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At what point do you cross over to excess?

Posted on 12/15/14 at 8:52 am
Posted by AUjim
America
Member since Dec 2012
3657 posts
Posted on 12/15/14 at 8:52 am
As far as money and possessions go...?

How much do people really need? Just curious to hear some opinions on the matter.
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 12/15/14 at 8:55 am to
When you start trying to keep up with the Jones's.
Posted by Eric Nies Grind Time
Atlanta GA - ITP
Member since Sep 2012
24931 posts
Posted on 12/15/14 at 9:00 am to
Different for everyone. My definition of excess as far as possessions go is pretty low. I am happiest when I do not own a lot of things.
Posted by scrooster
Resident Ethicist
Member since Jul 2012
37546 posts
Posted on 12/15/14 at 10:02 am to
Excess is when you live beyond your means (debt), when you eat and drink more than is necessary to remain healthy (glutton), and when you cannot control your lust for things.



Posted by TbirdSpur2010
ALAMO CITY
Member since Dec 2010
134026 posts
Posted on 12/15/14 at 10:23 am to
Succinct and insightful
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
259299 posts
Posted on 12/15/14 at 11:15 am to
quote:

I am happiest when I do not own a lot of things.



Same. I keep finding myself in smaller living spaces, with fewer things to keep up with and maintain. I find it's kind of liberating.
Posted by TigerPanzer
Orlando
Member since Sep 2006
9476 posts
Posted on 12/15/14 at 11:35 am to
quote:

As far as money and possessions go...?

Money and possessions mean little. Exalted mental states are my thing, and here I cross over to excess when moderation becomes stagnation. Happens all the time.
Posted by PrivatePublic
Member since Nov 2012
17848 posts
Posted on 12/15/14 at 11:45 am to
quote:

Money and possessions mean little. Exalted mental states are my thing, and here I cross over to excess when moderation becomes stagnation. Happens all the time.


Same. Being frugal can be frickING BORING and when that happens I have to let loose the purse strings and splurge a little. Occasional excess in moderation is still moderation, right?
Posted by Kentucker
Cincinnati, KY
Member since Apr 2013
19351 posts
Posted on 12/15/14 at 11:46 am to
When you compare yourself to others.
Posted by StrawsDrawnAtRandom
Member since Sep 2013
21146 posts
Posted on 12/15/14 at 12:00 pm to
When the sink is full.
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
259299 posts
Posted on 12/15/14 at 12:04 pm to
quote:

you cannot control your lust for things


I've had this issue, but not with any material things.
Posted by cas4t
Member since Jan 2010
70872 posts
Posted on 12/15/14 at 12:14 pm to
I think everyone's definition is different, and if you have the money to have a lot of possessions, and can still take care of your family, then go for it.

I personally don't like maintenance of a lot of things. I'd prefer land to go hunt and hike than to have a bunch of cars or boats. Not to mention in my eyes, I'd rather have money than things. I didn't grow up with much, with a family who had to really be mindful of the types of foods they bought in order to ensure everyone got a full belly at night. As you can imagine, it lead to us eating unhealthy at times. I don't want my kids or their kids or their kids to have to worry about things like that. You're not setting your kids up for success when they go to bed on chili dogs or pizza most nights. The brain can't function on that crap.

So for me, the need and want for financial security outweighs the want for material things.

This post was edited on 12/15/14 at 12:16 pm
Posted by Kentucker
Cincinnati, KY
Member since Apr 2013
19351 posts
Posted on 12/15/14 at 12:18 pm to
quote:

You're not setting your kids up for success when they go to bed on chili dogs or pizza most nights. The brain can't function on that crap.


Truth. The secret to a happy life is not how much material stuff we have, but how healthy our bodies are. I've never met anyone with a healthy physique who couldn't cope with just about anything.
Posted by AUjim
America
Member since Dec 2012
3657 posts
Posted on 12/15/14 at 2:02 pm to
quote:

didn't grow up with much

quote:

need and want for financial security outweighs the want for material things.


Very much the same for me. I don't begrudge anyone their salaries, savings, or possessions, but as I've watched this deal with Muschamp unfold, and heard all the opinions of what he'll do and won't do for whatever reasons I've been thinking, in actuality, what is the difference between 1.6 million and 1.2 million, really?

Not picking on him in particular, but where is the line where the salary jump really doesn't make a difference.

We had a great lady leave our company last month over a 3,000 annual raise. 3,000 (10% of her salary) was a lot to her and would impact her lifestyle in a significant way, but 10% makes very little difference to someone making 200K, other than more for the stockpile.... or does it make a huge difference?



Posted by deltaland
Member since Mar 2011
90359 posts
Posted on 12/15/14 at 3:18 pm to
There is no solid measurement. It's at whatever point it affects your mental state, relationships, ability to make good decisions and financial well being. It's different for each person based on income and self control
Posted by makersmark1
earth
Member since Oct 2011
15702 posts
Posted on 12/15/14 at 4:08 pm to
I think if you let material goods define you, you've crossed the line.

If you think some manufactured product will make you happy, you likely will be disappointed.

I recommend experiences over luxury items like cars, jewelry, etc. Enjoy time with the people you love. Travel with a friend. Help the needy. Look for ways to serve others. Coach a team. Volunteer.

At the end of the day, if you are just, kind and humble, you probably won't go overboard.
Posted by Garfield
Kew Gardens
Member since Dec 2011
7785 posts
Posted on 12/15/14 at 7:49 pm to
quote:

where is the line where the salary jump really doesn't make a difference.


They have actually done studies on this. In the south they say around 70K.

I tend to agree based on my own experiences.

LINK
Posted by TeLeFaWx
Dallas, TX
Member since Aug 2011
29176 posts
Posted on 12/15/14 at 8:31 pm to
Spend your money on memories. Travel, events, etc, etc, etc.
Posted by LSUTigersVCURams
Member since Jul 2014
21940 posts
Posted on 12/15/14 at 9:17 pm to
probably different for everyone, but the less you can get by with the better.

And don't listen to the women folk when they try to get you to buy em shite.
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