Question
| Favorite team: | LSU  |
| Location: | |
| Biography: | |
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| Number of Posts: | 235 |
| Registered on: | 5/26/2020 |
| Online Status: | Not Online |
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re: prepaid costs vs initial escrow payment
Posted by Question on 5/15/24 at 2:48 pm
So does the amount being paid monthly once the mortgage payments start is that just for next year (in theory)?...
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prepaid costs vs initial escrow payment
Posted by Question on 5/15/24 at 2:32 pm
Excuse my ignorance, but reviewing some loan documents. I notice under prepaid costs, it is a full years premium for my homeowners insurance. Then under initial escrow payments, it has 3 months of that premium being paid as well. So my question is why am I paying a full years premium up front, in ad...
re: I-10 Severe Weather threat - Monday May 13, 2024...
Posted by Question on 5/13/24 at 8:13 pm
In Lake Charles
My neighbor launched limbs at us, we launched a trampoline at him. Practically Israel vs Palestine over here
But seriously it got wild for about 15 min or so. You could see the wind coming down the road before it hit. Prayers for anyone that’s in the way...
re: In the market for a house...
Posted by Question on 5/13/24 at 8:56 am
Maxing out? No. We also have about 500k in real estate that’s paid off. Wife doesn’t work. Could if she wanted and probably pull another 85k gross. We don’t spend a lot but also live comfortably. If we need it, we get it without hesitation. We have about 85k left on current mortgage but the house is...
re: In the market for a house...
Posted by Question on 5/13/24 at 12:22 am
Listed wrong take home figure. Take home is 167k not 200k...
re: In the market for a house...
Posted by Question on 5/12/24 at 11:59 pm
To play off the OP, I’m in a similar situation. Looking at a home at 450k at 7% rate. Take home is around 167k, however, 50 of that is typically at year end so not evenly spread out. Note would be about 3500. Have wife and 3 young kids. No debt outside of current mortgage. Thoughts on if we should g...
re: Homeowner insurance cost question
Posted by Question on 5/8/24 at 7:21 am
Wow, it sounds like you’re describing our property, not as much land, and about a decade newer. The area isn’t doing us any favors (w prien lake near the country club) but the house is not 3/4 of a million. We have a home we built on the Northshore a couple years ago. I’d expect that one to have hig...
re: Homeowner insurance cost question
Posted by Question on 5/7/24 at 10:50 pm
[quote]I’m in SWLA[/quote]
Mind me asking what you did to do that? Home is currently 460ish but they’re trying to say replacement is 785k ??. Would appreciate the advice...
re: 1098 Question regarding Insurance Paid
Posted by Question on 4/5/24 at 12:57 pm
It's for mortgage insurance...
re: 1098 Question regarding Insurance Paid
Posted by Question on 4/5/24 at 12:57 pm
Thanks...
1098 Question regarding Insurance Paid
Posted by Question on 4/5/24 at 11:51 am
On 1098, box 10, it gives me an amount for property tax and also an amount for insurance paid. However, when completing my info through HR Block, there is no box 10, rather it just ask for real estate taxes. Do I need to input my insurance paid somewhere, if so, how and where?
Thanks :cheers:...
re: Something I noticed At Disney World
Posted by Question on 4/4/24 at 9:30 am
Another observation is just how pale their skin is. Most are certainly overweight, but I'm blown away at how white skin can actually get.
For reference: (pic not taken at Disney World)
[img]https://i.postimg.cc/FF2ck7r0/IMG-1058.jpg[/img]...
re: What's your favorite Mitch Hedberg joke?
Posted by Question on 3/27/24 at 3:33 pm
Wearing a turtleneck is like being strangled by a really weak guy, all day. Wearing a backpack and a turtleneck is like a weak midget trying to bring you down....
re: What's your favorite Mitch Hedberg joke?
Posted by Question on 3/27/24 at 3:28 pm
[quote]No, you're not. Jump out of window, you'll die earlier![/quote]
But so should the letter "B", it's just a squished together 13.
What's your name?
BOB
Get the frick away! :lol:...
re: What's your favorite Mitch Hedberg joke?
Posted by Question on 3/27/24 at 3:26 pm
I always loved the end of the club sandwich joke.
"Well I like my sandwich with alfa alfa sprouts" Well you can't be in the fricking club. :lol:...
re: India's Got Talent Contestant breaks everything thrown at him to make Mumbai finals
Posted by Question on 1/27/24 at 8:27 pm
I laugh so hard when I see that video. That link is actually cut short a little. He keeps going after his crew picks him up, but the judges end up stopping him. Check out one of the judges goatees :lol:
[link=(https://www.youtube.com/watch?v=SRwkk6atidE)]YouTube of Full Video[/link]...
re: Best High School Football team in Louisiana history
Posted by Question on 11/21/23 at 7:44 am
2002 Redemptorist. 15-0 and they waxed everyone. Even the state title was won by 2-3 TDs. I think they were #1 the whole year.
2003, Redemptorist was good too. Went 14-1 and beat Curtis in state championship after moving to 4A...
re: Drunk Asian Lady in Racist Attack at Walmart, Piss Everywhere, possibly demonic?
Posted by Question on 9/27/23 at 11:51 pm
[img]https://i.postimg.cc/bN7PXZkB/IMG-0441.jpg[/img]...
re: Garden and Gun Photo Contest Help (td.com vs ar15.com)
Posted by Question on 9/9/23 at 3:54 pm
1890 and 1891 from my phone and computer. Currently 888 back. What was the gap yesterday?...
re: Garden and Gun Photo Contest Help (td.com vs ar15.com)
Posted by Question on 9/9/23 at 10:07 am
1384, how the three ahead of Q are in the lead is baffling. They are very average pictures. The two pointers should be one and two easily. Beautiful dog.
Come on OT, make this a runaway victory :usa:...
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