HappilyBlended
Favorite team: | LSU |
Location: | Saint Amant |
Biography: | Happily Married with 5 KIDS!!!!! |
Interests: | Wife, Kids and LSU sports, not much time for anything else |
Occupation: | |
Number of Posts: | 69 |
Registered on: | 9/1/2007 |
Online Status: |
Recent Posts
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re: Other than PMI insurance
Posted by HappilyBlended on 8/26/09 at 1:07 pm
[quote]This is a dumb blanket statement. If he is looking at condos by a university or downtown area than this is a great investment. Buying a condo in Prairieville or Livingston Parish is a bad move I agree.[/quote]
That is an excellent point, and you are correct. I was thinking of condo's outsi...
re: Other than PMI insurance
Posted by HappilyBlended on 8/26/09 at 1:05 pm
A Single Family Residence is different b/c of a few reasons ...
* You can pick your own HOI. Condo's usually have Home Owners Associations that pay the HOI that they collect from your monthly dues. While most subdivisions have HOA's those HOA's don't usually pay HOI.
* Also a condo usually has a s...
re: Credit Rating Agencies/Services
Posted by HappilyBlended on 8/17/09 at 1:11 pm
[link=(http://www.myfico.com)]My FICO[/link]
Yes, you can order from all 3 agencies, its the one I use and it gives your REAL scores....
re: Question about Rural Development for any Lenders?
Posted by HappilyBlended on 8/2/09 at 12:08 pm
To answer your question as best as I can... yes & no. The underwriter for the lender will use the lower end of the income and Rural Development will use the higher end that you are "trending" to. If you have any kids you can deduct child care from your income AND is your home has 5+ the income max g...
re: Property taxes in Livingston Parish
Posted by HappilyBlended on 6/30/09 at 10:21 am
These links should help ...
[link=(http://www.lpso.org)]Livingston Parish Sheriff Office[/link]
[link=(http://www.latax.state.la.us/)]LA Tax Rolls - All Parishes[/link]...
re: Tri-Merge Credit report help...
Posted by HappilyBlended on 6/29/09 at 5:46 pm
[link=(http://www.myfico.com)]My Fico[/link]
That's the only place where you can PAY for a copy and get the actual scores that lenders use. Hope that helps...
re: Sheriff's Sale
Posted by HappilyBlended on 6/21/09 at 10:27 am
I have only been to a couple so I am no expert, but I think the bidding starts at 80% and goes down until people start bidding, then go up from there. I have seen homes sell for more than the writ amount but I would have to say most sell for below the writ amount....
re: Should I Refinance - Please Help!
Posted by HappilyBlended on 3/31/09 at 12:14 pm
I hate to tell you this but your closing costs are going to be NUCH higher that $2,000 - $3,000 .... unless your mortgage is lower than $50,000
You need to look at the attorney costs, filing fees and you will also need to set up your escrow accounts, again.
How much is your MI each month? Mult...
re: Obama...
Posted by HappilyBlended on 3/19/09 at 1:34 pm
His just being consistant with his LOUSY choices......
re: New freecredit.com commercial
Posted by HappilyBlended on 2/27/09 at 1:30 pm
Funny stuff...
re: Best Foreclosure Website?
Posted by HappilyBlended on 2/23/09 at 3:30 pm
Here's a link to all of the Government agencies i.e. HUD, Fannie Mae, VA, etc ... [link=(http://www.hud.gov/homes/homesforsale.cfm)]GSA Foreclosures link[/link]
here's a link to Ascension Parish's web site ... [link=(http://www.ascensionsheriff.com/CustomerService.asp)]Ascension Parish[/link]
...
re: mortgage refi
Posted by HappilyBlended on 2/4/09 at 4:03 pm
WHEW !!!!!!! Bend over on that one ... Nate is right, you would be getting taken advantage of....
re: Team you most hate...
Posted by HappilyBlended on 1/13/09 at 8:50 pm
SEC - Auburn, TN, Florida, GA, Ole Miss, Arkansas UNLESS they're playing any non SEC team....
Nation - USC, can't spell SUCK with the letters U, S or C...
re: Is Mawae the longest tenured pro that LSU has had?
Posted by HappilyBlended on 1/10/09 at 10:51 am
In football I would have to say YA Tittle but there was a little guy named Shaquille O'Neal that went to LSU, he has done ok since he left. I'd have to say he is the longest tenured pro that I can think of...
re: So what credit score qualifies for the best rates?
Posted by HappilyBlended on 1/9/09 at 4:39 pm
It depends on your LTV (Loan to Value) also, but 740+ is the top will ALL of the lenders, some are at 720+...
re: Went to a BMW dealership today
Posted by HappilyBlended on 1/7/09 at 5:29 pm
[quote]Don't be so sure of where prices will go. My father bought 40 acres of good productive bottom land in 1933 for one barrel of flour[/quote]
He must have made a lot of bread.... sorry, couldn't resist...
re: How many of you are pulling for OU to prevent??
Posted by HappilyBlended on 1/7/09 at 2:56 pm
Not a Florida fan but you have to root for ANY SEC team (except TN) ..... Go Gators .... uggghhhhh I hate saying that :yack: :yack: :yack:...
re: One quote I would like to hear from every SEC coach after..
Posted by HappilyBlended on 1/6/09 at 12:50 pm
That's funny, did he really say that?...
re: Tiger Stadium vs Gator Stadium
Posted by HappilyBlended on 1/6/09 at 12:49 pm
I have been to both stadiums and can say that they really are about the same ... of course I had a MUCH better time in Tiger stadium (inside & out) but they are honestly about the same....
re: Before I roll out a quick prediction.........
Posted by HappilyBlended on 12/31/08 at 5:24 pm
[quote]It hurts to admit it but I feel like it is a bad matchup for us[/quote][quote]They aren't Hawaii. They will match us in physicality.[/quote]
Ain't gonna happen captain, UA may have an off game because of who they are playing, but they win in the end ...
UA 31
UU 12...
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