At what point do you cross over to excess?

Different for everyone. My definition of excess as far as possessions go is pretty low. I am happiest when I do not own a lot of things.

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As far as money and possessions go...?

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Money and possessions mean little. Exalted mental states are my thing, and here I cross over to excess when moderation becomes stagnation. Happens all the time.

I think everyone's definition is different, and if you have the money to have a lot of possessions, and can still take care of your family, then go for it.

I personally don't like maintenance of a lot of things. I'd prefer land to go hunt and hike than to have a bunch of cars or boats. Not to mention in my eyes, I'd rather have money than things. I didn't grow up with much, with a family who had to really be mindful of the types of foods they bought in order to ensure everyone got a full belly at night. As you can imagine, it lead to us eating unhealthy at times. I don't want my kids or their kids or their kids to have to worry about things like that. You're not setting your kids up for success when they go to bed on chili dogs or pizza most nights. The brain can't function on that crap.

So for me, the need and want for financial security outweighs the want for material things.

I think if you let material goods define you, you've crossed the line.

If you think some manufactured product will make you happy, you likely will be disappointed.

I recommend experiences over luxury items like cars, jewelry, etc. Enjoy time with the people you love. Travel with a friend. Help the needy. Look for ways to serve others. Coach a team. Volunteer.

At the end of the day, if you are just, kind and humble, you probably won't go overboard.

probably different for everyone, but the less you can get by with the better.

And don't listen to the women folk when they try to get you to buy em shite.