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re: The cost of Obamacare... supporters of it.. please feel free to chime in
Posted on 4/11/14 at 12:50 pm to Phat Phil
Posted on 4/11/14 at 12:50 pm to Phat Phil
quote:
Let's not pretend that we had a great healthcare system and Obama fricked it all up. It was totally rip-off, broken system to begin with.
And no, I'm not a liberal nor Obama supporter.
Hey, hey. Don't like it? Go to your local church and ask for help.
Posted on 4/11/14 at 12:51 pm to NYCAuburn
quote:
Since you dont mind. how about you give me an extra $300 a month, and cover the difference in my deductibles every year
$300 a month? Where are you getting that figure?
Posted on 4/11/14 at 12:52 pm to Stonehog
quote:
$300 a month? Where are you getting that figure?
Thats the additional charge my wife and I have to pay to get on obama care. Which also has a higher deductible and less coverage except the addition of maternity
Posted on 4/11/14 at 12:53 pm to Stonehog
Or you could give me the 58% increase my premiums went up, and the 750/4500 yearly increase in out of pocket/yrly deductible that my new plan costs now. Thank goodness, as a single, male with no kids, I have pediatric and maternity now. The only thing my old plan didn't have, by my choice, but I'm now forced to have.
Posted on 4/11/14 at 12:54 pm to NYCAuburn
The high deductibles are what is hurting people I know on it and is what their major gripe is.
Posted on 4/11/14 at 12:55 pm to Alahunter
quote:
I have pediatric and maternity now. The only thing my old plan didn't have, by my choice, but I'm now forced to have.
Got to love that.
Posted on 4/11/14 at 12:56 pm to StrawsDrawnAtRandom
Here's a good read, from a Dr.
LINK
quote:
Here is my real life example: the hospital “bills” $12,000.00 for a minor procedure on a woman with a gynecologic condition. The woman gasps at the bill when she open the envelope, and then concludes “Thank goodness I have health insurance; everyone needs health insurance.” In reality, the intentionally hard-to-decipher bill cloaks the billing game/tax scam. While the hospital shows the patient the $12,000.00 bill, the hospital has actually agreed to accept far less from the insurance company; this is called an allowable, which in this case was $5000.00. By billing $12K but accepting $5K from the insurance company, the hospital recognizes a $7K phantom loss, which it reports on its tax return, thus maintaining a “non-profit”, tax-exempt status. The individual patient, now with a huge $5000.00 deductible because of Obamacare, must write a check to the hospital for the entire $5000.00, on top of her monthly $250.00 premiums ($3000.00 annually). The patient has come out of pocket $8000.00 with Obamacare style insurance. In stark contrast, if the patient was uninsured, she could have negotiated a direct fee with the hospital for $1200.00.
So, follow the money. The hospital got $5000.00 from the patient plus a $7000.00 tax write-off in return for less than $1200.00 of services/supplies. The insurance company got $3000.00 in premiums from the patient and paid $0 to the hospital, while the patient paid all of the $5000.00 allowable because of the high Obamacare-induced deductible. The patient ended up paying $8000.00 ($5000.00 deductible plus $3000.00 in premiums) for the privilege of paying more than if she had no insurance (the $5000.00 insured negotiated allowable v. the $1200.00 uninsured cash price) and gets no tax benefit for her health care expenses. Understand this: the individual spent $8000.00 with no tax break because she was mandated to buy Obamacare, and she would only have had to spend $1200.00 if she was uninsured. If business gets a tax break, most certainly should the individual as well, but with Obamacare the individual patient is in essence penalized. $6800 of this woman’s livelihood was essentially laundered to sustain a Government-Lobbyist-Insurance Company-Hospital-Drug Company Collusion Scam. The government, insurance company and hospital profit and get tax breaks- from our health, our bodies, and our lives- by manipulating us and scaring us. This is just wrong.
LINK
Posted on 4/11/14 at 12:57 pm to Stonehog
quote:
People without health insurance are getting it, that must really piss you off for some reason.
No, they're really not. The number of people who weren't insured who are now insured is well under 5M. So less than 20% of the uninsured now have insurance. And at a cost greater than if we had simply given $25,000 to each of those 5M to go but their own insurance/cover medical expenses.
Posted on 4/11/14 at 12:59 pm to Alahunter
quote:
Here's a good read, from a Dr.
I posted a letter my Uncle wrote to me (a radiologist) and he's not entirely fond of it either.
I'm not sure what good can be said about it now, but we can hope for......dare I say it...
change?
Posted on 4/11/14 at 1:00 pm to Alahunter
quote:
Here's a good read, from a Dr.
I thought you were a fan of capitalism?
Posted on 4/11/14 at 1:00 pm to Stonehog
quote:
Life is hard.
Couldn't the same be said to those who didn't have health insurance before?
Posted on 4/11/14 at 1:01 pm to Stonehog
quote:
Life is hard.
And Gov't is making it unbearable and unsustainable.
Posted on 4/11/14 at 1:05 pm to Alahunter
Moral of the story: No matter what insurance you have, don't get sick in America. Or you'll get fricked. Home of insanely astronomically high health care costs.
Posted on 4/11/14 at 1:12 pm to UMRealist
quote:
Couldn't the same be said to those who didn't have health insurance before?
Yes. Needless to say, life is a lot harder for poor people. I don't have an ounce of sympathy for a rich person bitching about $300.
Posted on 4/11/14 at 1:14 pm to Alahunter
quote:
'm pissed I'm being forced to take out insurance, that will never be used or needed. Infertile couples must carry maternity now. As do gays. A bit insulting and cruel, wouldn't you say?
No. Every insurance policy has coverage on it most people will never use or need. This is a ridiculous argument against ACA when there are plenty of other fair criticisms of it.
Posted on 4/11/14 at 1:14 pm to Stonehog
$3600 per year. Just for accuracy.
Do we know NYC is rich? Or are all people with health insurance rich to you?
Do we know NYC is rich? Or are all people with health insurance rich to you?
Posted on 4/11/14 at 1:14 pm to Stonehog
It isn't about the sympathy. It is about freedom and gov control/regulation. At least to me that is what it is about.
Posted on 4/11/14 at 1:15 pm to The Spleen
quote:
No. Every insurance policy has coverage on it most people will never use or need. This is a ridiculous argument against ACA when there are plenty of other fair criticisms of it.
There's a vast difference between paying for insurance you won't need and insurance you can't need.
If we're going to make men pay the difference in women's health insurance, then women should have to pay the difference in men's car insurance.
This post was edited on 4/11/14 at 1:16 pm
Posted on 4/11/14 at 1:16 pm to Stonehog
What about a struggling post grad working an entry level job making $11/hr whose premiums have increased to about $275/month from about 95? My deductible was 750 and now it's 3500.
eta: FWIW I canceled my insurance so w/e.
eta: FWIW I canceled my insurance so w/e.
This post was edited on 4/11/14 at 1:18 pm
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