
shoelessjoe
Favorite team: | LSU ![]() |
Location: | |
Biography: | |
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Occupation: | |
Number of Posts: | 10835 |
Registered on: | 7/27/2006 |
Online Status: | Not Online |
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re: High school softball
Posted by shoelessjoe on 4/26/25 at 7:19 pm
quote:
I agree that district is better.
You think Lutcher or Assumption have a chance in non select 2? North Desoto and Brusly look unstoppable.
re: Qanon 'tards
Posted by shoelessjoe on 4/26/25 at 2:12 am
quote:
If there is nothing to the Q thing, then why has there been so much time devoted to debunking it? Just asking. Just sayin.
No shite! Media was trying to get as many people to denounce Q or, as the retards say, Qanon, to the same frequency as wanting Trump supporters to agree that the 2020 election was legit!
re: NFL Draft: Rounds 4 to 7 Today
Posted by shoelessjoe on 4/25/25 at 7:21 pm
Bo Callahan
re: Whether you agree or not with him, Trump has balls
Posted by shoelessjoe on 4/19/25 at 10:35 pm
quote:
It’s gonna be a train wreck
Sounds like you are hoping, not believing. fig
re: Pete Buttigieg takes the lead in 2028 Democratic primary for president
Posted by shoelessjoe on 4/17/25 at 11:25 pm
quote:
There are like 20 major cases about them that's about to drop
Please be specific. I’ve been out of the loop the last week or so.
Imagine using get Trump as your political message, only to have your corruption found
Posted by shoelessjoe on 4/17/25 at 7:14 pm
Letitia James couldn’t leave well enough alone. Now the real corruption and laws broken are being seen for all to judge. What a bunch of idiots!
re: Zelensky says Trump should visit Ukraine before any negotiations with Russia
Posted by shoelessjoe on 4/13/25 at 10:44 pm
frick this dude and any dumbass that supports sending anything to Ukraine. Time for the grift to end!
re: What does the mortgage rate decline have to be to benefit refinancing?
Posted by shoelessjoe on 4/8/25 at 6:38 pm
quote:
And if you plan to stay in the house forever, you want to make sure you aren't saddled with mortgage payments too far into retirement (if at all
This makes sense. I don’t really care to retire anytime soon. I would like for my wife to retire as soon as we could pay the house off. If I could refinance and use the difference in current note, I would put it on back end as principal payment to cut the mortgage years down
re: What does the mortgage rate decline have to be to benefit refinancing?
Posted by shoelessjoe on 4/8/25 at 6:32 pm
quote:
I was originally at a 30 year mortgage but been aggressively paying down principal - so I hope to not only get a better rate in the next 24 months but try to refinance it at a shorter 20 year mortgage length instead and be at a similar monthly payment as I am now (with a few years shaved off the backend).
This is my plan as well. I just came into a little money and put a chunk of it on the principal. My plan is once I refinance at a lower rate, to make the new note and put the left over difference on principal to equal about an extra note or note and a half per year to close on the 30 year time frame.
What does the mortgage rate decline have to be to benefit refinancing?
Posted by shoelessjoe on 4/7/25 at 11:37 pm
What I mean is where it pays for itself refinancing. You wouldn’t benefit if it fell only .50 from where you originally locked in. I’m in a 30 year fixed mortgage rate and locked in at 6.75%. With the tariff panic, the 10 year treasury yield started to fall a bit and it got me thinking about how low it would have to be to benefit me to refinance. Have to consider closing costs and the other fees that have to be considered when you think how much it has to drop to benefit. Is it 1% lower than the original lock of 6.75% or 2% of that? Not sure I will ever see 4.75% but could see the low 5% range.
re: Dallisgrass
Posted by shoelessjoe on 4/7/25 at 8:17 pm
Which one? Please help me out. I’ve sprayed prodiamine, Specticle flo and neither stops it.
re: Dallisgrass
Posted by shoelessjoe on 4/6/25 at 9:49 pm
quote:
If you are a golf course, sod farm, or athletic field you could also use MSMA.
