BigOrangeVols

I locked mine in the other week per my lender's advice, though my closing is in May so not the same timetable. Seems like a crapshoot to predict.

Am I off base, or does 30% not seem crazy to me. Is someone able to speak to why that, or even 40%, is a bad thing? Or is it just ideologically driven along the lines of "government = bad"?

1. Ex Machina
2. The Witch
3. Lady Bird
4. The Whale
5. X

I fall just within the 24% bracket and this year I maxed both my roth 401K and roth IRA since I like the idea of non-taxable income in retirement. It's my first year being able to do so. However, I am considering adjusting so that a portion of my 401k contribution goes to the traditional 401K to lower my annual income into the 22% bucket and have a little more take-home, but I may wait to see what happens with upcoming tax cuts. I'm 32 and single if that gives any context.

Some questions that get posed that I've seen to determine which route to go are:
- Do you see yourself being in a higher tax bracket now or in retirement? If higher now go traditional, higher at retirement go roth..
- Do you think tax rates will be higher/lower comparatively now vs. when in retirement? Same logic as above.
- Do you need more take-home now, or can you afford to eat some in tax? If you're wanting more take-home now to save for home, car, other expenses, it may make sense to do traditional now.

At the end of the day, you're still doing great, and won't regret either option. I think people have strong arguments for either so just pick one and roll with it.

So reached out to them - it was an error with their system andhow it was entered in. The account was accruing interest still, but was not paying it down. Still waiting to hear back from them on next steps. They admitted it's fully on them so whatever the course of action I won't be penalized - I've also asked for documentation for all of it.

:lol:

I think it's completely reasonable to say that if you go out due to injury that you have to sit out the remainder of the possession - I think that's enough to disincentivize without penalizing legitimate injury concerns.

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Severance and Ted Lasso are must watches.


This

...also Slow Horses.

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These three hands down. I haven't seen Silo mentioned but recently watched season 1 and enjoyed it (not on the same level but worth a mention).

Saw both their sets at the Ryman in October - just awesome.

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