Started By
Message
re: Do you consider student loans government hand-outs?
Posted on 4/27/15 at 11:30 am to TeLeFaWx
Posted on 4/27/15 at 11:30 am to TeLeFaWx
Now we have a discussion. Since stonehog sucks at life, lets redirect this thread. I'll try to take this on a little bit at a time.
It most definitely is not a bad thing. However, let's define what exactly we're talking about here before disagreeing just to disagree. We're talking about higher education, a degree at a 4 year University, correct?
In that case there is a lot more to take into account, it is not simply "investing in education" at that point.
Yes, having funds readily available to people who could not attend college by their own means should have an avenue to make that happen. However, there should be stipulations. In the end it is still a loan, and there are people on the hook for the investment being made - the taxpayers.
As with any fiscal issue, you always account for waste. The problem isn't that there is waste, it is the amount of waste that is being deemed acceptable. There are ways to mitigate your risk, and they should be taken advantage of.
I take exception to this statement for a number of reasons. I didn't take a "handout" from the government. My parents could have easily paid for my education on their own, but instead they chose to make me learn the hard way. I didn't take a handout to live it up for 4 years on the taxpayers' dime, with little to no care for what happened to my future.
Yes, certain buzzwords are used and they do illicit an emotional response, sometimes for no reason, but for me and my particular circumstance it stirs about great emotion.
This is where I partially disagree.
quote:
Investing in education isn't a bad thing.
It most definitely is not a bad thing. However, let's define what exactly we're talking about here before disagreeing just to disagree. We're talking about higher education, a degree at a 4 year University, correct?
In that case there is a lot more to take into account, it is not simply "investing in education" at that point.
quote:
I know there are some militant neo-cons here, but the government is using a handout to give the lowest percentage point for a loan you can get, and good on them.
Yes, having funds readily available to people who could not attend college by their own means should have an avenue to make that happen. However, there should be stipulations. In the end it is still a loan, and there are people on the hook for the investment being made - the taxpayers.
quote:
Sure there is waste, and people default on the loan, but so what?
As with any fiscal issue, you always account for waste. The problem isn't that there is waste, it is the amount of waste that is being deemed acceptable. There are ways to mitigate your risk, and they should be taken advantage of.
quote:
I think a lot of your are so off base that the word "hand out" makes you morally opposed to it. There are certain buzzwords that illicit an emotional response, and that makes y'all puppets.
I take exception to this statement for a number of reasons. I didn't take a "handout" from the government. My parents could have easily paid for my education on their own, but instead they chose to make me learn the hard way. I didn't take a handout to live it up for 4 years on the taxpayers' dime, with little to no care for what happened to my future.
Yes, certain buzzwords are used and they do illicit an emotional response, sometimes for no reason, but for me and my particular circumstance it stirs about great emotion.
quote:
Investment in education, even if it results in a hand-out in a way, isn't a bad thing.
This is where I partially disagree.
Popular
Back to top
Follow SECRant for SEC Football News