re: I Can GUARANTEE You I Will Be Smoking A Cigar On Saturday Night.

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Time to clip the nails.

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Here, you tell him.

LINK

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This is a thing?

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Who knows. I wouldn't put it past them. But when the question showed up in the form, I decided not to lie. The lady told me that if smoked too much they would have refused to cover me, but that a cigar a week was under the threshold.

But that I would have a higher rate. I told her to go for it.