RJSambola

Why not do the blue preferred with 6% for groceries capped at 6k for $95 a year fee(also 3% back at gas stations), then use the regular blue ($0 annual fee) after you hit the cap...

Yeah the 1:750 split did wonders for the price...

If you double dip with the sofi card they have sofi plus turns the 2% to 3% rewards for 1 yr/36k...

Labor particpation took 400k out of the work force...

[quote]Amex Blue- 6% cash back on groceries. 3% gas. Capital one venture for everything else which is 2% cash back on every purchase. [/quote] That's the amex blue preferred($95 annual), but that's my setup except i use the double cash for everything else...

At 2.5% you should be able to exceed that in a variety of investment options. Emotionally finishing the note feels good, but number wise it makes sense to direct that to investments...

[quote] As of the 4th quarter consumers needed to use 14% of their after tax incomes to meet their financial obligations, which are debt service plus rents and payments for car leases and similar cost. For comparison, that’s lower than it ever was pre - COVID, dating back to at least 1980. (Source...

It's losing steam, you may be able to do it again in 30 minutes...

Liquidity drop, atbitrage, redemptions. Peg break. Luna drop. Liquidation, arbitrage, redemptions. Second drop. Repeat. Repeat. Loss of confidence, more liquidity loss. Repeat. Overly simplified, but a cascade happens. Now i think the only demand are speculators trying to catch a bounce...

Yeah, mim got to 94 and recovered earlier this year, but nowhere near the volume. People are going to start evaluating the sweet staking returns soon...