re: Charlotte, Houston, Jacksonville or Birmingham...or none?

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I thought 6 wins was firm and non negotiable. Admittedly, I haven't followed bowl team's records. I just always understood 6 wins is a must.

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It typically is, 6 wins and .500 or better. The NCAA can allow waivers in certain circumstances. I remember a few years ago Georgia Tech got one because they were 6-6 going into the AC Championship game and a loss would have made them 6-7.

Also, there are 40 bowl games for FBS teams this year, so you have to have 80 teams to fill the slots. If there aren't 80 teams with 6+ wins, waivers will have to be given to fill the spots.