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Help...I need a new bank

Posted on 3/21/15 at 7:21 pm
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/15 at 7:21 pm
frick Wells Fargo.

Me: I needed access to money above the daily limit I set on my card. Cool, so I'll just call in and get it raised for one transaction.

WF: Sorry Masterag, we can't do that for you, you'll have to go in to a branch Monday and speak to the manager.

Me: frick you, I'm going to withdraw every cent on Monday and find a bank that actually lets me use my own goddamn money.

Posted by Patton
Principality of Sealand
Member since Apr 2011
32647 posts
Posted on 3/21/15 at 7:22 pm to
This is a pretty good 1st world problem.
Posted by KSGamecock
The Woodlands, TX
Member since May 2012
22982 posts
Posted on 3/21/15 at 7:23 pm to
USAA if you can join.
Posted by Agforlife
Somewhere in the Brazos Valley
Member since Nov 2012
20102 posts
Posted on 3/21/15 at 7:23 pm to
Chase
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/15 at 7:29 pm to
My grandfathers both fought in WWII. Does that count?
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/15 at 7:30 pm to
Mom uses chase. I'll look into it. Thanks
This post was edited on 3/21/15 at 7:31 pm
Posted by 3nOut
Central Texas, TX
Member since Jan 2013
28738 posts
Posted on 3/21/15 at 7:31 pm to
I'd recommend Extraco... But it's only in Central Texas.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
118707 posts
Posted on 3/21/15 at 7:49 pm to
Once you go credit union, you never go back.
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
55169 posts
Posted on 3/21/15 at 8:02 pm to
I like chase
Posted by MyNameIsNobody
Member since Dec 2013
1131 posts
Posted on 3/21/15 at 8:12 pm to
quote:

Wells Fargo.
?

You couldn't find a real bank in Texas? Was that the only place that would honor that payday loan?
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/15 at 8:16 pm to
Good one. I probably pay more in taxes a month than you make.
Posted by MyNameIsNobody
Member since Dec 2013
1131 posts
Posted on 3/21/15 at 8:21 pm to
quote:

Good one. I probably pay more in taxes a month than you make.


i doubt it...you have the spending limit on your account..."Mr. Master...did you want your paycheck in quarters or dimes like last time?"
Posted by PrivatePublic
Member since Nov 2012
17848 posts
Posted on 3/21/15 at 8:22 pm to
Find a credit union. They go by different rules, of which I don't know the details, but the sum of which translates to "we aren't in this to get as much of your money as we possibly can"
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/15 at 9:07 pm to
So what's the difference between a credit union and bank?
Posted by MyNameIsNobody
Member since Dec 2013
1131 posts
Posted on 3/21/15 at 9:20 pm to
credit unions are member owned...you buy a membership...

you have to qualify by some way to join.

Dallas Credit unoin looks easy to join...
1. Live in a certain area.
2.or qualified employer
3. or Family, School, Church...

Credit unions usually have better APRs for loans and for deposits.

LINK
This post was edited on 3/21/15 at 9:24 pm
Posted by BluegrassBelle
RIP Hefty Lefty - 1981-2019
Member since Nov 2010
98776 posts
Posted on 3/21/15 at 9:44 pm to
Agree with the credit union suggestion. Love being with one. Pretty much never have an issue.
Posted by jefffan
Florence- Sumter- Columbia, SC
Member since Sep 2013
4971 posts
Posted on 3/21/15 at 9:54 pm to
Credit union is the only answer.

Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/15 at 11:31 pm to
quote:

credit unions are member owned...you buy a membership...

you have to qualify by some way to join.

Dallas Credit unoin looks easy to join...
1. Live in a certain area.
2.or qualified employer
3. or Family, School, Church...

Credit unions usually have better APRs for loans and for deposits.

LINK


Fantastic! Thank you all.
Posted by CapstoneGrad06
Little Rock
Member since Nov 2008
72090 posts
Posted on 3/22/15 at 8:21 am to
A credit union is the only way. My experience is with Shell NO FCU. But most work the same way.
This post was edited on 3/22/15 at 8:24 am
Posted by CheeseburgerEddie
Crimson Tide Fan Club
Member since Oct 2012
15574 posts
Posted on 3/22/15 at 8:33 am to
Iberia rocks
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