re: What's the good, bad, and ugly of going on a cruise?

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WTF? That is not the way to go. If you have to do that, it wasn't worth going in the first place.

And cruises suck. For many reasons outlined ITT. I swore I'd never go on another, but got suckered into a Disney cruise this past year. Outside of the kids having fun, it sucked as well

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It's the way we went. We had a blast doing all the fun stuff on the boat soberly and chilling on the beach in Grand Cayman and hiking the ruins in Tulum. You might not like them, but we enjoyed it and didn't have to take out another mortgage or rob a bank to afford it (Disney).