re: The poli board on here is insane

Didn't Texas opt out of setting up their own state exchange?

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Didn't Texas opt out of setting up their own state exchange?

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I honestly don't know, I have only looked at plans on healthcare.gov. I will delve into it more thoroughly this weekend but it doesn't look good for me.

States that opted out passed on billions in medicaid dollars and having the opportunity to set up their own exchanges and having some control over types of plans and cost for non-medicaid plans.

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e. Oh and I make to much to qualify for any discount.

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Just don't buy insurance. Don't pay the penalty because unlike refusing to pay your income taxes, they can't put a lien on your account or property for not paying it. They can only withhold it from your tax return, but if you make that much I doubt you get any taxes back.

Open up a "healthcare" bank account and put whatever you deem to be a reasonable insurance payment in that account each month. Only use it to pay cash when you need a dr. Unless you have major health issues, you should be fine. I haven't seen a dr in 5 years so if I had been putting say 250 month in an account each month id have 15k sitting there for medical emergencies

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I could live with the increase if I was getting the same coverage but the coverage won't be as good and my deductible is going to fricking double. Oh and I make to much to qualify for any discount. I'm gonna lose my Jesus over this shite.

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You may want to consider concierge medicine. A lot of people are starting to do it because its way cheaper than standard "cover everything insurance". You find a doctor who does it, pay them a monthly fee for general care (about $50 to $100 a month, depending) and you have a small fee for visits. Often they do home visits, so its easier on you. Then you pair it with a high deductable cheaper insurance for catastrophic coverage.

Obamacare has a line in there for it, not to protect you, but because a lot of the 1% have concierge doctors they pay $30,000 a year for.

Its the free market basically sticking the finger to the government.

Increasing Medicaid funding portrayed as savings is like the money your wife saves at a sale. It's not savings. It's spending.


And uninsured people were less of a burden on the system than Medicaid was before Obamacare. The uninsured, even when accounting for "no pays" paid a higher percentage of billed charges than Medicaid. In short, Medicaid is underinsurance. Putting more people on it does not help the system. Instead, it clogs the ERs even more than they were and drives up costs (as people don't just use their health insurance when they're sick).

And for a person who doesn't qualify for Medicaid, as is the case with the person to whom you were responding in Agforlife, all of this is irrelevant. He gets the costs passed to him in the extreme with no benefit.

In Arkansas some of the medicaid dollars were used to pay private premiums creating a public private option allowing low income people to use subsidized private insurance. At the same time they set up the insurance exchange for anyone that was uninsured so even higher wage earners had access to a group policy within the state with better pricing than an individual could get.

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better pricing than an individual can get.

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Better price than an individual could get before Obamacare? Or better pricing by 5-10% than an individual could get now that Obamacare has inflated all individual plan costs?

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Yeah Stonehog, I'd like to hear more about this. With all the conspiracy theory stuff and your new found persona as what seems to be some sort of tough guy, I am trying to figure out what is going on.

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Started to see through the bullshite. There is no left or right, it's all a ruse to keep us under control. People are convinced we have a choice in who our leaders are. We don't.

Strangely enough, people like Basshole are guilty of the same PC crap they accuse everyone else of. There is no alternative way of thinking, and if you don't agree with them, you're an idiot. Bass always posts the same shite and does nothing but call people stupid all day. If you don't agree with him 100% on every issue, you're stupid.

Sadly, people who pigeonhole themselves as liberal or conservative nowadays have turned into shills, and they don't think independently. When there's a controversial issue with a lot of gray area, I've seen people on the Poli board say "What do we think about this?"

Think for yourself! You shouldn't have to get Rush Limbaugh's or Al Sharpton's opinion on something before you form your own. That's a big problem with society today, not only for adults but also the children in our education system. They never learn to think critically (which is another handy form of control, btw).

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Big fan of your work btw.

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Thanks man, likewise.

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I had to go the same route last week. I just bought the cheapest bronze one with the highest deductible-with no premium help ($256/$6,800).

The middle tier silver ones with $3000-$3,500 deductibles are a farce. Their premiums are nearly as high as the gold and platinum plans with high premiums and $1,000 deductibles (or less) and the insurance companies know most people will never spend that much per year.

Unless you have a medical condition that requires constant care, and you can muster $6,800 if necessary, just buy the cheapest.

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That's my plan, gonna cost me around $544 a month for a $6800 deductible policy that doesn't pay squat until the deductible is met. It's that or have nothing, and while I can get by without it, there is to much history of heart issues on both sides of my family to risk it, oh well life's a bitch and then you die.