re: So I got my letter from Blue Cross/Blue Shield of Al today for 2016

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Or Medicare, which has very favorable reviews from its users.

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Medicare quality is being supported through those insurance-paying customers you want to eliminate.

It doesn't pay nearly enough for providers to survive and provide quality care, so it is defacto subsidized by the rest of us. Even with that subsidy, there have been reports of more and more doctors refusing to accept medicare patients because of low reimbursement rates. New reporting requirements went into effect this year so we'll see just how pervasive this might actually be.

Eliminate private insurance and one of two things happen - either care quality bottoms out because providers can't afford to continue at the low rates or costs blast through the roof.

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The guys with family plans were screwed either way

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Amen.

I've been eligible for VA healthcare that I havent taken advantage of for 23 years but I will this year.

Who would have thought forcing insurance to take pre-existing conditions and not having any means to control prices would lead to skyrocketing premiums?

I appreciate what the ACA was trying to do to get people insured. That being said, the execution has been meh.

I'd prefer a government plan for all that covers basic doctors visits and basic prescriptions. Then have the private market provide for catastrophic injuries and surgery. You know, how insurance is actually suppose to work. Also have prescription plans available.

Hospitals and pharmacies need to list prices for drugs and services, so the consumer can make better choices.

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Premiums going up 24.6%

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I am just gonna say.. frick Obama. frick every Democrat that voted for it. frick every Rep. that has done jack shite to change any of it. And frick every single individual that voted for Obama and the Dems that voted it. And frick the Supreme Court for not ruling that forcing citizens to purchase a private product isn't UnConstitutional. It's fricking ridiculous. Every single one of those listed above is responsible for creating a lot of pain for a lot of individuals. I hope that each one, has a debilitating injury that they can't afford to have taken care of and a speedy shelf life on the rest of their lives. frick them all.

/rant, for now.

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It's damn frustrating. I bust my arse to build a business. Started it right when the building/home crash hit full effect. Made it through that, finally starting to get ahead just a little bit. Then...THEN... it's like.. frick you and your hard work, we're taking more from you. Part of me wants to say it must be nice to be content to live in squalor and get a Gov't check and services.. just to sit on your arse and not earn it. But I can't do that. Yet, those folks reap more disposable income than I probably do due to a fricked up Gov't punishing working people.

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meh, sounds like you just need to be better at your business and make more money

Have you priced BC/BS through Alabama Affordable Health Care Plans? Might get a better rate than using an agent.

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My biggest issue was the change of the classification of my OB/GYN to specialist (apparently Humana and Anthem looks at them differently) so my copay there went from $25 to $45.

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Its probably because they needed to cover the costs of the extra safety gear and hazardous disposal procedures when treating you.


Just sayn', I could be wrong though.

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Belle has a hazardous vagina.

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No clue, waiting on HJJ to weigh in


















Sorry belle

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No, but it prevents health care expenses from financially crippling everyday Americans, something that was happening before Obamacare and after Obamacare

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Newsflash, Obamacare has crippled way more than were hurting before.

The only thing that should have been done was opening state lines and allowing all companies to compete for business. Obamacare and single payer are both shite shows compared to what we had before.

And as others have stated, it's going to kill small businesses. Guess who isn't getting discretionary spending now? Because it's having to go to mandated insurance.

There is absolutely no defense of the shite that's happening and frick anyone that even tries to defend it or excuse it. I genuinely, hope that hardship and pain is in the future of those that argue for it. And their families. I have no sympathy, empathy or time for anyone that dishonest, stupid or criminal enough to support what is happening to people under it now.

You left out an important component to your rant, the insurance companies themselves. I would assume as a fellow small business owner and Alabamian you are using BCBS. Not because they are the best or most affordable but because they are really the only viable insurance option in this state. Those cocksuckers are considered a non profit. Let that sink in......a non profit that has a state CEO making $4 Million a year. frick Blue Cross, they are using Obamacare as cover to raise their rates beyond what they need to.

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Excuse me? Do you not understand the concept of insurance? By being required by law to accept pre-existing conditions, they are assuming more risk. They have to compensate for that risk, or they cease to exist.

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And they gain more customers to spread the risk.