Favorite team:Auburn 
Location:ATL
Biography:
Interests:
Occupation:
Number of Posts:932
Registered on:6/19/2014
Online Status:Not Online

Recent Posts

Message

re: The coaching list

Posted by CharlieTiger on 10/13/25 at 8:48 am to
quote:

Agreed on both counts. Though I do like that Georgia almost always makes good adjustments at halftime and plays better defense in the second half even now with him as full time DC. I do lean to NIL and TP playing a huge role, they had a stupid amount of NFL talent stacked on defense when Lanning was co-DC


They still have talent along the DL, but they were elite along the line when Lanning was there. That’s not as much the case now, but if we’re going to take a chance on someone young, why not a guy who has worked under Saban and Smart for the last 17 years. He was Smart’s first hire when he got the job at uga. He’s been part of 6 NC teams so he’s seen what it takes.

Someone’s going to go after him and if we don’t, I think we’ll regret it.



re: The coaching list

Posted by CharlieTiger on 10/12/25 at 8:45 pm to
Throw a bunch of money at Schumann and tell him we’re in it for the long haul. Ace recruiter. Great defensive coach that’s learned under Saban and Smart for his whole college coaching career. He’s young and likely going to be a great head coach one day. Might as well give him the opportunity to do it with us.

re: Offense and Hugh Freeze

Posted by CharlieTiger on 9/16/25 at 12:51 pm to
quote:

Our top3 WR room in the country couldn't get open against South Alabama. I don't think this weekend at Oklahoma is going to be fun. Hopefully we have been holding back, but history doesn't convince me of that.


This is where I am too and I hope I’m proven completely wrong. While we didn’t need to throw deep against S Alabama, our pass game was pedestrian at best. Maybe that was by design, but it’s concerning when we should really be able to pass at will against teams like that and we didn’t. 13/24 for 142 yards is kind of striking if you ask me.

These are the games that you go up big and bring in your second string QB to play the last 20 minutes. Based on his Ball St performance, Knight needs all the live action he can get.

re: Polls are stupid

Posted by CharlieTiger on 9/14/25 at 6:24 pm to
I kinda wished we’d dropped out of the top 25 after that performance on Sat. Need something to light a fire.

re: The Perfect Power Pop song

Posted by CharlieTiger on 9/11/25 at 9:30 pm to
quote:

Matthew Sweet - Sick of Myself


This is always one of the first songs that comes to mind. Girlfriend is up there too.

Saw where he had a bad stroke last October and is still recovering.
quote:

So, while others may have different methods, I remove 99.9% of the dismount using conventional methods, ie. toilet paper being disposed of in the toilet.


Why? The point of a bidet is to clean with water and then dry as needed. Mine even has fan that helps with that.
quote:

I don't either. how do people confirm it's clean?


I still use a little TP to dry myself and check for the “all clear”. We go through a roll maybe every 2 weeks though. We use so much less than we used to.

Purchased a Toto a few years ago and haven’t looked back. Psyllium fiber and a bidet are a life changer for the ol’ bhole.
quote:

YoutubeTV. You can pause and not pay when it's not football season or basketball season.


And it’s month to month so you can stop anytime. Unlimited DVR too.

I have the basic setup and get all local channels, all ESPN’s, SEC, Big Ten and ACC networks. I get espn+ free through my Amex card so I have more football options than I can possibly watch on Saturdays. I think it’s around $80 or so a month.
quote:

My question is if the hard dollar amount is passed on, or if companies will add tariff amount to the price they pay for goods and then markup from there


That’s very much an “it depends” answer. If a company is in a very competitive market with lots of substitute options for consumers, they’ll have to figure out a way to be as price competitive as possible. If it’s highly specialized, they can probably get away with passing most or all of the cost on, whether that’s a direct pass through or adding a markup on top of that cost. It all depends on their market and price/revenue strategies.
quote:

The math will never be consistent at the aggregate level. Every company makes separate decisions by item. Existing profit margins have always varied by item. They decide by item on how much of a tariff to pass on and how much to absorb. They also negotiate with suppliers and with "middle men" individually. Companies like Walmart are able to force their vendors to absorb parts of tariffs. Same has been true for cost increases in general. A tariff is just one form of a cost increase.


I work in strategic procurement for a global Fortune 500 and many of our suppliers were taking the approach of wait and see until there’s something definitive. Now that it seems like that’s not place for the most part, the costs are starting to get passed on. Some are willing to absorb some, but typically it’s a very small amount, but most are saying they’ll have to pass most, if not all through.

I’m guessing now that we have some idea of what the new landscape looks like, we’ll start to see prices rise in the coming months. Some companies will be better positioned to head that off - HD for instance who can likely spread that out over thousands of SKU’s. Others that are more specialized likely won’t be able to.
quote:

Down Under is terrible. The rest might take some time. He's almost too sarcastic on this one. It's so much that none of it rings true or insightful. I LIKE a lot of it, but it's just disjointed.


Down Under is his worst song ever, imo. It just seems like filler.

