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re: Welfare. Discussion starts here, let's see where it takes us.
Posted on 3/19/14 at 12:34 pm to Sleeping Tiger
Posted on 3/19/14 at 12:34 pm to Sleeping Tiger
quote:
Doesn't it effect rates on home and car loans? And those type of big things that most people can't pay for in cash.
Most of the time because they want something out of their budget. Everyone thinks they should have the loaded out car and big house.
Not everyone but that is the decline of our country. Nobody wants to settle for what they can afford.
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Posted on 3/19/14 at 12:38 pm to Mizzeaux
That and my business credit card makes me getting as many tax write offs as possible much, much easier.
Posted on 3/19/14 at 12:44 pm to Sleeping Tiger
quote:
Doesn't it effect rates on home and car loans? And those type of big things that most people can't pay for in cash.
Mortgage companies used to use Manual Underwriting to determine rates/acceptance. The problem with the FICO/Beacon score is that it is only based on debt. It doesn't consider income or net worth.
Unfortunately few banks still do manual underwriting, but some still do and a lot of them are going back to it.
Posted on 3/19/14 at 12:46 pm to Duke
quote:
SNAP: 26 million in 2007 to 47 million in 2013. I'd say it got a tad worse.
So the recession isn't over.
Eta: a lot more people are disabled now than in 2006. Do recessions increase disabilities?
This post was edited on 3/19/14 at 12:53 pm
Posted on 3/19/14 at 12:50 pm to Mizz-SEC
quote:
The systematic outsourcing of decent paying manufacturing jobs by Big Business purely for maximum profit has led to a permanently stunted underclass of the under-educated whose choices are 25-30 hours a week at McDonald's, Walmart and the like, or welfare.
I think that's denigrating the business owners a bit unfairly.
If my direct competitor outsources his manufacturing to China to hold the line on prices, do I go ahead and raise my prices or do I outsource?
Posted on 3/19/14 at 12:54 pm to the808bass
quote:
So the recession isn't over.
It technically is, but that doesn't mean squat for the "working class".
Posted on 3/19/14 at 1:02 pm to the808bass
quote:
I think that's denigrating the business owners a bit unfairly.
Maybe so, and I put more blame on a government that helped create an environment where outsourcing became common and accepted.
Posted on 3/19/14 at 1:07 pm to davesdawgs
quote:
faction of individuals who lack self-reliance, self-determination and responsibility.
I'd say that's a pretty good way to describe the degenerates we were talking about.
Posted on 3/19/14 at 1:26 pm to The Spleen
quote:
Maybe so, and I put more blame on a government that helped create an environment where outsourcing became common and accepted.
The government created an environment where outsourcing was not only accepted, but almost necessary. There's only ONE reason any company ever does anything, to make money.
NAFTA fricked us. Outsourcing existed before then, but it exploded in the 90's.
Posted on 3/19/14 at 1:28 pm to Vols&Shaft83
quote:
NAFTA fricked us
Posted on 3/19/14 at 1:35 pm to Vols&Shaft83
quote:
NAFTA fricked us. Outsourcing existed before then, but it exploded in the 90's.
I remember my dad saying it would when it was passed. As a naive high school kid, I didn't understand the implications.
Posted on 3/19/14 at 1:45 pm to DynastyDawg
If we are going to start cutting entitlements, we should start with our biggest: the military.
Posted on 3/19/14 at 1:45 pm to UMTigerRebel
quote:
I remember my dad saying it would when it was passed. As a naive high school kid, I didn't understand the implications.
Clinton signed it into law, but there's no doubt George H.W. Bush would have done the same thing. Ross Perot would have killed it, he tried to warn us about that "giant sucking sound".
Posted on 3/19/14 at 1:46 pm to Vols&Shaft83
quote:
The government created an environment where outsourcing was not only accepted, but almost necessary. There's only ONE reason any company ever does anything, to make money.
NAFTA fricked us. Outsourcing existed before then, but it exploded in the 90's.
It exploded in the 90's, but the building blocks were put in place in the 80's.
And I don't totally agree that government made it almost necessary.
Posted on 3/19/14 at 1:47 pm to TreyAnastasio
quote:
If we are going to start cutting entitlements, we should start with our biggest: the military.
The military is an entitlement? Best you shut up now.
P.S. I'm all for cutting military spending too.
Posted on 3/19/14 at 1:48 pm to The Spleen
quote:
Maybe so, and I put more blame on a government that helped create an environment where outsourcing became common and accepted.
Labor will always be cheaper in a developing nation. Can't mandate anything differently there. And the explosion of the internet made the world smaller and outsourcing more manageable and comfortable.
Posted on 3/19/14 at 1:51 pm to Vols&Shaft83
quote:
The military is an entitlement?
Of course
Posted on 3/19/14 at 1:53 pm to the808bass
quote:
And the explosion of the internet made the world smaller and outsourcing more manageable and comfortable.
This is the real reason why.
Also
at any of you bitching about NAFTA that also claim to be conservatives. 
Posted on 3/19/14 at 2:00 pm to TreyAnastasio
quote:
If we are going to start cutting entitlements, we should start with our biggest: the military
lol you'll catch a few with this.
The military does have quite a bit of fat to be trimmed, which is being done currently. It's too bad they always cut the wrong people/programs. There is a lot of fraud, waste, and abuse that goes on.
Posted on 3/19/14 at 2:03 pm to Duke
quote:
bitching about NAFTA that also claim to be conservatives
I directly lost a great job because of this, and that is why I bitch..
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