re: So let's break down this new transfer rule thingy ...

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Imagine investing three years in a player's academics and athletic development and then having them poached via a back door. There are unscrupulous actors out there not the least of which are some boosters and agents.

This is opening-up Pandora's proverbial box to all sorts of issues.

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I hate it as well, but the grad transfer rules already cracked that box open.
When they decided to make the change allowing athletes to pursue degrees that are offered by their original school, they effectively made it free-agency for grad transfers.
I don't believe a school has any say in where a grad transfer decides to go, either.