stonerolledaway
| Favorite team: | UNO  |
| Location: | the villages |
| Biography: | |
| Interests: | |
| Occupation: | engineer |
| Number of Posts: | 982 |
| Registered on: | 7/26/2011 |
| Online Status: | Not Online |
Recent Posts
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re: Trashy breed kills 7yo girl off Hoo Shoo Too.
Posted by stonerolledaway on 1/7/23 at 7:12 am
Used to bicycle that part of the parish. It only took a couple of times before I began turning around at Kendalwood and later even skipping Hoo Shoo Too altogether. Of course, I traded that area for the levee trail and the pit bulls for the 2000 lb bulls on a section of levee there. ...
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re: Electric Shaver...who here uses one?
Posted by stonerolledaway on 4/14/22 at 4:10 am
Electric during the week and classic double edge on weekend.
Barber had a Wahl Finale so I went to sally and got one. Both took some getting used to. the key is to listen to sound which tells when you hitting the right angle with the double edge and when the finale is no longer cutting much with e...
re: Murder #136, #137, & #138 over the weekend in BR…breaks record
Posted by stonerolledaway on 10/23/21 at 4:51 am
remember the rule, as long as its black on black with maybe the occasional stray bullet affecting others, there's no problem. Now please, let's get back to the hard work of blaming the police and an attitude that somehow its the victim's fault. ...
re: Winter Running/Biking Gear
Posted by stonerolledaway on 11/1/20 at 6:08 am
A good base layer is must. Under Armor make them for cold or hot, the one for cold is thicker. These modern materials wick moisture while creating a layer of insulating still air on the skin. It is modern thermal underwear that fits snugly and both breathes and dries quickly. There are many brands j...
re: Good attorney in baton rouge for simple will.
Posted by stonerolledaway on 1/7/19 at 5:09 pm
Thanks, I guess it could be filed in court too. It is probably not good to have an heir be the only one who finds it and reads it. If they don't like it the temptation to trash it might be there whereas a court filing would eliminate that. Another option may be putting it in a safety deposit box and...
Good attorney in baton rouge for simple will.
Posted by stonerolledaway on 1/7/19 at 8:48 am
I have had several unreturned phone calls to do a simple will. Must not be profitable. Anyone know a good honest attorney who will draw it up and keep on file and make sure it gets carried out? Single with siblings only. Thanks....
re: LSU & Les Miles settle remainder of his buyout
Posted by stonerolledaway on 11/15/18 at 5:00 pm
Ok now whoever agreed to pay a fricking football coach out that long should never ever be allowed in those meetings every again. ...
re: Pay off Debt or Contribute to IRA?
Posted by stonerolledaway on 11/9/18 at 2:13 pm
Tell you what, pay off all debt and see how that feels. If it sucks, please go back and borrow to previous levels. Sometimes its more than what may optimize in the long run. Debt free here for over ten years and there's no looking back. [Proverbs 22:7] "The rich rules over the poor, And the borrower...
re: So with markets down this much in two days
Posted by stonerolledaway on 10/18/18 at 6:33 am
Since making the transition to a contrarian, the bigger the panic, the bigger the buying opportunities. This is great because going back to work next week and will be steady buying again. After saying that, I do have some built in cushion by asset allocation of roughly 60% stocks and 40% bonds in to...
re: Purchase, land question
Posted by stonerolledaway on 10/16/18 at 9:08 am
It depends on how high financial independence is on your list. IF its high, dump the car notes and mortgage. Reducing expenses is just as good or better than increasing income. It also makes it quicker to match those expenses with investment income. As far as "Jobs are incredibly stable", this is wi...
re: About to start getting debt free
Posted by stonerolledaway on 10/15/18 at 4:34 pm
Good job on being honest, without that nothing will work. It took me way to long to get some sense but the first was the concept of delayed gratification and an honest answer to the question of what I wanted, present consumption and insecurity or delay and financial independence in time. It was not ...
re: Do you pay extra on your Mortgage every month?
Posted by stonerolledaway on 10/1/18 at 9:05 am
I was but received a modest inheritance which was immediately put toward the principle. Eventually it was paid off, that was over ten years ago....
re: Question for the Vanguard portfolio experts
Posted by stonerolledaway on 9/16/18 at 3:52 pm
100% Balanced Index Fund ...
re: Moving to a defensive portfolio
Posted by stonerolledaway on 9/13/18 at 7:38 am
No. Disconnected from emotions years ago. Staying the course as usual. 60% total stock index, 40% total bond index. I have no idea what tomorrow will bring and 60/40 is my comfort level for all seasons. ...
re: 50/30/20 rule
Posted by stonerolledaway on 8/23/18 at 5:37 pm
Money is only one reason not to eat out and possibly a minor one. Eating out should be reserved for enjoying company or when take a break from home fare....
re: 50/30/20 rule
Posted by stonerolledaway on 8/22/18 at 5:38 am
Depends on goals, financial independence was high on my list . If so, savings gets maxed and moved into the number one spot. The needs of housing, food, and transportation should be minimized and subservient to number one to avoid lifestyle creep. Only when these are in place and for entertainment p...
re: Advice Needed - Trimming Expenses
Posted by stonerolledaway on 7/21/18 at 2:30 pm
Neither imho. Since transportation expenses never end and vehicles are continually in need of replacement sooner of later, I would open a separate account called the car/transportation account. Take half of the original note amount and keep adding in money on top of the proceeds. This way when the 2...
re: After your bills are paid.....
Posted by stonerolledaway on 7/21/18 at 2:22 pm
Yes, always pay yourself first, automatic withdrawals are best and max them out if possible. This is the best insurance against lifestyle creep over the years, and for wealth building over time. So, "After your bills are paid" is second to savings, unless you want to be the typical american living c...
re: Retirement Contributions. Do you agree with this chart?
Posted by stonerolledaway on 6/22/18 at 6:55 pm
Forget the fricken percents if your goal is FIRE.
Get the match yesterday,
Max roth, then max remainder of 401 if you can or by putting in any raises you get. Get an HSA going if possible. Keep a good running balance in savings to cover emergencies. Put away some each month for car replacement, ke...
re: Would you carry a mortgage if you didn't have to?
Posted by stonerolledaway on 6/5/18 at 5:16 pm
"I'm trying to retire in about 3 years". Stay in your paid for house....
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