| Favorite team: | New Orleans Saints |
| Location: | Baton Rouge |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 11806 |
| Registered on: | 3/22/2006 |
| Online Status: | Not Online |
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re: My car insurance renewal actually went down
Posted by Phate on 3/28/26 at 6:32 pm to yaboidarrell
quote:
Geico >>> State Farm
Mine with State Farm went down a little more than $300 for 6 months.
quote:
The 975D was the GOAT....
My all time favorite driver slightly edging out the original Big Bertha War Bird.
re: Only the wealthy can afford Disney World
Posted by Phate on 3/11/26 at 11:55 am to Crescent Connection
quote:
Yea, family suite for us. It’s cheaper than 2 connecting rooms. My wife looked into DVC points, but it wasn’t beneficial to us for whatever reason. I may have to go back and look into it again.
That $12k was 5 full days in the park with lightening lanes and a meal plan with sit-down service. We had Walmart delivery when we arrived to have breakfast foods/snacks/drinks in our room for the week. Used the AoA cafeteria for late night dinners some nights after we left the parks.
In addition to renting DVC points you could could also look into the Swan and Dolphin. It's a Marriott hotel on Disney property in the Boardwalk area between EPCOT and Hollywood Studios. While not owned by Disney you get most of the perks the deluxe resorts get (I don't think you can use the dining plan but that's not really a good purchase anyway) and most of the time it's a good bit cheaper than Disney hotels.
My wife and I have brought our kids to Disney and Universal on both coasts multiple times. We both went there as kids and loved it and we enjoy experiencing that joy with our kids as parents.
I'm obsessed with credit card points so our flights are always on points and with Universal our hotel is one of their premier resorts on points. That gives us 2 days of unlimited express pass for a 1 night stay. For Disney we have a family friend that owns DVC and she rents us her points very cheap. The last time we went in 2022 we stayed at Copper Creek and paid $160/night. That's really what helps us keep the costs down. Even if you don't know someone who owns DVC you can still rent points and it'll be much cheaper to stay in a deluxe resort if that's what you want. Also throughout the year I get discounted Disney gift cards. With a little work you can pretty easily get 10-15% off. We then use those for our tickets and food.
I'm obsessed with credit card points so our flights are always on points and with Universal our hotel is one of their premier resorts on points. That gives us 2 days of unlimited express pass for a 1 night stay. For Disney we have a family friend that owns DVC and she rents us her points very cheap. The last time we went in 2022 we stayed at Copper Creek and paid $160/night. That's really what helps us keep the costs down. Even if you don't know someone who owns DVC you can still rent points and it'll be much cheaper to stay in a deluxe resort if that's what you want. Also throughout the year I get discounted Disney gift cards. With a little work you can pretty easily get 10-15% off. We then use those for our tickets and food.
re: How to turn virtual prepaid master card to cash?
Posted by Phate on 2/28/26 at 11:28 am to Tiger In the Swamp
I buy a money order and then deposit that into my bank account. Most places that sell money orders have moved to cash only but there are still some that take a debit card. Just double check that you know the correct PIN. By default it is normally the last 4 of the card number or you can use your own on the first use. Most of the time you can go to the website on the back of the card and set your PIN that way.
I wouldn't be surprised if it wasn't a real auction. Logan Paul scammed a bunch of people with a fake company selling off fractions of ownership on this card and other rare cards.
Logan Paul Pokemon Scam
Logan Paul Pokemon Scam
re: Post your most recent natural gas bill
Posted by Phate on 2/10/26 at 11:28 am to Crescent Connection
With Delta my November bill was $47. December was $115. January was $116. My heat is gas and my wife gets cold easily so we've been running the heat a lot. Hopefully it will go down as it warms up.
re: Jay Johnson is the greatest Head Coach in the entire world
Posted by Phate on 2/9/26 at 8:08 pm to Victor R Franko
quote:
If Jay Johnson can keep winning at his current rate he'll catch up to Garrido in wins in about 38 years when he's 86.
So as a fan total wins by your coach at all schools is what you hang your hat on? Mike Martin has more wins than Augie. I guess that means he's the better coach? Skip Bertman has fewer wins than Augie but the same amount of national titles. Augie has all those wins because he was a head coach for 40+ years. Too bad he couldn't win more when it really mattered. Next thing you'll say is how many more times Texas has been to Omaha over LSU but at the end of the day the only number that matters is titles and it's LSU 8 and Texas 6.
re: How incredible is Galaxy Quest?
