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re: This deserves it's own thread
Posted on 6/26/20 at 4:34 pm to deeprig9
Posted on 6/26/20 at 4:34 pm to deeprig9
quote:
Don't be so gullible. Yes I know that bad things happen to good people and no system is perfect, but don't believe that 66% of BK's are medical. It's horse shite.
Must be nice to live in a world where you the only things that are real are things you wish to be real. I'm sure six year old you is sure happy he grew up to be a football player-doctor-astronaut-detective.
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Posted on 6/27/20 at 7:27 am to chillmonster
quote:
Must be nice to live in a world where you the only things that are real are things you wish to be real. I'm sure six year old you is sure happy he grew up to be a football player-doctor-astronaut-detective.
Deeprig is right though. Back in the late 90s and early 2000s, people would live beyond their means and debt consolidate on their mortgage. Wash Rinse repeat and consolidate on their mortgage again 3-5 years later.
That was considered normal for millions of americans. When you ask them why they failed financially, their mind was not programmed to blame the lifestyle of debt consolidation vs bankruptcy. So when asked about their troubles, their complaint wouldn't be that the home appraisal didnt come in for their most recent bailout.
The medical excuse covers 2 areas. 1) they lost income during the medical duress. 2) the bills are still there from the medical duress. As deeprig said, medical bills are nowhere near as damaging/suffocating as credit or installment debt. The root cause of the issue was the lost income on an otherwise maxed out lifestyle. The "medical bills" catch the reason in those pretty surveys, though.
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