
oneg8rh8r
Favorite team: | LSU ![]() |
Location: | Port Ludlow, WA |
Biography: | LSU 1990 to 1992. SIU grad 2018. |
Interests: | Family, Money, All things water, spear fishing, fishing & LSU football |
Occupation: | Retired Navy STSCS(SS), Defense Contractor |
Number of Posts: | 2855 |
Registered on: | 12/23/2003 |
Online Status: | Not Online |
Recent Posts
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re: How do tariffs impact crypto?
Posted by oneg8rh8r on 4/15/25 at 12:25 am
There are no tariffs on crypto.
Right now is not the time to be sticking money in anything other than BTC if you put it anywhere in the crypto space.
Don't trade it, simply keep buying.
If you buy weekly for the next 9 months, especially if you can afford a few hundred dollars or more a week.
Right now is not the time to be sticking money in anything other than BTC if you put it anywhere in the crypto space.
Don't trade it, simply keep buying.
If you buy weekly for the next 9 months, especially if you can afford a few hundred dollars or more a week.
re: Does Jim Cramer purposely give bad financial advise?
Posted by oneg8rh8r on 4/9/25 at 10:01 pm
Fast Money followers are fodder for the real traders.
re: Peter Navarro says Vietnam’s 0% tariff offer is not enough
Posted by oneg8rh8r on 4/7/25 at 5:37 pm
0% would be plenty and perfect for items built and assembled in Vietnam. If it is produced 99% of the way in China and effectively shipped through Vietnan to contribute or facilitate some small insignificant portion, then NO, it would get charged at China's rate.
re: Scratch.fi is in financial trouble due to computer issue.
Posted by oneg8rh8r on 4/3/25 at 8:34 pm
I don't know if that was real, but I'd jump at that opportunity if it were.
re: Post your percentage loss today - feeling good at 2.5%
Posted by oneg8rh8r on 4/3/25 at 8:33 pm
doesn't matter, I pushed a lot in today.
re: What we buying on this nice dip?
Posted by oneg8rh8r on 4/3/25 at 8:27 pm
I bought leap call options on:
(5) CELH, (2) PLTR & (5) FBTC and moved 1/2 of my money market cash into the market into ETF's.
If tomorrow is another huge down day, I'm pushing the rest of my cash all in.
The recovery will be just as quick and brutal for those that jumped out or miss it.
(5) CELH, (2) PLTR & (5) FBTC and moved 1/2 of my money market cash into the market into ETF's.
If tomorrow is another huge down day, I'm pushing the rest of my cash all in.
The recovery will be just as quick and brutal for those that jumped out or miss it.
re: I think home prices are going to go down. I do not have a link.
Posted by oneg8rh8r on 3/31/25 at 6:49 pm
2026 the market will be trashed and will make 2006 look like child's play.
Watch FL. They are always the leading indicator. Right now, they have 300 more houses in inventory then they should.
In 2006 the issue was bad loans. Period
2026 there will be a whole host of issues.
I'm stock piling cash for that opportunity.
Watch FL. They are always the leading indicator. Right now, they have 300 more houses in inventory then they should.
In 2006 the issue was bad loans. Period
2026 there will be a whole host of issues.
I'm stock piling cash for that opportunity.
re: Everyday investors don’t cause market corrections, it works like this…
Posted by oneg8rh8r on 3/29/25 at 12:57 am
DCA is always the best plan, but how you go about it differs. This was TSP advice. G/C/F/S/I funds
Lets say you put $904 / paycheck into your Roth 401k like clockwork (26 pay periods). You would do well.
I advise my people to 85% into C & S funds and 15% into G (Bonds). With the intention of having that G fund build up and when the market starts to get crazy or scary, then move it as well into the C/S at that time, effectively DCA with the ability to buy the dips.
Money Talk
Lets say you put $904 / paycheck into your Roth 401k like clockwork (26 pay periods). You would do well.
I advise my people to 85% into C & S funds and 15% into G (Bonds). With the intention of having that G fund build up and when the market starts to get crazy or scary, then move it as well into the C/S at that time, effectively DCA with the ability to buy the dips.

re: BMW tariff price increases will go live effective May 1, 2025
Posted by oneg8rh8r on 3/27/25 at 4:58 pm
All "X" models with the exception of the X1 are built in SC, even the "M" models.
re: Best way to use your house in retirement?
Posted by oneg8rh8r on 3/26/25 at 10:54 pm
I retired about 9 years ago. We purchased a unique home and enjoyed it and did a whole house refurbish over the first 5 years. With my new consulting job, we do a lot of traveling, and I always had friends who asked why I didn't rent out my home. So, 2 years ago, we listed it on AIRBNB / VRBO, etc. and now the home basically pays for its own mortgage(55k), utilities(13K) and (~25K) extra.
