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re: What is your FICO score?
Posted on 9/21/16 at 9:08 pm to Chazzy McRamzee
Posted on 9/21/16 at 9:08 pm to Chazzy McRamzee
Could you post your social security number? lets compare those too. Just asking for a friend.
1
Posted on 9/21/16 at 10:16 pm to Chazzy McRamzee
16
Posted on 9/21/16 at 11:02 pm to Pavoloco83
quote:
Could you post your social security number?
000 - 00 - 0173
What can I say, I am old
quote:
lets compare those too.
So post yours now
quote:
Just asking for a friend.
Is your friend female? Is she hot?
Asking for a friend of mine.
Posted on 9/22/16 at 11:53 am to Chazzy McRamzee
I'm 25 and mine is 783
Posted on 9/22/16 at 3:39 pm to Kentucker
quote:
Correct. Credit scores are directly affected by use of credit accounts.
Not quite correct, in the past 20 years or so they passed a little notice bill on Capitol Hill that allowed credit score to be used for things other than credit. When you get a insurance quote it is now based on your credit score in addition to your driving and accident history.
Just another way insurance companies raise your premiums and their profits.
Posted on 9/22/16 at 3:51 pm to Cheese Grits
quote:
Correct. Credit scores are directly affected by use of credit accounts.
quote:
Not quite correct,
Yes, it's correct. If you open a lot of credit accounts, your credit score is going to fall.
quote:
in the past 20 years or so they passed a little notice bill on Capitol Hill that allowed credit score to be used for things other than credit. When you get a insurance quote it is now based on your credit score in addition to your driving and accident history.
What does that have to do with using credit accounts?
Posted on 9/22/16 at 3:58 pm to Kentucker
quote:
What does that have to do with using credit accounts?
1) Get credit cards
2) Use credit cards
3) Change in credit score drops (because you have more than 1 card)
4) Change in insurance cost rises
5) ????????
6) Profit (well if you are an insurance company that is)
If you are a KY guy, call your KY DOI in Frankfort and ask if credit scores can now be used in what insurance can use to justify higher insurance premiums. Get back to me.
Posted on 9/22/16 at 4:06 pm to Cheese Grits
You said my statement was "not quite correct" and then went to a different, if related, subject. I'm trying to figure out why "Credit scores are directly affected by use of credit accounts" isn't correct based upon what you said.
Posted on 9/22/16 at 10:59 pm to Chazzy McRamzee
I don't use much credit but my score (idk if it was FICI or what, they may all be FICO for all I know) was 812 about a month ago 
Posted on 9/23/16 at 1:41 am to kywildcatfanone
I sold cars for three years and I can count on one hand how many bulletts (800 score) I saw. Everyone in this thread has an 800 credit score. 
Mine is 613 but I have no credit I buy everything and get working capital from PayPal they don't run credit
Mine is 613 but I have no credit I buy everything and get working capital from PayPal they don't run credit
Posted on 9/23/16 at 8:42 am to vengeanceofrain
quote:
I sold cars for three years and I can count on one hand how many bulletts (800 score) I saw. Everyone in this thread has an 800 credit score. Mine is 613 but I have no credit I buy everything and get working capital from PayPal they don't run credit
I sale cars now and everyone that says their score I usually have to subtract it by 175-ish or cut it in half lol
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