This is the only way if you don’t use glyphosate. No pre-emergent works on Dallisgrass.
re: Treasury Sec Bessent’s analogy of the US market right now
Posted by shoelessjoe on 4/6/25 at 9:45 pm
I don’t believe. The stock market reacted because of the sales of the goods that stocks were tied to. In the near future, of course, countries won’t buy as much from the US as well as US from other countries so the markets reflect that. Once all of this is sorted out and the tariffs are lifted from the US, and Trump takes them off foreign countries, those items will see futures of goods start to increase again. It won’t be artificially inflated like before. Companies won’t be able to keep prices up because then you start competing with the cost of living and comfort of people buying to afford stocks to rise. I’m no expert but to me, they shoot themselves in the foot if they do this. The economy hurts if companies don’t adjust back to pre tariff levels just to make an extra buck .
re: Hidden in the tariff news is the fact that the 10 year yield has dropped below 4%
Posted by shoelessjoe on 4/6/25 at 9:35 pm
I would welcome this either way open arms. I lost in my 401k but not planning on retiring anytime soon. Just built mtg forever home when rates were in the low 3% range. Covid, hurricane and supply and demand issues stretched the build to over 16 months. Had to lock in at 6.75%.
re: Treasury Sec Bessent’s analogy of the US market right now
Posted by shoelessjoe on 4/6/25 at 9:21 pm
dont believe this is the case. It’s his choice of medicine for the sick patient. The cure very well could be worse than the disease.
To believe that the stock market would never take a hit like this is naive. It was inevitable. This is simply a fixing of the kicking of the can down the road. Just because the media kept most hidden from the tariffs put on the US by foreign countries while we sat by idle, now people are up in arms when Trump tries to reciprocate what was done to us. Problem is, we never had a president that put the US first and can’t be controlled, now the crying begins. It will be better in the long run. People need to put their big boy pants on.
To believe that the stock market would never take a hit like this is naive. It was inevitable. This is simply a fixing of the kicking of the can down the road. Just because the media kept most hidden from the tariffs put on the US by foreign countries while we sat by idle, now people are up in arms when Trump tries to reciprocate what was done to us. Problem is, we never had a president that put the US first and can’t be controlled, now the crying begins. It will be better in the long run. People need to put their big boy pants on.
re: Tomorrow will be lovely
Posted by shoelessjoe on 4/6/25 at 9:05 pm
quote:
believe the Covid jab works. this guy?
So you are proving we are not a cult. Not everything Trump says or does, everyone believes. Remember, he said the jab worked and pedo Joe and Kamala said no body would be forced to get it as long as DJT suggested it. Everyone that was against Trump agreed. Wasn’t until Joe and the Ho tried to push it upon us that everyone realized that those against were correct.
re: Tomorrow will be lovely
Posted by shoelessjoe on 4/6/25 at 9:02 pm
quote:
A billionaire that bankrupts every business he starts?? Hmm I think I’ll take the career politician
I think it’s time for another Covid booster
re: Tomorrow will be lovely
Posted by shoelessjoe on 4/6/25 at 9:00 pm
quote:
This sounds like Trump, the same guy that said he would date his daughter lmao.
Only a moron would compare the two. His daughter, who is beautiful, successful and very smart, who he would date, IF SHE WAS NOT HIS DAUGHTER, is nothing. It only solidifies, that Trump has raised his daughter correctly and admired who she has become. Only an idiot compares this to thinking that Trump would actually shower with his own flesh and blood.
But, you have proven that stupid comes in all shapes and sizes.
re: Tomorrow will be lovely
Posted by shoelessjoe on 4/6/25 at 5:41 pm
quote:
All could have been avoided. I can’t believe anyone voted for this clown. Recession incoming by Q3
What a tard! Or we could have let the idiot that showered with his daughter and installed, return and continue to give away our tax dollars and allow our country to be taken over by illegals and other retards like you! Instead idiots want to put a bandaid over a bullet wound.
re: Tomorrow will be lovely
Posted by shoelessjoe on 4/6/25 at 5:34 pm
“Cult of death”
Better than the cult of boys thinking they are girls, men can get pregnant, there are more than two genders, drag is hip, Pedo Joe is smart, Kamala has a plan, send my tax dollars to Ukraine, America first is a bad thing, Trump controls the price of eggs and believe the Covid jab works. These use led brainwashed mother frickers have the nerve to call Trump supporters a cult!
Better than the cult of boys thinking they are girls, men can get pregnant, there are more than two genders, drag is hip, Pedo Joe is smart, Kamala has a plan, send my tax dollars to Ukraine, America first is a bad thing, Trump controls the price of eggs and believe the Covid jab works. These use led brainwashed mother frickers have the nerve to call Trump supporters a cult!
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