And I agree about it feeling disjointed. I actually like most of the songs. Some have grown on me but there really doesn’t seem to be any flow to the album.
quote:

frick Spotify though. This, the bullshite recently with the AI band they were promoting, the fact the artists don't get paid shite for streaming. More bands ought to pull their music from that horseshite site.


I’m closer and closer to moving to Apple Music. They pay artists more than double what Spotify pays. Here’s a breakdown of the major services.

Tidal pays the most but they don’t have near as many podcasts. I have a 1 year old golden retriever and walk that dog a lot so I listen to a lot of podcasts.

LINK
quote:

Just melt and re-use the pennies.


Today’s Pennie’s are something like 98% zinc.
quote:

Monetizing his office. Very bad look.


This is nothing new. He had foreign guests and their entourages stay at his properties over and over in his first term. Taxpayers are paying for his near constant golf outings, at his courses, now.

Not a bad gig if you can get it, I guess.

re: HSA suggesions

Posted by CharlieTiger on 4/16/25 at 9:39 am to
quote:


I have one through an employer but there are no investment options so we opened another one through Fidelity and do a transfer of assets every so often.


Interesting. Your HSA will allow you to move it anywhere you want?

My company uses Optum as the HSA and they have Betterment as the investment vehicle. Betterment is somewhat limited, imo.
quote:

This is a valid concern, but also very limiting if you want to take full advantage of credit card points. Unless someone is using CCs for large business expenses or traveling a ton, the best way to earn points is to get new cards when large bonuses hit, as you did, manage your older cards, and strategically cancel cards when needed.


I get that, but I just don't have the time or patience to play the points game.
quote:

Why would you not keep the Gold and also get a Plat?

Likely missed out on a welcome bonus and the Plat is a horrible daily driver. If you're spending enough to hit the waiver there's likely a lit you can also put on a gold.


We thought about it, but the Gold perks are not great, imo. They have some things like restaurant credits, but they're very limited where you can use them. The annual fee also went up to $325 last year. They compensated by an $84 annual Dunkin' credit, but I could not tell you the last time I've been to a Dunkin. We also already had a gold so would not have gotten any welcome bonus. We did get a big one for platinum. 100k points plus additional points for the first 6 months spend. I think we ended up with about 150k points. Bought two of our four tickets to Italy with that.

The biggest points for gold come from groceries and restaurants. Our main grocery store is a huge "farmers market" about a mile away from us that doesn't take credit cards(only debit). We buy probably 85% of our food there. We also subscribe to a CSA with weekly deliveries from end of April through about Thanksgiving every year. We don't eat out all that much and often cook at home. We also have younger kids so going out to eat can be tedious and now just about twice the cost with them. So, the two biggest reasons to have the card from a points perspective minimally come into play for us. We could definitely get more points from the gold, but I just don't know that they'd outweigh the additional fees of both of us having a gold card.

I also really don't like having more than 2 CC's. We have the Amex and a Visa in case we can't use the Amex. We use that for things like paying for kids afterschool, the kids rec baseball fees, etc. Visa is used more internationally if we're traveling too.
My wife and I switched from Gold to Platinum a few years ago. We both fly a decent bit for work, so the lounge access is nice to have, especially with more Amex lounges starting to pop up. We usually spend enough that we'll have unlimited Delta lounge access, but even if we don't, we can split it between limited Delta access and Amex access. We live in Atlanta and fly Delta pretty much exclusively, so the Amex partnership makes sense. Thought about the Delta Amex, but we like having the flexibility to use points for other things if we want.

We take advantage of enough benefits that it offsets the fees every year. I'm not sweating it if even we miss by $50 or $100, but with the Uber credit, airline credit, hotel credit, digital entertainment credit, clear credit, you're easily at $700+.

The hotel credits are great. We took a spring break trip to Utah last year(Zion and Bryce NP's) and flew in/out of Las Vegas. We got $100 food credit at the Venetian on the front end and $100 spa credit at the Wynn on the backend. Early check ins and late check outs. Upgrades at both locations. Not saying you can't talk your way into that in a place like Vegas without the card, but it makes those things much easier.

There are other things like Gold/Presidents club at Hertz, Gold status at Hilton/Mariott that are nice to have when traveling for work or personal. We don't travel enough for work to have great status with hotels or airlines, so these things come in handy.
quote:

My (limited) understanding is that CTE is the physical result of repeated head shots, but CTE can manifest itself through a number of psychological issues. Am I off on that?


Yes, it's caused by repeated head/brain injuries and while I can't speak to the second part, it does seem to manifest itself in a number of ways. Look at some of the former NFL players that were diagnosed after death. Quite a few different manifestations. Seems like the brain essentially just goes haywire.

Mayo clinic on CTE: LINK
quote:

Like Turnpike Troubadours, Black Keys, and some other bands, recently, his team booked venues that were too big, thinking there was larger demand for than there actually was.


Or they're charging too much. I just looked on ticketmaster and probably 1/4 of the seats are left open as of now for a show a little over a month out.

I bought 4 seats on presale for $575 and really had to convince myself it'd be worth it.