cforester821
| Favorite team: | LSU  |
| Location: | Unofficial TD Multimedia Guy |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 1627 |
| Registered on: | 6/6/2014 |
| Online Status: | Not Online |
Recent Posts
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re: Mortgage affordability question
Posted by cforester821 on 6/16/26 at 12:49 pm to notsince98
Lots of good advice in here. Thanks to all who contributed. Going to see the house again today and will pray and think on it.
0
re: Mortgage affordability question
Posted by cforester821 on 6/15/26 at 7:37 pm to thunderbird1100
quote:
The percentages are more strict for people in lower to middle income ranges. If you're a high earner, having 13k left over each month with 6k going to a mortgage is obviously not hard to do. Someone netting 5k a month and spending 1500 on housing with 3500 left over is a bit tougher to do (but still plenty doable considering specfic situation). No other debt? Nomproblem. C.c debt, car loan, student loan totalling $1k a month, not gunna work.
That makes sense. This is helpful.
re: Mortgage affordability question
Posted by cforester821 on 6/15/26 at 7:37 pm to thegreatboudini
quote:
You're an MD? You're fine.
You got me.
re: Mortgage affordability question
Posted by cforester821 on 6/15/26 at 7:05 pm to cgrand
Yes
re: Mortgage affordability question
Posted by cforester821 on 6/15/26 at 6:46 pm to cgrand
quote:
this is such a personal question
Fair.
I guess I’m asking around to make sure I’m not making an obviously bad financial decision.
re: Mortgage affordability question
Posted by cforester821 on 6/15/26 at 6:32 pm to UptownJoeBrown
Around 10% of gross on top of a maxed out retirement.
Mortgage affordability question
Posted by cforester821 on 6/15/26 at 6:21 pm
I’ve seen some wide ranges of opinions on how much a mortgage should take up of your income. Anywhere from <20% of your take home pay to <30% of your gross pay.
We’re looking at a home that would be a dream house for us. List price is 950k. Our gross income is 420k per year. The mortgage will come out to around 6000/month with the down payment. Our cars are paid off. Student loan is almost paid off. My wife is homeschooling our kids. We don’t live a lavish lifestyle by any means.
Looking for advice on if this mortgage would potentially make us “house poor” and what your acceptable mortgage percentage would be.
TIA.
We’re looking at a home that would be a dream house for us. List price is 950k. Our gross income is 420k per year. The mortgage will come out to around 6000/month with the down payment. Our cars are paid off. Student loan is almost paid off. My wife is homeschooling our kids. We don’t live a lavish lifestyle by any means.
Looking for advice on if this mortgage would potentially make us “house poor” and what your acceptable mortgage percentage would be.
TIA.
England’s players sign the Declaration of Independence
Posted by cforester821 on 6/15/26 at 2:44 pm
LINK
My brother lives in KC and went to a practice. Got got Harry Kane and a few others to sign the Declaration. Incredible work here.
My brother lives in KC and went to a practice. Got got Harry Kane and a few others to sign the Declaration. Incredible work here.
Fly fishing in Yosemite recs
Posted by cforester821 on 1/14/26 at 1:33 pm
Heading to Yosemite in mid May and looking to get in on some fly fishing while we’re there.
Anyone have any recommendations for fly fishing guides in that area? TIA.
Anyone have any recommendations for fly fishing guides in that area? TIA.
Omarion Hampton or Tee Higgins?
Posted by cforester821 on 12/27/25 at 3:19 pm
PPR. Vidal is now out. Rain forecasted in Cincinnati.
Chargers playing Houston.
Bengals playing Arizona.
Leaning Hampton
Chargers playing Houston.
Bengals playing Arizona.
Leaning Hampton
Heritage breed turkey vs store bought
Posted by cforester821 on 11/13/25 at 10:10 am
For those who have had heritage breeds, is there a big difference in flavor, texture, etc?
An old friend made it to the game last night
Posted by cforester821 on 6/19/25 at 10:47 am
re: Jay'viar Suggs LSU pics
Posted by cforester821 on 5/14/24 at 11:00 pm to Hampton
re: Official AR-15 thread
Posted by cforester821 on 4/24/24 at 3:09 pm to The Nino
I figured I wouldn’t stop with just one, but that’s the present goal. Lol.
I guess what I’m saying is that I’d like one that isn’t just “great value brand” quality that I know I’m going to replace a bunch of parts for anyway. I’d like to start at least with a middle of the road quality and then go from there.
I guess what I’m saying is that I’d like one that isn’t just “great value brand” quality that I know I’m going to replace a bunch of parts for anyway. I’d like to start at least with a middle of the road quality and then go from there.
re: Official AR-15 thread
Posted by cforester821 on 4/24/24 at 2:33 pm to Jon A thon
I’m an AR newbie so bear with me:
I’ve been wanting to get into the AR15 world for target practice, new hobby, self defense, etc. was looking at all the options and was really looking at the LWRC model seen below:
IC DI MLOK 556
Read plenty of reviews on that gun and LWRC as a company and it seems like a great set up.
I go into Cabelas to lay eyes on one and the guy behind the counter says that I can build the same quality gun through PSA for 500-600 bucks.
I’m looking for something dependable, accurate, and high quality. A “one and done” sort of gun.
Is the extra 1000 spent on a LWRC worth it compared to building your own with a PSA parts kit and stripped lower? Or is this guy just out of touch?
I’ve been wanting to get into the AR15 world for target practice, new hobby, self defense, etc. was looking at all the options and was really looking at the LWRC model seen below:
IC DI MLOK 556
Read plenty of reviews on that gun and LWRC as a company and it seems like a great set up.
I go into Cabelas to lay eyes on one and the guy behind the counter says that I can build the same quality gun through PSA for 500-600 bucks.
I’m looking for something dependable, accurate, and high quality. A “one and done” sort of gun.
Is the extra 1000 spent on a LWRC worth it compared to building your own with a PSA parts kit and stripped lower? Or is this guy just out of touch?
re: Sourcing Short Ribs
Posted by cforester821 on 1/19/24 at 3:45 pm to RanchoLaPuerto
Just got some at 8.00/pound at Sam’s. You have to ask the butcher for it.
re: San Antonio BBQ recs
Posted by cforester821 on 1/19/24 at 11:48 am to SidetrackSilvera
Thanks for the recs.
Anyone hit up Reese Bros?
Anyone hit up Reese Bros?
San Antonio BBQ recs
Posted by cforester821 on 1/18/24 at 4:38 pm
I already have Pinkertons, burnt bean, 2M, Eaker, Hays co, and Reese Bros on the list.
Any others that I need to add?
Any others that I need to add?
re: Bo Davis Update
Posted by cforester821 on 1/5/24 at 1:23 pm to beardkp
So Baker is bringing his staff.
re: 2025 #1 overall player QB Bryce Underwood commitment watch 1/6 4:30 p.m. CT via X
Posted by cforester821 on 1/5/24 at 9:52 am to Lsuhoohoo
quote:
But it feels like we always have a recruit we feel good about, pretty obvious it's going to be LSU and then at the last minute Saban jumps in like
Have some fortitude, my man. It’s not about Alabama any longer. It’s about LSU now. We’re about to pull on the best classes we’ve seen in a long time for 2025.
re: The Alabama beat writer Joe Goodman's vote
Posted by cforester821 on 12/8/23 at 4:37 pm to nicholastiger
It genuinely took me 5 minutes to figure out who Turner was.
I had totally forgot about him.
I had totally forgot about him.
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