re: Who pays for surgery that is not covered by an insurance company?

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Surgery on an injury that occurred 12 hours earlier, on a weekend, will not have time to be approved by an insurance company- unless it is considered an “emergency “.

Surgery on a sprained ankle-high or otherwise- will never be considered an emergency.

College teams have insurance policies for their players, and therefore those players have to abide by the policies of those insurance companies.

Therefore, since the insurance company will not pay for Tua’s surgery, WHO will?

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I would think that every team Tua gets to play after his surgery would pay for his operation, and pay dearly.