Favorite team:New Orleans Saints 
Location:Baton Rouge
Biography:
Interests:
Occupation:
Number of Posts:11800
Registered on:3/22/2006
Online Status:Not Online

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With Delta my November bill was $47. December was $115. January was $116. My heat is gas and my wife gets cold easily so we've been running the heat a lot. Hopefully it will go down as it warms up.
quote:

If Jay Johnson can keep winning at his current rate he'll catch up to Garrido in wins in about 38 years when he's 86.


So as a fan total wins by your coach at all schools is what you hang your hat on? Mike Martin has more wins than Augie. I guess that means he's the better coach? Skip Bertman has fewer wins than Augie but the same amount of national titles. Augie has all those wins because he was a head coach for 40+ years. Too bad he couldn't win more when it really mattered. Next thing you'll say is how many more times Texas has been to Omaha over LSU but at the end of the day the only number that matters is titles and it's LSU 8 and Texas 6.

re: How incredible is Galaxy Quest?

Posted by Phate on 1/26/26 at 1:22 am to
quote:

Just introduced this to my kids and they all loved it (13, 11, and 7). Pretty much a perfect family movie night.


This is why I was curious about the movie. My wife and I do a movie night with our 12 and 8 year old on Friday and this was a movie I missed and I wanted to see if it could be an option for us.

re: How incredible is Galaxy Quest?

Posted by Phate on 1/26/26 at 1:20 am to
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I don't know what rating it got prior to release but it's pretty tame language wise and nothing kids won't hear on many network shows today. There's battle scenes and the occasional death during combat situations but it's not over the top or gory by any means.



ETA: Quick google check showed it was rated PG.




quote:

It’s got some language and Sigourney’s top is barely existent at the end of the movie.

There are a few sexual innuendos in there. Especially with aliens.

I wouldn’t let a 5 year watch it but a 10 year old sure.


Thanks for the reply. I have a 12 and 8 year old. I didn't think it would be an issue for the 12 year old I was more on the fence with the 8 year old. Maybe I'll watch it with my wife and see what she thinks but it doesn't seem like it would really be inappropriate.

re: How incredible is Galaxy Quest?

Posted by Phate on 1/24/26 at 8:49 am to
I've never seen it. At what age would it be appropriate for kids?

re: MagSafe cases for the iPhone 14

Posted by Phate on 1/21/26 at 3:57 pm to
I like the MagBak cases. They are solid no frill cases but have very strong magnets for MagSafe devices.
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I guess I'm just petty, because I'm not paying for premium when the strategy is to annoy us all into upgrading


If you watch a lot of YouTube then you have a choice. Continue to be petty and pissed off with ads or you can make the better decision and pay for premium. It's the best subscription I pay for each month.
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I tried to use it in the store yesterday but it asked for a pin which I do not have. Is there a way to set a pin?


Either the PIN will be set to whatever you choose first or it'll be the last 4 digits of the card number. Most of the time you can log into the website on the back and set a PIN that way.
Some but not all will work to buy money orders. My wife received two $100 Visa cards for Christmas. I bought two $99 money orders and then deposited them into our checking account. Most of the time the PIN will be set to whatever you use the first time.
For a dollar more you could get a YouTube Premium family membership which also comes with YouTube Music.

re: High school and college rings

Posted by Phate on 1/8/26 at 8:19 am to
I gave my high school ring to the girl I was dating at the time and she wore it on a chain. Never got it back when we broke up. My LSU ring still fit the last time I pulled it out of my safe but that was a few years ago.
I had one removed 7-8 years ago. No gas or sedation. Just a shot to numb the area. The maybe 3 years ago I had the other three pulled. Same as the first time just a shot to numb. My wife is a dental hygienist so the dentist she worked for did it for free. I didn't have a lot of pain. For me the worst part was biting down on the gauze to stop the bleeding.
I have State Farm and renewed in October. It went up but it was a very small increase only $200-300. With the increases I've seen in previous years I was pretty happy.
quote:

My right hand still rests on or near the transmission shift...even though I havent had a manual in years.


This is me. I drove a manual for so long I can't stop myself from putting my right hand on the gear shift even though I have an automatic now.

re: Movies that mist you up

Posted by Phate on 11/17/25 at 9:44 am to
quote:

Found out my wife had no clue what this movie was the other day. Boy did she hate me when it got to that scene which I did not tell her about.


I tear up just thinking about and and flat out cry like a baby watching it.

Another for me is The Iron Giant.
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Is your wife’s 401k matched? If not I wouldn’t bother with it. Work 401ks are usually pretty limited in investment options



I'm not sure if it's matched but I'll find out. She assumes not because it's a small office. We max our Roth IRA already so this would be another way to set aside some additional retirement funds.
All are in VTSAX

My rollover IRA is at 14% since inception 8 1/2 years ago.
My Roth IRA is at 14.8% since it started 9 years ago.
My wife's Roth IRA is at 15.6% since it started 7 years ago.

Question about a 401k investment option

Posted by Phate on 11/8/25 at 8:41 am
I know very little about the stock market. I'm more of a marathon kind of person when it come to investments. Just set it and forget it for the next 20-25 years while checking in periodically. I have a rollover IRA and my wife and I each max out a roth IRA. On advice I saw here I put those three accounts into VTSAX and the growth has been great.


My wife's employer is starting a 401k. There's a Vanguard option that jumped out at me. The name is Vanguard VIF Total Stock Market Index. Is this option the same as Vanguard Total Stock Market Index Fund (VTI) or something else? The VIF in the name is throwing me off. The only VIF in a stock ticker I see is Vanguard International Fixed Interest Index (Hedged) ETF (VIF.AX)

re: auto insurance decrease

Posted by Phate on 10/6/25 at 4:15 pm to
I have State Farm for home and auto. My auto went up around $10/month for two vehicles. For now I'm staying with State Farm because my renewal this month for homeowners insurance was much lower than other options I priced.