re: Who is ready for the next big financial crisis?

Wrong. My credit score is actually fantastic. 0 late payments and top rating on everything except my available credit. Which is obvious due to the fact that I owe so much. That's between me and my wife btw. She owes 7k. All for that injury we were trying to stay afloat. Anyway, it is around the 725 zone which is good for someone with no huge purchases and minimal credit available. As soon as I pay it down I will be golden