JL

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Congrats to him. Two very different lifestyles. If he’s thinking engineering/science/premed then be prepared to work your arse off. If he’s leaning liberal arts then it’s much more stress free with some cramming in at the end of the semester. I did engineering and the name carries weight no matter the field. Not a lot of TAs teaching the class which is nice. Small class sizes once you’re past the main-major courses.

Campus life is awesome. College system and no Greek life. Can drink on campus so you’re not worried about DWis or getting hurt. Apolitical (mostly) environment. Rice village right there. Lots of Asians. No one cares about collegiate sports. Do it!

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This is pretty spot on except Campus life is awesome haha. I got my masters there so didn't have an undergrad experience, but I would say it's a fit school. If the degree program your kid wants is solid there and he/she is personality fit with the campus lifestyle there, then for sure send them. My personality wouldn't fit with undergrad life there. Your kid is guaranteed to get a solid education, close friends because of the way they structure their undergrad system by houses (randomly seperating kids into residential colleges), make sure your kid understands how that works, it's sort of like harry potter, and they will have a solid network for the rest of their career.

Couple of things I would consider as a parent, the area is super safe, one of the nicest in Houston. The campus is very nice, dorms are nice, administration is on top of everything and address issue very promptly whether it be a protest or a campus incident. As a professional, people knowing you went to Rice is sort of a badge of honor in the Houston area.

Are they named after Merlin in top gun as in assisting maverick? If so I’m in.

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Once AI has taken our jobs, there will be no mechanism for making money greater than UBI, so there won’t be a way to increase your financial status

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I disagree with this. I think there will be a renaissance of things like the arts, outdoors, live performances, health services (trainers, coaches, etc.).

For example, when I retire at my current trajectory I want to workout more, swim, learn to sail, etc. I'll gladly pay an expert to help me accellerate those things in person to have more human interaction and live 1 on 1 expertise. Maybe there won't be millions of these jobs, but there will be opportunities for people to side hustle beyond their UBI.

This is real life when we argue about how many 6 yr olds you could take down in a fight.

Trump Accounts are tax-advantaged investment accounts for U.S. citizen children under 18 with a Social Security number. A $1,000 government-funded, invested pilot contribution is available for children born between January 1, 2025, and December 31, 2028, with accounts established by parents or guardians.
Key qualification details for a Trump Account include:
Age and Status: The beneficiary must be a U.S. citizen under the age of 18 at the end of the calendar year.
Identification: A valid Social Security number is required.
Pilot Program Eligibility: To receive the $1,000 federal grant, the child must be born between January 1, 2025, and December 31, 2028.
Account Setup: Parents, guardians, or authorized individuals must submit IRS Form 4547 to establish the account.
Contributions: While only certain children get the $1,000 seed money, any child under 18 with a Social Security number can have a Trump Account opened for them, with up to $5,000 in annual contributions from parents, family, or employers.
Accounts are designed for long-term growth, with funds invested in {Link: index funds. The program starts accepting contributions in July 2026, notes {Link: Yahoo Finance and the {Link: White House (.gov).

In July you can open a Trump account for any kid under 18 and parents can contribute max $5k/year for tax free growth until they turn 18 and it converts to a traditional IRA,,

If you own a business, pay your kids as "models" and take their picture for advertising. Give them income for it and you're set.

Google response below

Yes, you can pay your children for using their pictures in your business and use that income to fund a custodial Roth IRA. The work must be legitimate, the pay reasonable for the service, and properly documented (e.g., invoices,, tax records) to comply with IRS guidelines. The child can contribute up to their earned income or the annual limit ($7,000 in 2025).
Key Steps and Considerations:
Legitimate Business Use: The photos must be used for advertising, such as on a website, in brochures, or for social media marketing.
Reasonable Compensation: Payment must reflect what you would pay a stranger for the same service; excessive pay to shift income is not allowed.
Documentation: Maintain a record of the work, such as dates, photos used, and pay stubs. While not always required for very young children, it is best practice to have them, or you as their guardian, fill out a W-4.
Setting up the IRA: You can open a custodial Roth IRA (or UGMA/UTMA account) at a brokerage firm. You manage the account until the child reaches the age of majority (18 or 21, depending on the state).
Tax Implications: While contributions are made with after-tax money, the earnings grow tax-free. If a child earns less than the standard deduction ($14,600 in 2024), they likely won't owe federal income tax, but may owe self-employment tax if not incorporated.

I've got a bar of silver thats been sitting in my gun safe for like 8 yrs. Was debating taking it to sell if it hit $100. I think i paid around $18/oz when i bought it.

It's cold up there. People want to be outside but it's cold. When stuff is burning they can be outside and it's warmer.

Those aren't E&P companies. They have much lower risk in this situation, no hard assets in country.