16/26 at 1:25 am to mizzoubuckeyeiowa

Just a prime example of coaches always tellin their players to not put the game in the hands of the umpires. Good or bad call, someone is losing from it. Don’t put yourself in that position of chance.

DR had multiple chances to make something of their game. Came up short. Eso beisbol.

For the purist baseball fans, that was a fun game with US fans getting the icing on top.

For modern day fans, well, just try not to let the last call distract from still a great game to watch, but I understand it put a stain on it.

re: World Baseball Classic 2026

Posted by Snoopy04 on 3/15/26 at 9:56 pm to Broski

frick you Camineiro

re: 2026 Formula 1 (F1) Season Thread

Posted by Snoopy04 on 3/14/26 at 12:25 am to Hsctigers1776

I knew absolutely nothing about the sport other than Lewis Hamilton hitting the headlines from time to time and the movie Rush, but I have been watching since Drive to Survive dropped. I fully admit that’s when I got introduced to Max during his villain arc and I’ve always loved a good villain story. team dark side baby! so yeah my first driver to pull for just happens to be the best driver in the sport at the moment.

THAT being said!.… I really hope I’m not just blaming this new battery management simulator they’re calling F1 racing because Max isn’t winning right now. I’d like to believe I hate it on principle and not because he isn't winning. :lol:

Max practicing in prep for qualifying in a couple hours...