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re: What is your FICO score?
Posted on 9/21/16 at 9:47 am to Chazzy McRamzee
Posted on 9/21/16 at 9:47 am to Chazzy McRamzee
Mine's around 790 last time I checked (out of boredom at work one day).
I have one regular credit card, which I mostly use for Amazon purchases, which I pay off every month in full. I put the rewards points towards cashback (paying my balance). I'm sure my credit card company hates me because they are probably in the hole with me lifetime.
I have no student loan debt, no mortgage, and haven't financed a vehicle in a decade.
I have one regular credit card, which I mostly use for Amazon purchases, which I pay off every month in full. I put the rewards points towards cashback (paying my balance). I'm sure my credit card company hates me because they are probably in the hole with me lifetime.
I have no student loan debt, no mortgage, and haven't financed a vehicle in a decade.
1
Posted on 9/21/16 at 10:39 am to Numberwang
About tree fiddy
Posted on 9/21/16 at 11:01 am to Chazzy McRamzee
Mine was 859 when we bought our new car back in March.
Posted on 9/21/16 at 1:03 pm to Chazzy McRamzee
was 747 a couple months ago, dropped to 702 because I got 3 credit cards at once 
and now I am at 715
and now I am at 715
Posted on 9/21/16 at 1:14 pm to Chazzy McRamzee
No debt. Don't need one.
Posted on 9/21/16 at 1:27 pm to Wanderin Reb
quote:
Mine was 859 when we bought our new car back in March.
Posted on 9/21/16 at 4:05 pm to GoldenDawg
quote:
Hate to break the news to you, but if you have to worry about your FICO score - you ARE one of the poors.
If you don't need to buy anything on credit - you don't need to give a frick about credit scores
This is bad.. Credit is literally everything in this world. I great credit score speaks volumes about a person and their future.
Posted on 9/21/16 at 4:06 pm to PortlyDawg
quote:
No debt. Don't need one.
Where do you live?
Posted on 9/21/16 at 4:13 pm to Chazzy McRamzee
Whatever bro. When I need a loan, the banks come crawlin to me.
Posted on 9/21/16 at 4:37 pm to Chazzy McRamzee
I haven't ever much cared but this piqued my interest.
791
My best guess is the first negative they showed is driving it down a bit, as that's the only one applicable:
"You have either very few loans..."
House has been paid for for a while, last 4 cars we paid cash, etc.
Congrats on your high score, but I'm not sure why I should care about interest rates I'm subject to when I don't pay interest?
791
My best guess is the first negative they showed is driving it down a bit, as that's the only one applicable:
"You have either very few loans..."
House has been paid for for a while, last 4 cars we paid cash, etc.
Congrats on your high score, but I'm not sure why I should care about interest rates I'm subject to when I don't pay interest?
Posted on 9/21/16 at 5:26 pm to finestfirst79
quote:
Congrats on your high score, but I'm not sure why I should care about interest rates I'm subject to when I don't pay interest?
Which was where I was heading with OP.
While scores may be something to be proud about, nobody was discussing what interest rates they were paying at their score level.
That would be more interesting.
Posted on 9/21/16 at 5:27 pm to MSU5
quote:
Net worth is literally everything in this world. Net worth speaks volumes about a person and their future.
FTFY
Posted on 9/21/16 at 5:35 pm to PortlyDawg
I have had people that have $30K down and still can not get approved
your credit score has absolutely nothing to do with how much income you have. More times than not people that make more money tend to have a lesser score.
your credit score has absolutely nothing to do with how much income you have. More times than not people that make more money tend to have a lesser score.
Posted on 9/21/16 at 5:57 pm to Chazzy McRamzee
I collect interest not pay it.
This post was edited on 9/21/16 at 5:58 pm
Posted on 9/21/16 at 6:16 pm to Chazzy McRamzee
0 I buy everything outright
Posted on 9/21/16 at 7:03 pm to tduecen
Mine is pretty bigly.
Posted on 9/21/16 at 8:00 pm to Chazzy McRamzee
F that, pay cash.
Posted on 9/21/16 at 8:04 pm to finestfirst79
quote:
House has been paid for for a while, last 4 cars we paid cash, etc.
Congrats on your high score, but I'm not sure why I should care about interest rates I'm subject to when I don't pay interest?
This is me. I use credit cards for rewards points and that is all I have affecting my credit score. No plans to move and if I did, sell my home and buy the other one with the cash.
It's called being responsible with your money.
Posted on 9/21/16 at 8:56 pm to Chazzy McRamzee
810
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