re: Why do people think that they can lie to insurance companies?

quote:

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How would an insurance company know if I was diagnosed with something like cancer in another country and then came back to USA and got insurance? Then after a few months "discovered" I had cancer?

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This is a tough question. I don't really have a good answer for it. I've never encountered this situation personally, but I'm sure it's happened before.

My guess is that if you're diagnosed with cancer in a country that has a nationalized health care system, and you're an American citizen, your medical records can be sent to the US upon your return.


That's just a guess though, I really have no idea. Most private health insurance applications have questions about your recent travel history, such as:

Within the last 24 months, have you traveled to or been a resident of a country outside of the United States or Canada?