We block it out the entire winter from Thanksgiving until April 1 & we simply block out any periods we want to stay in the house for ourselves. Otherwise, we are traveling or camping.
It's got to be a unique home and not just another rental just like all the others. We have 3 real comp for Seattle +/- 60 miles.
We block it out the entire winter from Thanksgiving until April 1 & we simply block out any periods we want to stay in the house for ourselves. Otherwise, we are traveling or camping.
It's got to be a unique home and not just another rental just like all the others. We have 3 real comp for Seattle +/- 60 miles.
re: For those saying $3MM net worth at age 45 would not be nearly enough to retire...
Posted by oneg8rh8r on 3/26/25 at 10:45 pm
If I had 3MM net worth today, I'd get 2 BTC in my possession and then 4% rule the rest. That's still 113K a year with no debt other than a CC bill. You can travel, and enjoy the simple things.
If BTC does what it is supposed to do, you may have 99 problems, but money ain't 1. You will be able to do what you want when you want and couldn't spend it quick enough.
If BTC does what it is supposed to do, you may have 99 problems, but money ain't 1. You will be able to do what you want when you want and couldn't spend it quick enough.
re: For non-retirement account stocks you buy, what % return are you expecting before selling?
Posted by oneg8rh8r on 3/22/25 at 10:03 pm
One of my biggest regrets is I have purchased a lot of stocks, for investments and not trading, that I thought were gang busters at the time and for whatever reason along the way I decided to part ways.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
re: For non-retirement account stocks you buy, what % return are you expecting before selling?
Posted by oneg8rh8r on 3/22/25 at 10:02 pm
One of my biggest regrets is I have purchased a lot of stocks, for investments and not trading, that I thought were gang busters at the time and for whatever reason along the way I decided to part ways.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
Looking back, had I simply held all of the stocks I had purchased, I would have retired a while ago.
Lesson, unless you figure that a stock you bought it shite; I'm anticipating that you bought it for a reason, HOLD IT, chances you were right, it just needed time.
re: What is your #1 dividend stock?
Posted by oneg8rh8r on 3/21/25 at 12:53 am
Have any of you dividend chasers looked in strk? 8% dividend.
re: XRP- friends keeps saying this is one to watch
Posted by oneg8rh8r on 3/15/25 at 7:10 pm
There is a reason they are referred to as shite coins.
There is Bitcoin and everything else.
You can definitely make money in the others short term, but most people simply use them to make money and shift it to BTC.
The only crypto that has real buy in, worldwide, is BTC. Sovereignties, countries, state pension funds and large investment firms are not buying shite coins.
Invest accordingly.
There is Bitcoin and everything else.
You can definitely make money in the others short term, but most people simply use them to make money and shift it to BTC.
The only crypto that has real buy in, worldwide, is BTC. Sovereignties, countries, state pension funds and large investment firms are not buying shite coins.
Invest accordingly.
re: Landlords - how often do you raise your rents?
Posted by oneg8rh8r on 3/14/25 at 9:32 pm
My rents collected cover the mortgage, enough to conduct upgrades every few years and show a little cash flow. My goal is to increase the values of the properties long term.
If you are already charging the right price, the only raises I'd apply would be to cover my tax increases.
If you are already charging the right price, the only raises I'd apply would be to cover my tax increases.
re: Anybody buying?
Posted by oneg8rh8r on 3/14/25 at 9:06 pm
I'm feel this is the bottom of the short-term dip for now. I moved back in over the past 2 days. I'm hoping this budget approval gets things moving and I don't think the tariffs will be that big of a deal.
I still have more cash in the event I'm wrong and early.
I still have more cash in the event I'm wrong and early.
re: Anybody buying?
Posted by oneg8rh8r on 3/13/25 at 6:37 pm
I've bought leap options on PLTR, AMD, CELH and CLF.
Still buying MSTR, BTC
Still buying MSTR, BTC
re: After today, I'm only $38,000 down from where I was 2 weeks ago
Posted by oneg8rh8r on 3/12/25 at 6:50 pm
What brokers are you using?
Charles Schwab, Principal and TSP for me,
I was told some have limits on movement in and out of funds at certain brokerages.
Charles Schwab, Principal and TSP for me,
I was told some have limits on movement in and out of funds at certain brokerages.
re: Timing a buy-in of 200K
Posted by oneg8rh8r on 3/11/25 at 11:19 pm
I'd say you probably got 3 weeks as well, so 33% of your total each Wed.
I'm a real BTC, QQQ, and a few other stock I personally track.
That's what I'm doing myself.
I'm a real BTC, QQQ, and a few other stock I personally track.
That's what I'm doing myself.
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