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re: Should I change my Roth IRA fund?

Posted on 7/18/18 at 4:26 pm to
Posted by tigerfan337
Member since Jun 2012
134 posts
Posted on 7/18/18 at 4:26 pm to
Someone retiring in 2045 should not have the same asset allocation as someone retiring in 2065, that’s just asinine.
Posted by GoCrazyAuburn
Member since Feb 2010
34979 posts
Posted on 7/18/18 at 4:32 pm to
quote:

Someone retiring in 2045 should not have the same asset allocation as someone retiring in 2065, that’s just asinine.



Why? Both are 25+ years away from retirement. What should the allocations of both be?



ETA: Unless you are arguing that one should start backing down their equity % earlier than 25 years out, I'm not really sure what your argument is right now.
This post was edited on 7/18/18 at 4:36 pm
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