Posted by Phate on 1/26/26 at 1:22 am to TigerNutwhack
quote:
Just introduced this to my kids and they all loved it (13, 11, and 7). Pretty much a perfect family movie night.
This is why I was curious about the movie. My wife and I do a movie night with our 12 and 8 year old on Friday and this was a movie I missed and I wanted to see if it could be an option for us.
quote:
I don't know what rating it got prior to release but it's pretty tame language wise and nothing kids won't hear on many network shows today. There's battle scenes and the occasional death during combat situations but it's not over the top or gory by any means.
ETA: Quick google check showed it was rated PG.
quote:
It’s got some language and Sigourney’s top is barely existent at the end of the movie.
There are a few sexual innuendos in there. Especially with aliens.
I wouldn’t let a 5 year watch it but a 10 year old sure.
Thanks for the reply. I have a 12 and 8 year old. I didn't think it would be an issue for the 12 year old I was more on the fence with the 8 year old. Maybe I'll watch it with my wife and see what she thinks but it doesn't seem like it would really be inappropriate.
re: How incredible is Galaxy Quest?
Posted by Phate on 1/24/26 at 8:49 am to CBandits82
I've never seen it. At what age would it be appropriate for kids?
re: If married with children, how long were you married before first child was born?
Posted by Phate on 1/22/26 at 12:20 pm to Everyday Is Saturday
10 months 14 days
I like the MagBak cases. They are solid no frill cases but have very strong magnets for MagSafe devices.
re: Are YouTube ads becoming more excessive, numerous, and obnoxious for others too?
Posted by Phate on 1/20/26 at 9:26 pm to DecadePlusLurker
quote:
I guess I'm just petty, because I'm not paying for premium when the strategy is to annoy us all into upgrading
If you watch a lot of YouTube then you have a choice. Continue to be petty and pissed off with ads or you can make the better decision and pay for premium. It's the best subscription I pay for each month.
re: How to convert virtual prepaid card to cash?
Posted by Phate on 1/20/26 at 12:39 pm to Cool Hand Luke
quote:
I tried to use it in the store yesterday but it asked for a pin which I do not have. Is there a way to set a pin?
Either the PIN will be set to whatever you choose first or it'll be the last 4 digits of the card number. Most of the time you can log into the website on the back and set a PIN that way.
re: How to convert virtual prepaid card to cash?
Posted by Phate on 1/20/26 at 8:28 am to Cool Hand Luke
Some but not all will work to buy money orders. My wife received two $100 Visa cards for Christmas. I bought two $99 money orders and then deposited them into our checking account. Most of the time the PIN will be set to whatever you use the first time.
For a dollar more you could get a YouTube Premium family membership which also comes with YouTube Music.
re: High school and college rings
Posted by Phate on 1/8/26 at 8:19 am to LSUTANGERINE
I gave my high school ring to the girl I was dating at the time and she wore it on a chain. Never got it back when we broke up. My LSU ring still fit the last time I pulled it out of my safe but that was a few years ago.
re: Wisdom tooth surgery—who’s had it?
Posted by Phate on 11/25/25 at 9:12 am to dyslexiateechur
I had one removed 7-8 years ago. No gas or sedation. Just a shot to numb the area. The maybe 3 years ago I had the other three pulled. Same as the first time just a shot to numb. My wife is a dental hygienist so the dentist she worked for did it for free. I didn't have a lot of pain. For me the worst part was biting down on the gauze to stop the bleeding.
re: Homeowners insurance. Anyone got their new rates yet?
Posted by Phate on 11/19/25 at 7:01 pm to Demonbengal
I have State Farm and renewed in October. It went up but it was a very small increase only $200-300. With the increases I've seen in previous years I was pretty happy.
re: do you drive with your right hand or left hand?
Posted by Phate on 11/17/25 at 2:31 pm to ThuperThumpin
quote:
My right hand still rests on or near the transmission shift...even though I havent had a manual in years.
This is me. I drove a manual for so long I can't stop myself from putting my right hand on the gear shift even though I have an automatic now.
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