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re: Homeowners Insurance
Posted on 3/7/24 at 2:04 pm to mdboss
Posted on 3/7/24 at 2:04 pm to mdboss
USAA has steadily went up each year. Every year we've owned our house since 2014 we've been behind on escrow because they raise their rates. Our homeowners policy timeframe and mortgage company escrow timeframe is off by 4 months. Escrow goes by Jan-Dec. USAA renews every April. So as a result we are lacking in our escrow account every year.
1
Posted on 3/10/24 at 6:39 am to NASA_ISS_Tiger
I’m pretty sure all insurance in LA goes up yearly. Doesn’t matter who you have. I’ve never had an escrow surplus due to insurance in the 6 years I’ve been a homeowner. This year my house note is going up $300 a month due to the 72% increase in insurance this year plus the mortgage company ran an analysis and thinks it’ll go up again so they’re adding that figure into the escrow as well. So now my escrow had a fricking shortage of $3000 to catch up on. Ridiculous. Infuriating.
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