Favorite team:USA 
Location:Houston
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Number of Posts:2754
Registered on:3/6/2014
Online Status:Not Online

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re: Wader recommendations

Posted by Larry Gooseman on 11/16/25 at 7:52 pm to
Why do you have to have boot foot?
My wife showed up 3 hours early and missed flight to London from IAH.

re: Duck outfitters Texas

Posted by Larry Gooseman on 11/1/25 at 7:56 am to
Bink Grimes has private freshwater marsh around Matagorda. Will take your money even if they don’t have birds.

Run and Gun, not of fan of them but would direct request one guide they have Brandon Zahn.

Rockport is fun for cast/blast. I go with Blake Muirhead Gator Trout Guide Service he’s got a brand new airboat.
I question any “grassroots” protests in history I’ve read or seen on TV.

Paid protesters de legitimize any of past protests outside of a revolution.
Popig, can you link the 100-400 you bought?

re: Best 20 quart hard cooler

Posted by Larry Gooseman on 9/9/25 at 2:58 pm to
Yeti not making the 20 roadie anymore. I’m looking as well. RTIC is closest.

Good buddy has had yeti 20 roadie for 15 years

re: 401k allocation question

Posted by Larry Gooseman on 8/27/25 at 1:49 pm to
I modeled out where my traditional (70%) and Roth (30%) would be at 55 and 60 and realized we will have a lot more traditional than I would like as a percentage of total retirement savings.

All employer contributions going to traditional and 10 years maxing traditional on my side I’m converting all our contributions to Roth until I see projections that suggest otherwise.
quote:

Double it....


Adding inflation adjusted balances is a capability too of ChatGPT. At 2.5% inflation your money is worth half as much in 28.8 years. The more you know!

The inflation adjustment definitely adds a powerful dimension to the analysis.
I’m 40 and modeling hard for 55-57 retirement.

Was using modeling to understand where I expect my balances to be across:
1 Traditional
2 Tax free (Roth + HSA)
3 Capital gains (brokerage and real estate)

I also modeled based on what was available to us at which age.
I tried the same with ChatGPT and it did decent enough.

I did use it for excel formulas and put them into a workbook and modeled different return rates.

Did you learn anything you didn’t know through the process?
WLK earnings were this week. Consecutive quarterly losses.

He told the market we’re targeting additional cost cuts.
I don’t think we necessarily eliminate but it’s an incredible bargaining chip. Has to be some tariff related charges that can level the playing field here.

I contract H1-B for my company in the software space and the amount that makes it to their pockets vs what we pay the suppliers is astounding.


For example I pay $150/hr for SAP consultant. Breakdown is as follows:
20% to supplier with MSA = $30/hr
20% of remaining to H1-B sponsor employer = 24/hr

Out of the $150/hr they are seeing 96/hr or 65% of what we’re willing to pay.
Looks like a great trip!

Did they guide you out or self-guided? Little spooky to think about going out there without guide/firearm.
quote:

I do “consulting” one day a week. I sort of like that, but it still has some “work” aspects to it.


I would like to transition into retirement with something like this.

re: Cooling Garage

Posted by Larry Gooseman on 6/19/25 at 9:00 am to
He does have serious dust collection system

re: Cooling Garage

Posted by Larry Gooseman on 6/19/25 at 6:27 am to
My buddy installed a mini split (not cheap), but their garage now serves as wood working shop and gym for them. Basically an extra room.
Check out the app “outdoorsy”, you can rent camper to get a feel for this before you commit to buying.

Think VRBO
quote:

I use my gen 2 as a boat speaker instead of replacing my actual boat speakers and it works great.


When I eventually get a boat again this is what I’m doing
If you kept on a lift in Matagorda harbor you were required to tow boat out for any named storm coming to Texas.

For insurance purposes (this was 6 years ago) there was different deductible if you boat was within 75 miles of coast (much higher deductible) vs outside of 75 miles (normal deductible).
I have cheap plastic crate with metal door and it’s lasted 11 years. So far so good.