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re: Credit card help...

Posted on 2/4/17 at 12:19 pm to
Posted by Evolved Simian
Bushwood Country Club
Member since Sep 2010
20497 posts
Posted on 2/4/17 at 12:19 pm to
quote:

I don't have a credit card anymore, I earn interest, not pay it.





I've never paid interest on any of my cards.
Posted by wmr
North of Dickson, South of Herman's
Member since Mar 2009
32518 posts
Posted on 2/4/17 at 12:21 pm to
quote:

Just about every wealthy person I know uses a credit card with a points system for all of their purchases. They all use an Amex.


Yep. AMEX Delta Airlines rewards and a Marriot rewards VISA.

Run business expense through it, pay it off monthly, and over a couple of years you've earned a nice trip somewhere.
Posted by shotcaller1
Member since Oct 2014
7501 posts
Posted on 2/4/17 at 2:52 pm to
Go back in time and get the reserve
Posted by Weagle25
THE Football State.
Member since Oct 2011
46186 posts
Posted on 2/4/17 at 10:29 pm to
quote:

The guy that owns the house across the street from mine and just uses it as a game day house has a Hilton credit card that's black and made out of metal. I've never seen anything like that till he paid for dinner one night.

Did you at least put out?
Posted by Weagle25
THE Football State.
Member since Oct 2011
46186 posts
Posted on 2/4/17 at 10:30 pm to
quote:

I don't have a credit card anymore, I earn interest, not pay it.

A credit card gives you free money for a month interest free.


You seem to know very little about how credit cards work
This post was edited on 2/4/17 at 10:31 pm
Posted by DannyB
Bagram, Afghanistan
Member since Aug 2010
6141 posts
Posted on 2/9/17 at 1:08 am to
quote:

I don't have a credit card anymore, I earn interest, not pay it


Nevermind
This post was edited on 2/9/17 at 1:09 am
Posted by TheCheshireHog
Cashew Chicken Country
Member since Oct 2010
40880 posts
Posted on 2/9/17 at 1:31 am to
quote:

A credit card gives you free money for a month interest free. You seem to know very little about how credit cards work


This. I don't know a single wealthy person that doesn't use credit cards to their gain.

We put every single thing on our cards and pay it off in full each month. Free flights and hotels are the norm when we travel.

Why pass on someone that wants to give you something for free. Even when you're loaded, free is still fun.
Posted by GameCocky88
Mount Pleasant, SC
Member since Dec 2015
4837 posts
Posted on 2/9/17 at 8:45 am to
Exactly. The key to credit cards is to put only the shite you would have bought anyway on it. If you can pay it off every month the banks pay you. However, the VAST majority of people can't do this and will die poor broke bastards.
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